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(Syllabus) Recruitment of Specialist Cadre Officers in SBI

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State Bank of India

(Syllabus) Recruitment of Specialist Cadre Officers

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Test will be held on-line. Wherever there will be no test, short-listing and  interviews will be held.Where number of applications is less, Bank reserves the right to consider selection of the candidate(s) through shortlisting and interview, instead of test & interview.

a) Except Professional Knowledge (PK) paper, other papers will be of  qualifying in nature. Candidates have to score minimum qualifying marks  in these papers. The minimum qualifying marks will be decided by the
Bank. The questions will be bilingual i.e. in Hindi & English. The candidates will have option to answer the questions in Hindi or English (except for test of English Language).

b) To be eligible for being short-listed for interview, candidates have to score equal to or above the cut-off marks to be decided by the Bank for the PK test, besides scoring equal to or above the Minimum qualifying marks in other tests. For the post of Economist the qualifying marks in Descriptive test will be decided by the Bank.

c) Candidates must secure equal to or more than the minimum qualifying marks (to be decided by the Bank) in interview to be considered for selection. In the interview, the candidate can opt for Hindi also.Merit List: a) for selection will be prepared in descending order on the basis of scores obtained in PK test, Descrptive test (when applicable) and interview or interview only, as the case may be.

d) In case more than one candidate score the cut off marks (common mark at cut off point), such candidates will be ranked according to their age in descending order, both in the select list as well as in the wait list.

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SBI Probationary Officer Notification released with New Pattern - 2015

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ADVERTISEMENT NO. CRPD/PO/2015-16/02

SBI Probationary Officer Notification released with New Pattern - 2015

Applications are invited from eligible Indian Citizens for appointment as Probationary Officers (POs) in State Bank of India. Candidates selected are liable to be posted anywhere in India.

Job Details:

Vacancies Vacancies (PWD)
SC ST OBC GEN Total OH VH Total
308 339 541 812 2000 38 24 62

*Vacancies reserved for OBC category are available to OBC Candidates belonging to 'Noncreamy layer'. 'Creamy layer' OBC candidates should indicate their category as 'General'.

Vacancies for OH & VH category candidates are reserved horizontally. Vacancies including reserved vacancies are provisional and may vary according to the requirements of Bank.

EMOLUMENTS :

PAY: The starting basic pay is Rs.16,900/-(with 4 increments) in the scale of Rs. 14500-600/7-18700-700/2-20100-800/7-25700 applicable to Junior Management Grade Scale I. The official will also be eligible for D.A, H.R.A & C.C.A as per rules in force from time to time. The compensation per annum at Mumbai is around Rs. 8,55,000/-.

ELIGIBILITY CRITERIA:

(A) Essential Academic Qualifications: (AS ON 01.09.2015) Graduation in any discipline from a recognised University or any equivalent qualification recognised as such by the Central Government. Those who are in the Final year/Semester of their Graduation may also apply provisionally subject to the condition that, if called for interview, they will have to produce proof of having passed the graduation examination on or before 01.09.2015. Candidates having integrated dual degree (IDD) certificate should ensure that the date of passing the IDD is on or before 01.09.2015.

Age Limit : (As on 01.04.2015)

Not below 21 years and not above 30 years as on 01.04.2015 i.e candidates must have been born not  earlier than 02.04.1985 and not later than 01.04.1994 (both days inclusive)

SELECTION PROCEDURE :

Phase-I : Preliminary Examination: Preliminary Examination consisting of Objective Tests for 100 marks will be conducted online. This test would be of 1 hour duration consisting of 3 Sections as follows:

SL. Name of test No. of Questions Marks Duration
1. English Language 30 30 Composite Time of 1 hour
2 Quantitative Aptitude 35 35
3 Reasoning Ability 35 35
  Total 100 100

Candidates have to qualify in each of the three tests by securing passing marks to be decided by the Bank. Adequate number of candidates in each category as decided by the Bank (approximately 20 times the numbers
of vacancies subject to availability) will be short listed for the Main Examination.

Phase – II: Main Examination: Main Examination will consist of Objective Tests for 200 marks and Descriptive Test for 50 marks. Both the Objective and Descriptive Tests will be online. Candidates will have to answer Descriptive test by typing on the computer. Immediately after completion of Objective Test, Descriptive Test will be administered.

(i) Objective Test:

The Objective Test of 2 hour duration consists of 4 Sections with 50 marks each (Total 200 marks) as follows:

a) Test of English Language (Grammar, Vocabulary, Comprehension etc.)
b) Test of General Awareness, Marketing &Computers
c) Test of Data Analysis & Interpretation
d) Test of Reasoning (High Level)

The candidates are required to qualify in each of the Tests by securing passing marks, to be decided by the Bank.

(ii) Descriptive Test:

The Descriptive Test of 1 hour duration with 50 marks will be a Test of English Language (Letter Writing & Essay).

The candidates are required to qualify in the Descriptive Test by securing passing marks, to be decided by the Bank.

Descriptive Test paper of only those candidates will be evaluated who have scored qualifying marks in the Objective Tests and are placed adequately high as per total marks in objective test.

Phase – III: Group Discussion (20 marks) & Interview (30 marks)

The aggregate marks of candidates qualifying in both the Objective Tests and Descriptive Test will be arranged in  descending order in each category. Adequate number of candidates in each category, as decided by the Bank will be called for Group Discussion and Interview. The qualifying marks in Group Discussion &Interview will be as decided by the Bank.

Candidates qualifying for GD & Interview under 'OBC' category would be required to submit OBC certificate containing the 'Non Creamy layer' clause. Candidates not submitting the OBC certificate containing the 'Non Creamy layer' clause and requesting to be interviewed under General category will not be entertained.

APPLICATION FEE AND INTIMATION CHARGE: (Non Refundable)

The Bank may add additional centres or may delete some of the centres indicated for training. Candidates opting for pre-examination training should download their call letter for training by entering their registration number and password/ date of birth from 26.05.2015 onwards from Bank's website. No hard copy of the call letter will be sent by post.

  1. SC/ST/PWD Rs.100/- (Intimation Charges only)
  2. General and Others Rs. 600/- (App. Fee including intimation charges)

HOW TO APPLY

GUIDELINES FOR FILLING ONLINE APPLICATION:

Candidates will be required to register themselves online through Bank's website www.statebankofindia.com or www.sbi.co.in. After registration candidates are required to pay the requisite application fee through online
mode by using debit card/ credit card/Internet Banking.

Pre-requisites for Applying Online Candidates should have valid email ID which should be kept active till the declaration of results. It will help him/her in getting call letter/interview advices etc. by email.

Important Dates:

  • ONLINE REGISTRATION OF APPLICATION: 13.04.2015 TO 02.05.2015
  • PAYMENT OF FEES - ONLINE: 13.04.2015 TO 02.05.2015
  • Preliminary Examination will be conducted tentatively in June 2015.

Click Here for Official Notification

Click Here to Apply Online

Courtesy: SBI

(Notification) Provisional Allotment Under CWE Specialist Phase III (2014-15)

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(Notification) Provisional Allotment Under CWE Specialist Phase III (2014-15)

Further to our notice dated 07.04.2014 released on the authorised IBPS website, provisional allotment exercise under CWE SPL-III from reserve list has been done. Provisionally allotted candidates are being intimated individually at the email address and mobile number recorded with IBPS at the time of online registration for CWE SPL-III.

The said provisional allotment has been done based on merit-cum-preference keeping in view the spirit of various guidelines issued by Govt. of India/Others from time to time, administrative exigency etc. A candidate belonging to reserved category, if selected on the basis of norms as applicable to General Category, has been treated at par with a General category candidate for drawing up the merit list. Such a candidate has not been adjusted against a reserved post. However his/her allotment to an Organisation has been done by treating him/her as if he/she is a reserved category candidate.

In the event of two or more candidates having obtained the same score, merit order is decided as per date of birth (the candidate senior in age is placed before the candidate junior in age).

Please note:

(1) No change in the data already registered by the candidate in the online application form  is possible.

(2) The decision of IBPS in allotment of Organisations is final and binding upon the selected candidates. However IBPS reserves the right to cancel, reallot Organisation-wise allocation depending upon exigencies or otherwise.

(3) The provisional allotment is subject to the candidate fulfilling the criteria for  Participating Organisations and identity verification to the satisf action of the allotted organisation. This does not constitute an offer of employment. In case it is detected at any stage of the recruitment process that, the candidate does not satisfy the eligibility  criteria his/her candidature/ chance in the process shall stand forfeited.

(4) Offer of appointment including terms and conditions, formalities for verification,  joining etc. will be issued from the allotted Participating Organisation in due course. Candidates may approach the respective organisation only after hearing from the said organisation. Offer of appointment is solely the decision of the Participating Organisations and shall be final and binding. IBPS has no role here.

(5) If the candidate does not avail the offer/ appointment from the allotted Participating  Organisation his/her candidature/ chance in the process shall stand forfeited.

(6) The post wise and categorywise minimum scores (combined scores in CWE and Interview out of 100) for the present round of allotment is indicated in Annexure.

(7) The list of candidates provisionally allotted under this exercise (postwise) on the basis of marks in descending order shall be displayed in our website on or before 16.04.2015. This however does not guarantee offer of employment. Decision of the Participating Organisation shall be final.

(8) The entire provisional allotment process under CWE SPL-III for the vacancies of 2014-15 stands completed with this notification.

(9) No correspondence will be entertained from the candidate about allotment status and/process.

Click Here for Official Notification

Courtesy: IBPS

(Notification) Provisional Allotment Under CWE Clerks-III (2014-15)

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(Notification) Provisional Allotment Under CWE Clerks-III (2014-15)

Further to our notice dated 01.04.2014 released on the authorised IBPS website, provisional allotment exercise from reserve list under CWE Clerks-III has been done. Provisionally allotted candidates are being intimated individually at the email address and mobile number recorded with IBPS at the time of online registration for CWE Clerks-III.

The said provisional allotment has been done based on merit-cum-preference keeping in view the spirit of various guidelines issued by Govt. of India/Others from time to time, administrative exigency etc. A candidate belonging to reserved category, if selected on the basis of norms as applicable to General Category, has been treated at par with a General category candidate for drawing up the merit list. Such a candidate has not been adjusted against a reserved post. However his/her allotment to an Organisation has been done by treating him/her as if he/she is a reserved category candidate. In the event of two or more candidates having obtained the same score, merit order is decided as per date of birth (the candidate senior in age is placed before the candidate junior in age).

Please note:

1. No change in the data already registered by the candidate in the online application form is possible.

2. The decision of IBPS in allotment of Organisations is final and binding upon the selected candidates. However IBPS reserves the right to cancel, reallot Organisation-wise allocation depending upon exigencies or otherwise.

3. The provisional allotment is subject to the candidate fulfilling the criteria for Participating Organisations and identity verification to the satisfaction of the allotted organisation. This does not constitute an offer of employment. In case it is detected at any stage of the recruitment process that, the candidate does not satisfy the eligibility criteria his/her candidature/ chance in the process shall stand forfeited.

4. Offer of appointment including terms and conditions, formalities for verification, joining etc. will be issued from the allotted Participating Organisation in due course. Candidates may approach the respective organisation only after hearing from the said organisation. Offer of appointment is solely the decision of the Participating Organisations and shall be final and binding. IBPS has no role here.

5. If the candidate does not avail the offer/ appointment from the allotted Participating Organisation his/her candidature/ chance in the process shall stand forfeited.

6. The State/UT wise and categorywise minimum scores (combined scores in CWE and Interview out of 100) for the present round of allotment is indicated in the Annexure.

7. The list of candidates provisionally allotted under this exercise (State / UT wise) on the basis of marks in descending order shall be displayed in our website on or before 16.04.2015. This however does not guarantee offer of employment. Decision of the Participating Organisation shall be final.

8. The entire provisional allotment process under CWE Clerks-III for the vacancies 2014-15 stands completed with this notification.

9. No correspondence will be entertained from the candidate about allotment status and/ process.

Click Here for Official Notification

Courtesy: IBPS

(Notification) Provisional Allotment Under CWE PO/MT-III (2014-15)

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(Notification) Provisional Allotment Under CWE PO/MT-III (2014-15)

Further to our notice dated 01.04.2014 released on the authorised IBPS website, provisional allotment exercise from reserve list under CWE PO/MT-III has been done. Provisionally allotted candidates are being intimated individually at the email address and mobile number recorded with IBPS at the time of online registration for CWE PO/MT-III. The said provisional allotment has been done based on merit-cum-preference keeping in view the spirit of various guidelines issued by Govt. of India/Others from time to time, administrative exigency etc. A candidate belonging to reserved category, if selected on the basis of norms as applicable to General Category, has been treated at par with a General category candidate for drawing up the merit list. Such a candidate has not been adjusted against a reserved post. However his/her allotment to an Organisation has been done by treating him/her as if he/she is a reserved category candidate.

In the event of two or more candidates having obtained the same score, merit order is decided as per date of birth (the candidate senior in age is placed before the candidate junior in age).

Please note:

(1) No change in the data already registered by the candidate in the online application form is possible.

(2) The decision of IBPS in allotment of Organisations is final and binding upon the selected candidates. However IBPS reserves the right to cancel, reallot Organisationwise allocation depending upon exigencies or otherwise.

(3) The provisional allotment is subject to the candidate fulfilling the criteria for Participating Organisations and identity verification to the satisfaction of the allotted organisation. This does not constitute an offer of employment. In case it is detected at any stage of the recruitment process that, the candidate does not satisfy the eligibility criteria his/her candidature/ chance in the process shall stand forfeited.

(4) Offer of appointment including terms and conditions, formalities for verification, joining etc. will be issued from the allotted Participating Organisation in due course. Candidates may approach the respective organisation only after hearing from the said organisation. Offer of appointment is solely the decision of the Participating Organisations and shall be final and binding. IBPS has no role here.

(5) If the candidate does not avail the offer/ appointment from the allotted Participating Organisation his/her candidature/ chance in the process shall stand forfeited.

(6) The categorywise minimum scores (combined scores in CWE and Interview out of 100) for the present round of allotment is indicated below:

Category SC ST OBC UR OC VI HI
Minimum Scores 33.80 25.20 36.40 41.60 33.00 NA NA

* Not available

{In the event of two or more candidates having obtained the same score, merit order is decided as per date of birth (the candidate senior in age is placed before the candidate junior in age).}

(7) The list of candidates provisionally allotted under this exercise on the basis of marks in descending order shall be displayed in our website on or before 16.04.2015. This however does not guarantee offer of employment. Decision of the Participating Organisation shall be final.

(8) The entire provisional allotment process under CWE PO/MT-III for the vacancies of 2014-15 stands completed with this notification.

(9) No correspondence will be entertained from the candidate about allotment status and/ process.

Click Here for Official Notification

Courtesy: IBPS

(Joining Schedule) Recruitment Through CRP for the Post of Specialist Officers CRP SPL-III (Wait List) in PNB

(Joining Schedule) Recruitment Through CRP for the Post of Specialist Officers CRP SPL-III (Wait List) in PNB

LIST OF THE SELECTED CANDIDATES FOR THE POST OF LAW OFFICER IN SCALE-II AND AGRICULTURE FIELD OFFICER, HR/PERSONNEL OFFICER & I.T.OFFICER IN SCALE-I AND THEIR JOINING SCHEDULE

Exam Name: Specialist Officers CRP SPL-III

Bank Name: PNB

Click Here for Selected Candidates List

Courtesy: PNB

(Notification) Recruitment of Specialist Cadre Officers in State Bank - 2015 "Advertisement No. CRPD/SCO/2015-16/1"

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State Bank of India

(Notification) Recruitment of Specialist Cadre Officers in State Bank - 2015 "Advertisement No. CRPD/SCO/2015-16/1"

State Bank of India invites on-line applications from Indian citizens for appointment in following Specialist Cadre Officers posts in State Bank Group. Candidates are requested to apply on-line through link given in “career with us” section of Bank’s website www.statebankofindia.com or www.sbi.co.in

Job Details:

Sr. No. Post & Post Code Grade Bank Total Post  Max. Age Educational Qualification as on 01.04.2015 Relevant full time post qualification  experience as on 01.04.2015
1 Chief Medical Officer Post Code: CMOF SMGS-V SBI 1 45 Years MD/MS with 10 years work experience or
MBBS Degree with 15 years work experience as a General Physician and
some experience as a Hospital Suprintendent.
(Relaxation in experience can be considered in deserving cases of higher/additional qualification).
2 Chief Manager (Economist) Post Code: CMEC SMGS-IV SB 1 35 Years Post Graduate Degree in Economics or
MBA/MMS/PGDBA/PGPM/PGDM
(Preferably in Finance) which should
be a 2 years full time course.
Courses completed through
correspondence / part-time are not
eligible. The Institute should be
recognized/approved by Govt.
bodies / AICTE.
Other requirements:
Candidates should have excellent
communication & writing skills.
Candidates having hands on
experience in econometric packages
like STATA, SAS & EVIEWS will be
given preference.
Minimum 5 years experience as an
Economist or Analyst with Financial
Institutions/Banks/Rating Agencies/
Analytics Firm/Reputed Brokerage
Agencies.
Preference will be given to
candidates having background in
analytics, macroeconomic
forecasting & analysis.
Experience with an industry,
chamber and/or analytics firm will
be an added advantage.
3 Manager (Chartered Accountant) Post Code : M G C A MMGS-III SBM
SBBJ
1
1
38 Years Qualified Chartered Accountant Minimum 3 years experience in
Accounts/Taxation/ US GAAP/
Statutory Audit areas in reputed
organisation.Candidates having own
practice are also eligible to apply
4 Manager (Official Language) Post Code : M G O L MMGS - III SBBJ 3 35 Years Post –graduate degree in Hindi
with English as a Subject at degree
level or post graduate degree in
Sanskrit with Hindi & English as
subjects at degree level.
Minimum 5 years experience of
translation work from English to Hindi
and vice versa in full time post in
reputed organization.
5 Deputy Manager (Security) Post Code: D M S E MMGS-II SBT
SBBJ
SBH
3
4
7
35 Years An officer with minimum 5 years commissioned service in Army/ Navy/
Air Force or a Police Officer not below the rank of ASP/Deputy SP with
minimum 5 years service in that rank or officer of identical rank with minimum
5 years service in para-military services. Officers from the fighting arms will
be given preference.
6 Deputy Manager (Law) Post Code: D M L A MMGS-II SBBJ 4 35 Years Graduate with a degree in Law or a
Law Graduate who has passed 5
years integrated Law course from a
recognized University in India.
The candidate should be enrolled as
an Advocate with the Bar Council and
should have (i) minimum 2 yrs active
practice as an Advocate in a) Civil
Court or b) Solicitor's Firms or c) in the
legal department of a Central / State
Government or Scheduled Bank/
Public Sector Undertaking/ Company
or (ii) Holding the post of Munsif, Civil
Judge (Junior or Senior) for a period
of 2 years or (iii) With a combined
period of experience of 2 years in (i) &
(ii) above . Experience gained before
enrolment as an advocate will not be
counted for eligibility. or
(iv) Candidates who have not enrolled
with the bar Council but were
employed in the legal department of
Banks / Institutions for a minimum
period of 2 years within 6 months
from the date of declaration of final
result of graduation in Law, are also
eligible to apply subject to fulfillment
of all other eligibility criteria
7 Deputy Manager (Civil Engg.) Post Code: D M C E MMGS- II SBBJ 5 35 Years A degree in Civil Engineering from a
recognized University/ Institution with
60% marks. Candidates with post
graduate degree will be preferable
Minimum 5 years experience in
construction/ maintenance of
multistoried commercial/ institutional/
residential buildings involving RCC
framed construction or projects
involving pile foundation, controlled
concrete work, mixed design, testing
of materials or projects, planning &
control (preferably computer based).
Some experience in design office or
material testing laboratory is desirable
besides experience in preparation of
cost estimates for construction work
and checking of contractors bills
8 Deputy Manager (Electrical Engg.) Post Code: D M E E MMGS- II SBBJ 3 33 Years Graduate degree in Electrical
Engineering from a recognized
University/Institution with 60% marks.
Candidates with Post graduation
qualification will be preferred
Minimum 3 years experience in
installation, handling & maintenance
of all electrical equipments viz UPS
generators, energy saving devices,
starters, motors, control panels, HT-LT,
switch gears, cabling, water pumps,
air conditioning equipments, lifts etc.
and also in preparation of tender
specification and evaluation thereof.
9 Deputy Manager (Fire,) Post Code: D M F S MMGS-II SBBJ 1 35 Years Graduate of the Institute of Fire
Engineers (India / U.K.) or should
have completed Divisional
Officers Course at the National
Fire Service College (NFSC),
Nagpur. or should be B.E. (Fire )
from NFSC
Candidate should have intimate
Knowledge of Hydrant system ,fire
detection system, sprinkler systems
and evacuation problems and also
have a minimum seven years
experience as Station Officer or
equivalent post in a City Fire Brigade
or in State Fire Service or In-Charge
Fire Office in big Industrial Complex.
Practical experience of 5 years is
essential in case of candidate
possessing B.E. (Fire) degree from
National Fire Service College, Nagpur
10 Asstt. Manager (System)
Post Code: A M S Y
JMGS-I SBT
SBM
5
15
30 Years B.E./ B. Tech. in Computer Science/
Computer Application/ Information
Technology/ Electronics/ Electronics
& Telecommunications/ Electronics &
Communications/ Electronics &
Instrumentation
or M. Sc. in Electronics/ Electronics &
Telecommunications/ Electronics &
Communications/ Electronics &
Instrumentation/ Computer Science/
Information Technology/ Computer
Applications
or MCA from Government
recognized University/ Institutes
Experience in computer
programming in a reputed
organization would be desirable
11 Asstt.Manager (Civil Engg.)

Post Code: AMCE

 JMGS-I SBI 19 30 Years A degree in Civil Engineering from a
recognized University/ Institution with
60% marks. Candidates with post
graduate degree will be preferable.
Minimum 2 years experience in
construction/ maintenance of
multistoried commercial/
institutional/ residential buildings
involving RCC framed construction
or projects Involving pile foundation,
controlled concrete work, mixed
design, testing of materials or
projects, planning and control
(preferably computer based). Some
experience in design office or
material testing laboratory is
desirable besides experience in
preparation of cost estimates for
construction work and checking of
contractors bills.
12 Asstt.Manager (Electrical Engg.)

Post Code: AMEE

JMGS-I SBI 9  30 Years A degree in Electrical Engineering
from a recognized University/
Institution preferably with 60% marks.
Candidates with Post Graduation
degree will be preferred.
Minimum 2 years experience in
installation, handling & maintenance
of all electrical equipments viz UPS
generators, energy saving devices,
starters, motors, control panels, HT-LT,
switch gears, cabling, water pumps,
air conditioning equipments, lifts etc.
and also in preparation of tender
specification and evaluation thereof.
13 Asstt. Manager (Chartered Accountant) Post Code: AMCA JMGS-1 SBI 14  35 Years Qualified Chartered Accountants Post qualification experience of
minimum one year in Accounting
standards/Direct & Indirect Taxation
/ Audit of Banks.
Preference to be given to those
working in Banks.

EMOLUMENTS:

SCALE ABBREVIATION SCALE  SCALE OF PAY (RS) MONTHLY EMOLUMENTS APPROX (RS)
JMGS I
MMGS II
MMGS III
SMGS IV
SMGS V
Junior Management Grade Scale I
Middle Management Grade Scale II
Middle Management Grade Scale III
Senior Management Grade Scale IV
Senior Management Grade Scale V
14500-600/7-18700-700/2-20100
19400-700/1-20100-800/10-28100
25700-800/5-29700-900/2-31500
30600-900/4-34200-1000/2-36200
36200-1000/2-38200-1100/2-40400
34000
46000
60000
72000
84000

SELECTION PROCEDURE :

(i) Manager & Asstt. Manager (Chartered Accountant), Manager (Official Language), Dy. Manager (law), Dy. Manager & Asstt. Manager (Civil Engineer), Dy. & Asstt. Manager (Electrical Engineer), Asstt. Manager (System), Chief Manager (Economist): The selection of candidates will be on the basis of online written test and interview. The test will be conducted tentatively on 14.06.2015 (In case the number of applicants are less,
Bank reserves the right to complete the selection process through shortlisting and interview instead of through online written test and interview). The date of test will be uploaded on Bank's website and also advised to the candidates through SMS and e mails. Candidates will be required to download the call letters. The test may be held at Ahmedabad, Vadodara, Bangalore, Bhopal, Raipur, Bhubaneshwar, Chandigarh, Jammu, Srinagar, Chennai, Madurai, Guwahati, Hyderabad / Secunderabad, Vishakhapatnam, Kolkata / Greater Kolkata, Lucknow, Varanasi, Mumbai / Greater Mumbai / Thane / Navi Mumbai, Nagpur, Pune, Dehradun, Jaipur, New Delhi/ Delhi/ NCR, Patna, Ranchi, Ernakulam & Trivandrum centres. The Bank, however, reserves the right to add or delete any centre and allot the candidate to any centre other than the one he/she has opted for.

Pattern of Test:

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Test will be held on-line. Wherever there will be no test, short-listing and interviews will be held.Where number of applications is less, Bank reserves the right to consider selection of the candidate(s) through shortlisting and
interview, instead of test & interview.

APPLICATION FEE AND INTIMATION CHARGE (Non-refundable)

  • SC/ST/PWD 100/- (Intimation Charges only)
  • General and others 600/- (App. Fee including intimation only)

HOW TO APPLY

FOR DETAILED GUIDELINES / PROCEDURE ON

(a) Application registration
(b) Payment of fees
(c) Photograph & Signature scan & upload.

Visit Bank's website www.statebankofindia.com OR www.sbi.co.in "careers with us" Recruitment of Specialist Cadre Officer in State Bank Group.

Important Dates:

  • On-line Registration of Application starts from: 08.04.15
  • Last date for On-line Registration of Application : 27.04.15
  • Payment of Fee On-line: 08.04.15 TO 27.04.2015
  • Downloading of call letter for Online test: After 01.06.2015

Click Here for Official Notification

Click Here to Apply Online

Courtesy: SBI

IBPS: Provisional Allotment Under CWE (Specialist Officer) SPL-IV

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Institute of Banking Personnel Selection

Provisional Allotment Under CWE (Specialist Officer) SPL-IV

Provisional allotment under CWE SPL-IV has been done based on the postwise and category-wise vacancies for 2015-16 for specialist officer cadre as furnished by the Participating Organisations (details vide Annexure A) subject to availability. Candidates can view their result status after interview on IBPS website www.ibps.in by entering their Registration Number or Roll Number and Password.

Please note:

1. No change in the data already registered by the candidate in the online application form is possible.

2. The said provisional allotment has been done based on merit-cum-preference keeping in view the spirit of various guidelines issued by Govt. of India/Others from time to time, administrative exigency etc.

3. A candidate belonging to reserved category, selected on the basis of norms as applicable to General Category, has been treated at par with a General category candidate for drawing up the merit list. Such a candidate has not been adjusted against a reserved post. However his/her allotment to an Organisation has been done by treating him/her as if he/she is a reserved category candidate.

4. In the event of two or more candidates having obtained the same score, merit order is decided as per date of birth (the candidate senior in age is placed before the candidate junior in age), as per the prevailing practice.

5. The provisional allotment is subject to the candidate fulfilling the criteria for Participating Organisations and identity verification to the satisfaction of the allotted organisation. This does not constitute an offer of employment. In case it is detected at any stage of the recruitment process that, the candidate does not satisfy the eligibility criteria his/her candidature/ chance in the process shall stand forfeited.

6. Offer of appointment including terms and conditions, formalities for verification, joining etc. will be issued from the allotted Participating Organisation in due course. Decision of Participating organisations shall be final and binding.

7. The recruitment process/ appointment is solely the purview of the Participating Organisations and shall be final and binding. IBPS has no role in this connection.

8. If the candidate does not avail the offer/ appointment from the allotted Participating Organisation his/her candidature/ chance in the process shall stand forfeited.

9. A list of candidates (postwise) provisionally allotted on the basis of marks in descending order will be displayed on our website on or before 01.05.2015. However this does not guarantee offer of employment. Decision of Participating organisations shall be final.

10. A reserve list to the extent of approximately 10 percent of the vacancies under each category has been kept for each post, subject to the availability of candidates, as per advertisement dated 17.11.2014. This does not guarantee allotment to/recruitment by the Participating Organisation(s). In the event of Participating Organisations providing vacancies during April 2015-March 2016, provisional allotment will be carried out for the candidates in the reserve list. However if no vacancy is furnished by the Participating Organisations owing to exigencies or otherwise during the validity period the candidates under the reserve list will not be considered for allotment. The reserve list will expire automatically on 31.03.2016 without any notice.

11. Candidates who are not provisionally allotted or not in the reserve list will not be considered for any further process under CWE SPL-IV for vacancies for 2015-16.

12. The post wise and categorywise maximum and minimum scores (combined scores in CWE and Interview out of 100) for the provisional allotment and reserve list is indicated in Annexure B.

13. The decision of IBPS in allotment of Organisations is final and binding upon the selected candidates. However IBPS reserves the right to cancel, reallot Organisation-wise allocation depending upon exigencies or otherwise.

14. No correspondence will be entertained from the candidate about allotment status and/ process.

15. Please note that any selection for Agriculture Field Officer (Scale –I) as per this Notice is subject to the outcome of the Writ Petitions pending before Hon’ble High Court of Orissa at Cuttack.

Minimum scores (combined scores in CWE and Interview out of 100) CWE SPL-IV (Annexure to Notification dated 06.04.2015)

PROVISIONAL ALLOTMENT

POST CATEGORY
SC ST OBC UR HI OC VI
I.T.OFFICER (SCALE-I). 51.00
(12/05/90)
45.20
(18/08/89)
54.40
(01/06/89)
57.60
(30/04/91)
39.20 49.00 49.20
AGRICULTURE FIELD OFFICER (SCALE-I). 28.60
(13/06/89)
22.00 33.60
(07/08/91)
34.20
(11/08/88)
26.20 27.20 31.60
RAJBHASHA ADHIKARI (SCALE-I). 37.40 30.00 39.00 34.20 47.80 30.60 46.60
LAW OFFICER (SCALE-I). 40.00
(04/09/88)
37.60 43.20 48.40 NA 39.20 41.20
HR/PERSONNEL OFFICER (SCALE-I). 46.60 43.60 49.00 54.40
(21/03/87)
NA 47.20 45.20
MARKETING OFFICER (SCALE-I). 44.40
(03/07/86)
36.20 48.40
(04/12/88)
51.00
(16/02/89)
32.40 43.00 33.60

NA : NO VACANCY / NO CANDIDATE AVAILABLE.

Minimum scores (combined scores in CWE and Interview out of 100) CWE SPL-IV

RESERVE LIST (subject to vacancies for 2015-16 and availability of candidates)

POST CATEGORY
SC ST OBC UR HI OC VI
I.T.OFFICER (SCALE-I). 50.80 45.20 54.40 57.20 38.20 48.40 47.20
AGRICULTURE FIELD OFFICER (SCALE-I). 27.60 NA 33.20 27.80 NA 26.00 NA
RAJBHASHA ADHIKARI (SCALE-I). 35.80 NA 37.40 NA NA NA NA
LAW OFFICER (SCALE-I). 39.80 37.20 42.40 48.20 NA 35.40 38.80
HR/PERSONNEL OFFICER (SCALE-I). 46.20 43.40 48.60 54.00 NA 42.40 36.80
MARKETING OFFICER (SCALE-I). 43.80 35.20 48.20 50.60 NA 42.80 31.60

 

NA : NO VACANCY / NO CANDIDATE AVAILABLE.

Click Here for Official Notification

Click Here to View Provisional Allotment

Courtesy: IBPS

IBPS: Provisional Allotment Under CWE-Clerks- IV

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Institute of Banking Personnel Selection

Provisional Allotment Under CWE-Clerks- IV

Provisional allotment under CWE Clerks-IV has been done based on the state-wise and categorywise vacancies for 2015-16 for clerical cadre as furnished by the Participating Organisations (details vide Annexure A) subject to availability. Candidates can view their result status after interview on IBPS website www.ibps.in by entering their Registration Number or Roll Number and Password. Please note:

1. No change in the data already registered by the candidate in the online application form is possible.

2. The said provisional allotment has been done based on merit-cum-preference keeping in view the spirit of various guidelines issued by Govt. of India/Others from time to time, administrative exigency etc.

3. A candidate belonging to reserved category, selected on the basis of norms as applicable to General Category, has been treated at par with a General category candidate for drawing up the merit list. Such a candidate has not been adjusted against a reserved post. However his/her allotment to an Organisation has been done by treating him/her as if he/she is a reserved category candidate.

4. In the event of two or more candidates having obtained the same score, merit order is decided as per date of birth (the candidate senior in age is placed before the candidate junior in age), as per the prevailing practice.

5. The provisional allotment is subject to the candidate fulfilling the criteria for Participating Organisations and identity verification to the satisfaction of the allotted organisation. This does not constitute an offer of employment. In case it is detected at any stage of the recruitment process that, the candidate does not satisfy the eligibility criteria his/her candidature/ chance in the process shall stand forfeited.

6. Offer of appointment including terms and conditions, formalities for verification, joining etc. will be issued from the allotted Participating Organisation in due course. Decision of Participating organisations shall be final and binding.

7. The recruitment process/ appointment is solely the purview of the Participating Organisations and shall be final and binding. IBPS has no role in this connection.

8. If the candidate does not avail the offer/ appointment from the allotted Participating Organisation his/her candidature/ chance in the process shall stand forfeited.

9. A list of candidates (Statewise / UT wise in Roll Number order) provisionally allotted on the basis of marks in descending order will be displayed on our website on or before 01.05.2015. However this does not guarantee offer of employment. Decision of Participating organisations shall be final.

10. A reserve list to the extent of approximately 10 percent of the vacancies under each category has been kept, subject to the availability of candidates, as per advertisement dated 09.08.2014. This does not guarantee allotment to/recruitment by the Participating Organisation(s). In the event of Participating Organisations providing vacancies during April 2015-March 2016, provisional allotment will be carried out for the candidates in the
reserve list. However if no vacancy is furnished by the Participating Organisations owing to exigencies or otherwise during the validity period the candidates under the reserve list will not be considered for allotment. The reserve list will expire automatically on 31.03.2016 without any notice.

11. Candidates who are not provisionally allotted or not in the reserve list will not be considered for any further process under CWE Clerks-IV for vacancies for 2015-16.

12. The State/UT wise and categorywise maximum and minimum scores (combined scores in CWE and Interview out of 100) for the provisional allotment and reserve list is indicated in Annexure B.

13. The decision of IBPS in provisional allotment of Organisations is final and binding upon the selected candidates. However IBPS reserves the right to cancel, reallot Organisation-wise allocation depending upon exigencies or otherwise.

14. No correspondence will be entertained from the candidate about allotment status and/ process.

Click Here for State Wise Cut-Off

Click Here to View Your Provisional Allotment

Courtesy: IBPS

IBPS: Provisional Allotment Under CWE PO/MT-IV

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Institute of Banking Personnel Selection

Provisional Allotment Under CWE PO/MT-IV

Provisional allotment under CWE PO/MT-IV has been done based on the category-wise vacancies  for 2015-16 for PO/MT cadre as furnished by the Participating Organisations (details vide Annexure  A) subject to availability. Candidates can view their result status after interview on IBPS website www.ibps.in by entering their Registration Number or Roll Number and Password.

Please note:

1. No change in the data already registered by the candidate in the online application form is possible.

2. The said provisional allotment has been done based on merit-cum-preference keeping in view the spirit of various guidelines issued by Govt. of India/Others from time to time, administrative exigency etc.

3. A candidate belonging to reserved category, selected on the basis of norms as applicable to General Category, has been treated at par with a General category candidate for drawing up the merit list. Such a candidate has not been adjusted against a reserved post. However his/her allotment to an Organisation has been done by treating him/her as if he/she is a reserved category candidate.

4. In the event of two or more candidates having obtained the same score, merit order is decided as per date of birth (the candidate senior in age is placed before the candidate junior in age), as per the prevailing practice.

5. The provisional allotment is subject to the candidate fulfilling the criteria for Participating Organisations and identity verification to the satisfaction of the allotted organisation. This does not constitute an offer of employment. In case it is detected at any stage of the recruitment process that, the candidate does not satisfy the eligibility criteria his/her candidature/ chance in the process shall stand forfeited.

6. Offer of appointment including terms and conditions, formalities for verification, joining etc. will be issued from the allotted Participating Organisation in due course. Decision of Participating organisations shall be final and binding.

7. The recruitment process/ appointment is solely the purview of the Participating Organisations and shall be final and binding. IBPS has no role in this connection.

8. If the candidate does not avail the offer/ appointment from the allotted Participating Organisation his/her candidature/ chance in the process shall stand forfeited.

9. A list of candidates (in Roll Number order) provisionally allotted on the basis of marks in descending order will be displayed on our website on or before 01.05.2015. However this does not guarantee offer of employment. Decision of Participating organisations shall be final.

10. A reserve list to the extent of approximately 10 percent of the vacancies under each category has been kept, subject to the availability of candidates, as per advertisement dated 16.07.2014. This does not guarantee allotment to/recruitment by the Participating Organisation(s). In the event of Participating Organisations providing vacancies during April 2015-March 2016, provisional allotment will be carried out for the candidates in the
reserve list. However if no vacancy is furnished by the Participating Organisations owing to exigencies or otherwise during the validity period the candidates under the reserve list will not be considered for allotment. The reserve list will expire automatically on 31.03.2016 without any notice.

11. Candidates who are not provisionally allotted or not in the reserve list will not be considered for any further process under CWE PO/MT-IV for vacancies of 2015-16.

12. The categorywise maximum and minimum scores (combined scores in CWE and Interview out of 100) for the provisional allotment and reserve list is indicated in Annexure B. 13. The decision of IBPS in allotment of Organisations is final and binding upon the selected candidates. However IBPS reserves the right to cancel, reallot Organisation-wise allocation depending upon exigencies or otherwise.

14. No correspondence will be entertained from the candidate about allotment status and/ process.

Maximum and Minimum scores (combined scores in CWE and Interview out of 100)

(Annexure to the Notification dated 01.04.2015)

PROVISIONAL ALLOTMENT

Category SC ST OBC UR OC VI HI
Maximum Scores 68.00 54.00 68.00 73.80 52.60 58.80 46.80
Minimum Scores 42.20
(02/02/87)
36.40
(10/05/84)
45.60
(07/09/92)
49.60
(01/01/91)
39.60
(14/11/92)
34.80
(04/08/85)
24.40
(25/08/92)

RESERVE LIST (subject to vacancy for 2015-16 and availability of candidates)

Category SC ST OBC UR OC VI HI
Minimum Scores 42.00 36.00 45.20 49.20 39.20 34.00 NA

NA : NO CANDIDATE AVAILABLE

Total Selected Candidates Details:

Organisation SC ST OBC UR TOTAL Out of Which PWD
            VI HI OC
Allahabad Bank 26 14 47 88 175 2 33 2
Andhra Bank 28 22 51 99 200 10 0 5
Bank of Baroda 160 95 324 621 1200 24 24 20
Bank of India 311 147 610 1026 2094 21 21 21
Bank of Maharashtra 67 33 121 229 450 4 4 4
Canara Bank 310 180 574 936 2000 36 95 38
Central Bank of India 62 19 32 58 171 1 1 1
Corporation Bank 72 36 131 247 486 5 4 5
Dena Bank 5 34 10 235 284 8 7 51
ECGC 2 0 4 9 15 0 0 0
IDBI Bank 179 277 453 175 1084 27 0 5
Indian Bank 50 25 91 170 336 4 4 4
Indian Overseas Bank 143 66 255 509 973 39 65 9
Oriental Bank of Commerce 75 38 135 252 500 5 18 5
Punjab National Bank 149 80 297 548 1074 24 23 21
Punjab & Sind Bank 118 59 212 396 785 8 8 8
Syndicate Bank 277 138 499 936 1850 43 54 18
UCO Bank 43 17 58 182 300 5 32 3
Union Bank of India 127 51 98 589 865 24 24 84
United Bank of India 109 93 173 325 700 9 16 6
Vijaya Bank 155 87 260 487 989 19 22 10
Bhartiya Mahila Bank 28 20 47 95 190 3 3 3
Total 2496 1531 4482 8212 16721 321 458 323

Click Here for Official Notification

Click Here to View Your Allotment

Courtesy: IBPS

General Awareness : Sports - January, 2015

(General Awareness For Bank's Exams) Sports

January - 2015

Footballer Gasan Magomedov shot dead

  •  A 20-year-old footballer for Russian club Anzhi Makhachkala has been shot dead near his home in Russia’s volatile North Caucasus.

  •  Gasan Magomedov was driving into his home village when his car was sprayed with machine gun fire and he died from his wounds while being transported to hospital, Anzhi said in a statement.

  •  No arrests have been made and the motive is unclear, the club said. Magomedov was a regular in midfield for Anzhi’s youth and reserve teams.
    S. Shrikrishna wins maiden title

  •  Tamil Nadu’s S. Shrikrishna gave ample evidence of his emerging status by winning his maiden National sub-junior billiards title, upsetting top seed Ishpreet Singh Chadha of Maharashtra 326-283 in an hour-long final at the BRC.

  •  Shrikrishna, who is competing in all three sections, quietly dominated proceedings beginning with a break of 54 on his very first visit to the table.

  •  The early onslaught would have unnerved any other player, but not Ishpreet. From 9-104 down, the brave Mumbai lad staged a remarkable recovery to take the lead 193-185, with a break of 52 and many smaller ones.

  •  The second seed came up with a break of 55 just after the halfway mark to consolidate the early gains to be at 240-193.

  •  The 18-year-old came close to overhauling the free-stroking Shrikrishna (255-251), but the TN boy produced small but useful breaks of 20, 17 and 24 late in the game to run away a deserving winner.

Axar & Jadeja get the nod for ICC World Cup

  •  After obtaining the opinion of its NCA-attached physiotherapist Nitin Patel, the BCCI has selected all-rounder Ravindra Jadeja in its 15-member team for the ICC World Cup to be played in Australia and New Zealand in February-March.

  •  The 26-year-old from Saurashtra, who has played 109 One-Day Internationals, returned home from Australia in the last week of December to remedy the damaged shoulder of his bowling hand.

  •  He is undergoing rehabilitation at the BCCI’s NCA set-up with SRMC, Chennai. “He’s doing wonderfully well. He should be able to hit training after 10 days,” said BCCI secretary Sanjay Patel at the first team announcement press conference in six years.

  •  Patel also said that fast bowler Ishant Sharma had been laid low by a minor knee niggle and hence was not included in the XI for the fourth and final Test at Sydney. Taking into account the heavy workload for the likes of Ishant,

  •  Umesh Yadav and Mohammad Shami in the four-Test series and Bhuvneshwar Kumar (he’s just recovered from an injury), the BCCI has made available to captain Mahendra Singh Dhoni two additional seamers for the tri-series in which the third team will be England.

Ishpreet Singh wins maiden title

  •  Ishpreet Singh Chadha of Maharashtra won his maiden National sub-junior snooker title at the BRC, outplaying Shobhit Sethi of Punjab 3-0 in a final that lasted a little over an hour.

  •  After winning a tough first frame, the 18-year old Ishpreet wrapped up the next two in quick time, winning 46-42, 71-31, 67-04.

  •  “I have been trying to win this for the past five years. I have been training under (former Asian champion) Yasin Merchant for the past one year and this is a good result for me,” said Ishpreet.

  •  The match was devoid of any big break, but it was Ishpreet’s consistency that proved decisive. Earlier, top seed S. Shrikrishna of Tamil Nadu — who won the billiards title beating Ishpreet — was shocked in the quarterfinals by Rohan Sahani of Maharashtra.

Indian weight lifters end with 14 medals

  •  Indian weightlifters ended their campaign on a high by bagging a total of 14 medals, including six gold in the 17th Asian Youth (boys & girls), 22nd Junior Women and 29th Junior Men Asian Weightlifting Championships at Doha, Qatar.

  •  Even those six lifters, who failed to make it to the podium, finished within the top six positions in their respective body weight categories.

  •  India won a silver on the last day of the competition as Swapna Priya Baruah ended second in the Junior Women 69kg division.

  •  Ragala Venkat Rahul clinched a gold in Junior Men 85kg with a total lift of 324kg -143kg in snatch and 181kg clean & jerk. Two Junior Women lifters - S Thasana Chanu (58kg) and Punam Yadav (63kg) - settled for a bronze each, while Kh Nungshiton also claimed the third spot in Youth Girls 58kg.

Sharapova moved into Brisbane International semifinals

  •  Maria Sharapova moved into the Brisbane International semifinals with a 6-1, 6-3 win over Carla Suarez Navarro, weathering a challenging opening few games before taking the momentum away from her Spanish rival.

  •  Top-seeded Sharapova dropped her opening service game and then needed eight breakpoints before converting for a 2-1 lead. From there, it was straight-forward progress.

  •  The reigning French Open champion has dropped just five games across her opening two matches of the season and next faces Ukraine’s Elina Svitolina, who came from a set and a break down to beat third-seeded Angelique Kerber of Germany 4-6, 7-5, 6-3.

  •  Third-seeded Milos Raonic moved into the men’s quarterfinals with a 6-3, 6-4 second-round win over Mikhail Kukushkin of Kazakhstan. Roger Federer was scheduled to play a night match.

Indian team needs to sort out its bowling combinations says Srinath

  •  Former India pace spearhead Javagal Srinath has raised doubts about the team’s bowling attack ahead of the upcoming ODI cricket World Cup though he has rated the defending champions’ batting line-up as the strongest going into the showpiece event.

  •  “India must sort out its bowling combinations and resources at the earliest. It needs someone to lead the attack and it needs to zero in on the bowlers who Dhoni and the team management believe will play in all the matches of the ICC Cricket World Cup 2015,” Srinath wrote in an ICC column.

  •  The 45-year-old Karnataka cricketer has played in three 50-over World Cups, from 1992 to the 2003 edition in South Africa. “At this point, Bhuvneshwar Kumar seems the best bet to do that (lead the attack), unless Ishant Sharma finds his line and length and leads from the front.

  •  India’s bowling form will be thoroughly tested during the tri-series preceding the ICC Cricket World Cup 2015,” Srinath wrote. He added, “Midway through this tri-series, Dhoni should have decided what his first choice bowling attack will be for the duration of ICC’s pinnacle event.

  •  There will be some experimentation early on, but by the time the tri-series is over, India should have its best 11 in place, the team it believes will take it all the way to the title.”

  •  Among the spinners, Srinath said Ashwin is an “automatic choice” in the playing XI. “The balance of the team will determine whether if India will play a second spinner or an additional medium-pacer.” He heaped praise on the Indian batting line-up.

  •  “India’s batting is well set with the likes of Shikhar Dhawan, Rohit Sharma, Virat Kohli, Ajinkya Rahane and Suresh Raina, not to mention MS Dhoni himself,” Srinath said.

  •  “This is amply reflective of the strength at the top of the batting order, so perhaps the selectors might have felt that keeping Vijay in the squad was a bit of a luxury they could not afford.

Poland wins Hopman Cup

  •  Poland has won its first ever Hopman Cup title, beating the USA 2-1 in the final. Agnieszka Radwanska showed why she should be considered among the favourites for the Australian Open later this month by beating the world No. 1 Serena Williams in the final.

  •  The world No. 5 Radwanska teamed up with Hopman debutant Jerzy Janowicz to beat the US pairing of Serena Williams and John Isner 2-1.
    Avinash emerges champion in National junior snooker

  •  Avinash Kumar continued his giant-killing spree to win his maiden National junior snooker title at the BRC. The 20-year-old Delhi cueist won all his round-robin semifinal league games, losing just three frames.

  •  “He played spectacular snooker. His extraordinary show has caught the attention of everyone in this National meet,” said former World billiards champion Manoj Kothari.

  •  “We will try and get him scholarship from one of the oil companies,” he informed. Avinash, whose parents migrated to Delhi from Patna, did not drop a single frame.

  •  Playing his second league game against Hritik Jain from Madhya Pradesh, Avinash was thrashed 1-63 in the opening frame. “I came to the venue late and hardly had time to warm-up,” he said.

  •  “Though I won the second frame I was still not be able to focus well. I got my rhythm back in the fourth and there was no stopping me.” Avinash lost the first frame to S. Shrikrishna of Tamil Nadu 11-72 in the final league game only to take the next four in a row.

India have slipped to 7th place in Test rankings

  •  India have slipped a place to be seventh in the latest ICC Test rankings after losing the four-match away series against Australia 0-2. India’s slide in the rankings come after the two fighting draws which were not enough to prevent another series loss overseas.

  •  India captain Virat Kohli however has gained three places to be 12th in the batsmen standings after amassing 692 runs in the eight innings Down Under. His Australian counterpart Steven Smith has reached a career-high fourth after piling up 769 runs in the series at a staggering average of 128.16.

  •  Amongst the bowlers, pacer Mohammed Shami has risen seven places to a career-high 31st place after taking match figures of six for 145 runs in Sydney, while Australia’s Mitchell Starc has moved up nine places to 33rd after returning five wickets for 142 runs.

  •  Amongst the other bowlers from the Sydney Test are Australia duo Shane Watson and Josh Hazlewood, up to 38th and a career-high 46th respectively.

Railways’ teams win in contrasting styles

  •  It was double delight for Railways at the 63rd senior national volleyball championship as it clinched the men’s and women’s titles beating Tamil Nadu and Kerala respectively.

  •  While the women’s final was a cakewalk, the men’s title-round will probably go down in the history of Indian volleyball as one of the greatest comebacks in the finals of the national championship.

  •  Railways was down two sets and staring down the barrel before it saved three match points in the fourth set and went on to turn it around and win the match 19-25, 18-25, 25-23, 26-24, 15-9.

  •  Defending champion TN had no one to blame but itself for the result — letting its crown slip when it had one hand on it with some poor defence work and unforced errors in the final three sets.

  •  For Railways, attacker S. Prabagaran was the star performer of the day. He, along with all-rounder Manu Joseph, kept the visitors in the game with some attacking play.

Women’s hockey camp begins

  •  The Indian women’s hockey team began its preparatory camp for a Test series against Spain at the National Stadium.

  •  Goalkeepers: Yogita Bali, Savita, Rajni Etimarpu.

Brett Lee announced retirement from all forms of cricket

  •  Former Australia fast bowler Brett Lee announced his pending retirement from all forms of cricket after a 20-year career.

  •  The 38-year-old pacer quit international cricket in July 2012, but had been a Twenty20 regular, both in the Indian Premier League and the domestic competition in Australia.

  •  Lee, who made the announcement at the Sydney Cricket Ground, remains the equal leading wicket-taker for Australia in ODIs with Glenn McGrath, with 380 in 221 appearances. Lee also took 310 wickets in 76 Tests for Australia.

Advani to meet Sitwala in National billiards final

  • Six-time champion, Pankaj Advani, will take on PSPB teammate Dhruv Sitwala in the 82nd National billiards championship final at the BRC.

  •  Advani overcame Siddharth Parikh of Railways 4-2 and Sitwala, looking to win his maiden crown, registered a thrilling 4-3 victory over B. Bhaskar of Karnataka for the third entry into the title round.

  •  Advani took three hours to tame Parikh. An unfinished break of 148 gave Advani the first frame at 150-37 and two small breaks of 50 and 66 ensured 2-0 lead (150-87).

  •  Parikh compiled an unfinished 107 to neutralise Advani’s lead of 114 to take the frame at 114-150. The 12-time world champion hit back with vengeance in the fourth.

  •  A lead of 52 disappeared as Advani showed his cueing prowess with a terrific unfinished 154 to make it 3-1. It was a close fifth frame when Pankaj missed a fairly easy canon at 140-138 and Parikh ensured 2-3 in his favour.

  •  The master of green baize, however, proved his class with two good breaks of 70 and 53 to take the frame at 150-45. “I am glad that even on a day when I was not at my best I managed to pull it off,” Advani said.

  •  “Full credit to Siddharth who has come into top four after ten years. I am happy that I am through to the final,” a relieved Advani said.
    Sania wins first title of the season in Sydney Open doubles

  • India’s Sania Mirza won her first title of the season and 23rd of her career when she and Bethanie Mattek-Sands shocked top-seeded Americans Abigail Spears and Raquel Kops-Jones in the summit clash of the Apia International.

  •  The unseeded Indo-American combine humbled the top seeds 6-3, 6-3 in just 69 minutes.

India set for tri-series with one eye on World Cup

  •  All set to defend its cricket World Cup crown in less than a month, India will get its preparations underway with the aim to find the right combination for the marquee event when it takes on Australia in the ongoing ODI tri-series.

  •  While this tri-series provides the perfect setting for experimentation, the need of the hour is to get a settled combination going ahead to instil confidence in the side.

  •  Skipper Mahendra Singh Dhoni will return to international cricket after a little over two weeks since his Test retirement at the same venue, and he will have some decisions to make. The first order of business will be to make a firm choice about the opening combination.

  •  Ahead of Sunday’s game, the team management has failed to specify whether it will be Ajinkya Rahane or Rohit Sharma pairing up with Shikhar Dhawan at the top of the order, or indeed whether a third possibly surprising combination might be thrown up.

  •  Unlike the team’s preparations ahead of any Test match, its net sessions for an ODI do not throw up any suggestive patterns and it was the same on Saturday as well. In no particular order then, all batsmen enjoyed a decent hit in the nets including Ambati Rayudu and Stuart Binny.

  •  Among the bowlers, playing two spinners is definitely par for the course for India, with R. Ashwin and Axar Patel slated to take up those spots.

IPTL will help in expanding the frontiers of tennis

  •  Former English tennis star Tim Henman feels the newly launched International Premier Tennis League (IPTL) is the best thing to happen in Asia, where the sport is yet to pick up.

  •  Henman, who was in the city to conduct tennis clinics for trainees adopted by the ‘HSBC Road to Wimbledon’ junior development programme, said the tournament conceived by Indian star Mahesh Bhupathi will surely help in expanding the boundaries of the sport.

Starc sets up Australia’s win

  •  Paceman Mitchell Starc took six for 43 to help Australia to a four-wicket victory over India, despite a brilliant century by Rohit Sharma.

  •  Rohit’s 138 at the MCG enabled India post a competitive 267 for eight after electing to bat.

  •  However, Australian opener Aaron Finch countered Rohit’s century with a match-winning knock of his own, making 96 as Australia reached 269 with four wickets in hand and six balls to spare.

  •  He received great support from Steve Smith (47) as the pair put on 101 for the third wicket.
    IPL media rights: BCCI invites tenders

  •  The Board of Control for Cricket in India (BCCI) has invited bids for media rights relating to the future editions of the Indian Premier League (IPL).

  •  The upcoming Pepsi IPL will be broadcast across the world through every technological medium available, thus reaching out to an even larger audience, BCCI secretary Sanjay Patel said in a statement.

  •  Bids should be submitted by February 3, at a meeting of the BCCI Marketing Committee, at which time it is intended that the bids will be opened, evaluated and the tender awarded in the presence of bidders.

Panel to decide penalty

  •  The Supreme Court formed a three-member committee to decide on the punishment against Chennai Super Kings (CSK and Rajasthan Royals (RR) in the Indian Premier League (IPL) betting scandal involving co-owners of the two teams.

  •  Former Chief Justice India R. M. Lodha will head the committee that includes former Supreme Court judges Ashok Bhan and R. V. Raveendran.

  •  The committee has been given six months for to further investigate and come to a decision regarding the allegations against Mr. Kundra and Mr. Meiyappan. The two teams face the possibility of being scratched from the high profile domestic T20 tournament.

  •  The Board will have to elect its new president in six months’ time and N. Srinivasan can contest only if he lets go of his commercial interest in CSK. It is East Zone’s turn to have a president. However, BCCI rules allow a candidate from outside the zone to contest if there is a proposer and seconder a from that zone.

  •  It is compulsory for the candidate to have attended two Annual General Meetings of the Board apart from being a principal office-bearer.

New Zealand wins series

  •  New Zealand wrapped up its one-day series against Sri Lanka with a game to spare when Kane Williamson and Ross Taylor orchestrated a 120-run win in game six.

  •  Williamson (97) and Taylor (96) provided the backbone of New Zealand's 315 for eight in 50 overs and Sri Lanka was all out for 195 in the 41st over.

  •  The win puts New Zealand 4-1 up in the seven-match series with one game washed out.

  •  Only Kumar Sangakkara looked at ease in Sri Lanka's run chase with 81 off 66 deliveries, but none of the other recognised batsmen were able to get past 30 as New Zealand all-rounder Corey Anderson stamped his mark on the game.

  •  Anderson smacked 40 from 28 balls to support Williamson and Taylor during New Zealand's innings and then took four for 52 with the ball as the Sri Lankan batsmen again showed a lack of fight.

Gilchrist and Ryder to be inducted into Australian Cricket Hall of Fame

  •  Celebrated wicketkeeper-batsman Adam Gilchrist and late former captain and selector Jack Ryder will be inducted into Australian Cricket Hall of Fame at the annual Allan Border Medal ceremony .

  •  ACHoF chairman David Crow today announced that Gilchrist and Ryder were the selection committee’s choice for induction this year.

  •  The ACHoF recently expanded its criteria to include a player’s impact off the field following his playing career.

  •  Gilchrist said he was humbled by his nomination alongside many of the greatest players to represent Australia.

  •  Ryder was Don Bradman’s first Test captain but it is their association off the field for more than two decades as selectors which had a far greater impact on the game.

  •  A tall and aggressive batsman and lively medium pace bowler, Ryder played 20 Tests for Australia and 20 years for Victoria.
    Boxing India to introduce new league, ranking system

  •  In order to work in line with International Boxing Association (AIBA)’s ambitious leagues such as AIBA Open Boxing (AOB), AIBA Pro Boxing (APB) and World Series of Boxing (WSB), Boxing India (BI) has decided to launch the Indian Series of Boxing (ISB) and a national ranking system in the second half of the year.

  •  The apex body has been making an effort for the synergy of amateur and professional boxing by allowing pugilists from professional leagues to qualify for the Olympics. BI’s new step will help the Indian boxers be part of the reforms “that will bring fresh value to boxers and boxing in India”.

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General Awareness :In the News December, 2015

General Awareness For Bank's Exams) In The News

January - 2015

V. Gowarikar passes away

  • Vasant Ranchhod Gowarikar, a stalwart who played a key role in India’s space programme, passed away in Pune after catching dengue. He was 81.
  •  A chemical engineer with a doctorate from Birmingham University, Dr. Gowarikar joined the Indian Space Research Organisation in 1967, settling down in Thiruvananthapuram.
  •  Dr. Gowarikar was director of the Vikram Sarabhai Space Centre, the lead agency for the rocket programme, before leaving ISRO in 1986 to become Secretary for the Department of Science & Technology. He is survived by his wife, three daughters and two grandchildren.

Kiran Vadodaria elected as INS president for 2014-15

  •  Kiran B. Vadodaria of Sambhaav Metro was elected president of Indian Newspaper Society (INS) for 2014-15 at its 75th annual general meeting.
  •  P.V. Chandran ( Grihalakshmi ) will be the deputy president, Somesh Sharma ( Rashtradoot Saptahik ) the vice-president, Mohit Jain ( Economic Times ) the honorary treasurer and V. Shankaran the secretary-general of INS.

Atul Khare is new U.N. Under-Secretary-General

  •  United Nations Secretary-General Ban Ki-moon has announced the appointment of Atul Khare of India as Under-Secretary-General, Department of Field Support (DFS). He succeeds Ameerah Haq of Bangladesh.
  •  Dr. Khare, a former Indian Foreign Service officer and AIIMS graduate, brings to the position strategic management and innovative reform expertise in both headquarters and field perspective, a U.N. statement said.
  •  Currently providing charitable medical advice in India, Dr. Khare has a long senior career with the U.N., most recently as Assistant Secretary-General leading the Change Management Team (2011-2012) and Assistant Secretary-General for Peacekeeping Operations and Deputy Head of the Department of Peacekeeping Operations in New York (2010-2011).
  •  He was previously Special Representative of the Secretary-General for Timor-Leste and Head of the United Nations Integrated Mission in Timor-Leste (UNMIT) at the level of Under-Secretary-General (2006-2009).

New Secretary of department of space and ISRO chief

  •  A.S. Kiran Kumar is the new Secretary of the Department of Space as also Chairman of the Indian Space Research Organisation and the Space Commission.
  •  Currently Director of the Space Application Centre, Ahmedabad, Mr. Kiran Kumar will head the organisation for three years from the date he assumes charge, according to the order issued by the Appointments Committee of the Cabinet, Department of Personnel & Training under the Ministry of Personnel & Public Grievances.

Raghuram Rajan wins ‘Governor of the Year’ award

  •  RBI Governor Raghuram Rajan has been named ‘Governor of the Year’ by Central Banking Publications. In a statement, the publication said that the award recognises, “Raghuram Rajan’s disciplined and focussed approach leading the Reserve Bank of India during his first year as Governor was remarkably impressive.
  •  Accepting the award, Raghuram Rajan said: “Of course, no central bank works alone. The important role played by the government in maintaining fiscal discipline, in initiating growth-friendly structural reforms and in launching ambitious new financial sector programmes, such as rolling out bank accounts for all, has been critical to any success the economy has had, and is likely to have.
  •  “Moreover, all our collective efforts should be seen as work-in-progress — inflation has to be fully tamed, growth has to be brought back to potential and the banking system cleaned of distressed assets, even while we build the platform for the financial sector to support strong and sustainable growth.

H.S. Brahma to be new CEC

  •  H.S. Brahma, the seniormost Election Commissioner, will succeed V.S. Sampath as the next Chief Election Commissioner of India. Mr. Sampath will demit office after turning 65.
  •  Mr. Sampath paid a farewell visit to President Pranab Mukherjee. In just under six years in the Election Commission, first as EC then as CEC, he helped conduct two Lok Sabha elections and at least one round of Assembly elections in every State.

Shrivastava is new BSNL chairman and managing director

  •  Anupam Shrivastava has been appointed the chairman and managing director (CMD) of state-run BSNL from January 15, a company statement said.
  •  Mr. Shrivastava has been appointed CMD of BSNL for a period of five years or till the time of superannuation at the age of 60 years, it said.
  •  Prior to this posting, Mr. Shrivastava has served as director (consumer mobility) BSNL. He has also worked as senior general manager at Jodhpur, Ajmer and Jaipur in Rajasthan Telecom Circle.

R K Laxman Passes Away

  •  The messy business of the democracy that was India was unforgettably captured in the iconic creation, labelled simply The Common Man , of R.K. Laxman, died .
  •  Mr. Laxman, who was awarded the Padma Vibhushan and the Magsaysay Award, was a complex man, who defined his métier with an ingenious lightness of touch as evinced in his autobiography, Tunnel of Time.

Shekhar Sen is Sangeet Natak Akademi chairman

  •  Eminent singer and theatre director Shekhar Sen has been appointed the new chairman of the Sangeet Natak Akademi, the country’s premier institution for performing arts.
  •  Mr. Sen was awarded the Padma Shri on Republic Day.
  •  According to an order issued by the Culture Ministry , Mr. Sen has been appointed for a five-year term with immediate effect.
  •  The Akademi has been without a head after earlier chairperson Leela Samson, who was appointed by the UPA government, quit on September 30 last year.
    Gorkhaland movement leader Subhash Ghisingh dead
  •  Subhash Ghisingh, the founder-leader of the movement for a separate homeland for the Gorkhas in northern Bengal, passed away at Sir Ganga Ram Hospital in New Delhi. He was 80 and is survived by two sons and a daughter.
  •  For almost 20 years — from 1988 to 2007 — Mr. Ghisingh headed the Darjeeling Gorkha Hill Council (DGHC). However, in 2007, his political disciples led by Bimal Gurung formed a separate outfit, the Gorkha Janmukti Morcha (GJM). Eventually, it became difficult for the legendary Gorkha leader to operate from the hills and he was forced to shift to Siliguri in the plains of north Bengal.

Colombia’s Paulina is Miss Universe

  •  Colombia’s Paulina Vega was crowned Miss Universe , beating out contenders from the United States, Ukraine, Jamaica and the Netherlands among the top-five at the world’s top beauty pageant in Florida.
  •  The 22-year-old model and business student triumphed over 87 other women from around the world, becoming only the second beauty queen from her nation to take home the prize.
  •  The last time Colombia won the crown was in 1958, when Luz Marina Zuluaga took the title.
  •  A beaming and tearful Vega, wearing a long silver-sequinned gown, accepted her sash and crown from the reigning Miss Universe, Gabriela Isler, from Venezuela.
  •  She hugged first runner-up, Nia Sanchez, from the United States as the win was announced.
     London-born Vega dedicated her title to Colombia and to all her supporters.
     

Ajmer, Allahabad can turn into religious tourism hubs

 The decision to set up task forces to push plans for the three smart cities was taken at a meeting between Union Urban Development Minister M. Venkaiah Naidu and visiting U.S. Secretary of Commerce Penny Pritzker.

  •  India and the U.S. had signed three memoranda of understanding (MoUs) for developing Ajmer, Allahabad and Visakhapatnam.
  •  Mr. Naidu said Ajmer and Allahabad were chosen because they were centres of religious significance and drew tourists in large numbers.
  •  Visakhapatnam was picked because being a coastal city it had the potential to develop into a tourist destination.
  •  The Minister said Andhra Pradesh (after the bifurcation) was trying to develop itself, and the government was keen to offer aid and logistical support to it.
  •  Each of the three task forces would formulate concrete action plans in the next three months.
  •  Each team would have three representatives each from the Centre and respective State governments and the U.S. Trade and Development Agency (USTDA). These task forces would discuss city-specific features, requirements of the project and how to raise funds.

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General Awareness : Awards and Prizes - January, 2015


(General Awareness For Bank's Exams) Awards and Prizes

January, 2015


Jhumpa Lahiri wins DSC Prize for 2015

  •  Indian-American author Jhumpa Lahiri won the $50,000 DSC Prize for Literature, one of South Asia’s top literary awards for her book, The Lowland .
  •  The Prize celebrates writing on the South Asian region from writers across the globe and is given to the best novel or translations into English of a work on or about the region.
  •  “This is an enormous honour for The Lowland and for me personally. I wish I was there in person to receive the award,” Ms. Lahiri said through a phone conversation from Rome. Publisher Caroline Newbury accepted the award on her behalf.

List of Padma awardees

 Following is the list of 104 persons conferred Padma Awards. They include nine Padma Vibhushan and 20 Padma Bhushan awardees.
 

Padma Vibhushan

  •  Name (discipline), State/country: L.K. Advani (Public Affairs), Gujarat; Amitabh Bachchan (Art), Maharashtra; Prakash Singh Badal (Public Affairs), Punjab; D.
  • Veerendra Heggade (Social Work), Karnataka; Dilip Kumar (Art), Maharashtra; Jagadguru Rambhadracharya (Others), Uttar Pradesh; Malur Ramaswamy Srinivasan (Science and Engg), Tamil Nadu; Kottayan K. Venugopal (Public Affairs), Delhi; and Karim Al Hussaini Aga Khan (Trade and Industry) France/U.K.

Padma Bhushan

  •  Jahnu Barua (Art), Assam; Vijay Bhatkar (Science and Engineering), Maharashtra; Swapan Dasgupta (Literature and Education), Delhi; Swami Satyamitranand Giri (Others), Uttar Pradesh; N. Gopalaswami (Civil Service), Tamil Nadu; Subhash C. Kashyap (Public Affairs), Delhi; Gokulotsavji Maharaj (Art), Madhya Pradesh; Ambrish Mithal (Medicine), Delhi; Sudha Ragunathan (Art), Tamil Nadu; Harish Salve (Public Affairs), Delhi; Ashok Seth (Medicine), Delhi; Rajat Sharma (Literature and Education), Delhi; Satpal (Sports), Delhi; Shivakumara Swami (Others), Karnataka; Kharag Singh Valdiya (Science and Engg), Karnataka; Manjul Bhargava (Science and Engg), USA; David Frawley (Others), USA; Bill Gates (Social Work), USA; Melinda Gates (Social Work), USA; and Saichiro Misumi (Others), Japan.

Padma Shri

  •  Manjula Anagani (Medicine), Telangana; S. Arunan (Science and Engg), Karnataka; Kanyakumari Avasarala (Art), Tamil Nadu; Bettina Sharada Baumer (Literature and Education), J&K; Naresh Bedi (Art), Delhi; Ashok Bhagat (Social Work), Jharkhand; Sanjay Leela Bhansali (Art), Maharashtra; Lakshmi Nandan Bora (Literature and Education), Assam; Gyan Chaturvedi (Literature and Education), Madhya Pradesh; Yogesh Kumar Chawla (Medicine), Chandigarh; Jayakumari Chikkala (Medicine), Delhi; Bibek Debroy (Literature and Education), Delhi; Sarungbam Bimola Kumari Devi (Medicine), Manipur; Ashok Gulati (Public Affairs), Delhi; Randeep Guleria (Medicine), Delhi; K.P. Haridas (Medicine), Kerala; Rahul Jain (Art), Delhi; Ravindra Jain (Art), Maharashtra; Sunil Jogi (Literature and Education), Delhi; Prasoon Joshi (Art), Maharashtra; Prafulla Kar (Art), Odisha; Saba Anjum (Sports), Chhattisgarh; Ushakiran Khan (Literature and Education), Bihar; Rajesh Kotecha (Medicine), Rajasthan; Alka Kriplani (Medicine), Delhi; Harsh Kumar (Medicine), Delhi; Narayana Purushothama Mallaya (Literature & Education), Kerala; Lambert Mascarenhas (Literature and Education), Goa; Janak Palta McGilligan (Social Work), Madhya Pradesh; Veerendra Raj Mehta (Social Work), Delhi; Tarak Mehta (Art), Gujarat; Neil Herbert Nongkynrih (Art), Meghalaya; Chewang Norphel (Others), Jammu and Kashmir; T.V. Mohandas Pai (Trade and Industry), Karnataka; Tejas Patel (Medicine), Gujarat; Jadav Molai Peyang (Others), Assam; Bimla Poddar (Others), Uttar Pradesh; N. Prabhakar (Science and Engg), Delhi; Prahalada (Science and Engg), Maharashtra; Narendra Prasad (Medicine), Bihar; Ram Bahadur Rai (Literature and Education), Delhi; Mithali Raj (Sports), Telangana; P.V. Rajaraman (Civil Service), Tamil Nadu; J.S. Rajput (Literature and Education), Uttar Pradesh; Kota Srinivasa Rao (Art), Andhra Pradesh; Bimal Roy (Literature and Education), West Bengal; Shekhar Sen (Art), Maharashtra; Gunvant Shah (Literature and Education), Gujarat; Brahmdev Sharma (Literature and Education), Delhi; Manu Sharma (Literature and Education), Uttar Pradesh; Yog Raj Sharma (Medicine), Delhi; Vasant Shastri (Science and Engg), Karnataka; S.K. Shivkumar (Science and Engg), Karnataka; P.V. Sindhu (Sports), Telangana; Sardara Singh (Sports), Haryana; Arunima Sinha (Sports), Uttar Pradesh; Mahesh Raj Soni (Art), Rajasthan; Nikhil Tandon (Medicine), Delhi; H Thegtse Rinpoche (Social Work), Arunachal Pradesh; Hargovind Laxmishanker Trivedi (Medicine), Gujarat; Huang Baosheng (Others), China; Jacques Blamont (Science and Engg), France; Syedna Mohammad Burhanuddin (Others), Maharashtra (Posthumous); Jean-Claude Carriere (Literature and Education), France; Nandrajan ‘Raj’ Chetty (Literature and Education), France; George L Hart (Others), USA; Jagat Guru Amrta Suryananda Maha Raja (Others), Portugal; Meetha Lal Mehta (Social Work), Rajasthan (Posthumous); Tripti Mukherjee (Art), USA; Dattatreyudu Nori (Medicine), USA; Raghu Rama Pillarisetti (Medicine), USA; Saumitra Rawat (Medicine), UK; Annette Schmiedchen (Literature and Education), Germany; Pran Kumar Sharma alias Pran (Art), Delhi (Posthumous); and R. Vasudevan (Civil Service), Tamil Nadu (Posthumous) .

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General Awareness : Science & Technology - January, 2015


(General Awareness For Bank's Exams) Science & Technology

January - 2015


ACRI develops new cluster beans variety

  • A new variety of cluster beans, which is rich in fibre and vegetable protein, has been developed by the Agricultural College and Research Institute (ACRI).

  •  The new variety, MDU-1, will be formally released in Coimbatore on January 6 after clearance from the State Variety Release Committee. V. Swaminathan, Head, Department of Horticulture, said the new variety was a result of five years of intensive research and field trials.

  •  “Fibre-rich food is recommended for people these days to fight cancer. Our variety takes care of that aspect and, moreover, it has vegetable protein which will not block the coronary blood vessels. Animal protein is risky for blood vessels since the chances of development of blocks are more,” he told.

  •  Dr Swaminathan said that the ACRI had made arrangements with two seed companies to undertake mass production of cluster bean seeds for distribution to farmers. Locally, the production had already started to popularise MDU-1 among the horticultural community.

  •  “This will be the seventh variety release by our department. Earlier, we had developed new varieties of brinjal, snakegourd, bittergourd and onion,” he added.

  •  ACRI Dean C. Chinnusamy said that a decision had been taken to tap solar energy in a big way to meet the power requirements of the campus. A proposal for Rs 1.56 crore to set up a solar plant and solar panels had been submitted to the State government for approval.
    ‘Big Bang’ to be probed using Antarctica telescopes

  •  A set of six telescopes collectively known as Spider — Sub-orbital Polarimeter for Inflation, Dust and the Epoch of Re-ionization — will circle Antarctica in a bid to observe a haze of faint, radio microwaves that envelops space.

  •  Such waves are thought to be the fading remnants of the primordial fireball in which it all started 13.8 billion years ago and the exercise would help scientists understand the phenomenon of the Big Bang, the most plausible theory explaining the origin of universe.

  •  The telescopes are designed to detect faint curlicues (a decorative curl or design of an object) in microwaves.

  •  Spider will observe the microwaves in two wavelengths that would allow them to distinguish dust from primordial space-time ripples, said William Jones from the Princeton University in the U.S. Mr. Jones is also the leader of the Spider experiment.

  •  The theory propounds that such curls would have been caused by violent disruptions of the space-time continuum when the universe began expanding.

  •  Spider is the sister experiment to a California Institute of Technology-based project known as Bicep, whose investigators made headlines last spring when they announced that they had recorded curlicues in a patch of the sky from a telescope at the South Pole.

NASA report, Tropical forests absorb far more CO2 than thought

  •  Tropical forests may be absorbing far more carbon dioxide in response to its rising atmospheric levels than many scientists thought, a new NASA-led study says.

  •  Tropical forests absorb 1.4 billion metric tonnes of carbon dioxide out of a total global absorption of 2.5 billion - more than what is absorbed by forests in Canada, Siberia and other northern regions, called boreal forests.

  •  “This is good news because uptake in boreal forests is already slowing, while tropical forests may continue to take up carbon for many years,” said David Schimel of NASA’s Jet Propulsion Laboratory in Pasadena, California.

  •  Forests and other land vegetation currently remove up to 30 percent of human carbon dioxide emissions from the atmosphere during photosynthesis.

  •  In case the rate of absorption slows down, the rate of global warming would speed up. The study is the first to devise a way to make comparisons of carbon dioxide estimates from many sources at different scales.

  •  Researchers made use of atmospheric models, satellite images and data from experimental forest plots.

  •  “Until our analysis, no one had successfully completed a global reconciliation of information about carbon dioxide effects from the atmospheric, forestry and modelling communities,” said Joshua Fisher of JPL and co-author.

  •  As human-caused emissions add more carbon dioxide to the atmosphere, forests across the globe are using it to grow faster, reducing the amount that stays airborne. This effect is called carbon fertilisation.

  •  “All else being equal, the effect is stronger at higher temperatures, meaning it will be higher in the tropics than in the boreal forests,” Schimel pointed out.

Rare plant species found in Kerala

  •  Scientists at the Centre for Medicinal Plants Research, Arya Vaidya Sala, Kottakkal, have reported the discovery of a rare plant species from the Dhoni hills in Palakkad district.

  •  It was during an expedition to study the floristic diversity of the high mountains in the southern regions of the Western Ghats that the researchers led by scientist K.M. Prabhu Kumar and director Indira Balachandran came across the new species in the grasslands of the Palamala hills in the Dhoni mountain range.

  •  The plant belonging to the genus Chlorophytum of the Asparagaceae family was later reported from the Elival hills of Muthikulam in Palakkad by a team comprising scientists from the Kerala Forest Research Institute, Peechi.

  •  Named Chlorophytum palghatense, after the place of discovery, the plant is a perennial herb endemic to the grassland ecosystem of the Dhoni and Muthikulam forests at a height above 6,000 feet. It flowers and fruits from September to November. The finding has been published in ‘Phytotaxa’, an international journal on botanical taxonomy.

  •  Distributed throughout Africa and India, the Chlorophytum genus is represented by 17 species in India, of which 15 occur in the Western Ghats.

  •  Detailed taxonomic studies carried out at Shivaji University, Kolhapur, revealed that the new species was distinct from C.sharmae endemic to Munnar. Mr. Kumar said C.Palghatense was named thus to highlight the rich biodiversity of Palakkad district, especially as a reservoir of rare plants endemic to the Western Ghats.

Scientists says, Bt cotton not to blame for farm distress

  •  Farmer suicides in Maharashtra’s Vidarbha area and other parts of the country have nothing to do with Bt cotton, scientists said at the Indian Science Congress.

  •  “There is a lot of negative public perception about Bt crops… Even a paper in Nature says linking these two [Bt. Cotton and farmer suicides] is our imagination,” said Dr. Anupam Verma, INSA [Indian National Science Academy] Senior Scientist at the Indian Agriculture Research Institute, speaking on ‘GM crops — use of modern technology in agriculture.’

  •  Some scientists said there were interesting research prospects in the field of biotechnology. “We could be extracting oil from leaves, instead of seeds. Imagine what it would mean for us, when our government is spending over Rs. 60,000 crore on oil import,” Dr. Deepak Pental, former Vice-Chancellor of the Delhi University, said. “We can produce oil indigenously if we use Bt.

  •  But unfortunately, it is caught up in a debate taken up by the Left and now supported by the neo-right.” Dr. Pental is an award-winning genetic scientist who has been credited with major breakthroughs in hybrid seed science.

  •  In the recent past, there had been a sharp increase in the acreage of GM crops in the country, and over 90 per cent of the cotton cultivated was GM crop, scientists said. They refuted arguments about monopolisation and said there were over 1000 Bt Cotton hybrids available in the country.

  •  Dr. Verma referred to Project Sunshine in Gujarat and explained how Bt Cotton had powered the growth in agriculture in Gujarat. He said GM Maize had taken nutrition to Adivasi farmers.

ISRO is gearing up to launch IRNSS 1D

  •  After completing an eventful year, ISRO is gearing up for some satellite launches this year, with the IRNSS 1D being the first, which would put in place India’s own navigation system on par with the Global Positioning System of the U.S.

  •  “The launch campaign for IRNSS 1D has come, which starts on January 16. Within two months, all components from other ISRO labs have to reach Sriharikota. The launch is likely after March 15,” a senior ISRO official told PTI.

  •  IRNSS 1D is the fourth in the series of seven satellites, the national space agency is planning to launch to put in place the Indian Regional Navigation Satellite System (IRNSS).

  •  While four satellites would be sufficient to start operations of the system, the remaining three satellites would make it more accurate and efficient. The other launches also relate to the IRNSS series with the IRNSS1E and IRNSS1-F satellites to be launched before the year end, he said.

  •  The first three satellites in the IRNSS series were launched from Sriharikota on July 1, 2013, April 4 and October 16 last year respectively.

  •  The fully deployed IRNSS would consist of three and four satellites in GEO stationary and in inclined geosynchronous orbits respectively, about 36,000 km above the Earth.

  •  The system would provide two types of services — Standard Positioning Service, which is provided to all the users and Restricted Service, which is an encrypted service provided only to the authorised users.

  •  The IRNSS system was targeted to be completed by this year at a total cost of Rs. 1420 crore. IRNSS is designed to provide accurate position information service to users in the country as well as the region extending up to 1,500 km from its boundary, which is its primary service area.
    Eight new planets found in Goldilocks zone

  •  Astronomers with the Harvard-Smithsonian Center for Astrophysics (CfA) have discovered eight new planets within the so-called Goldilocks — or habitable — zone of their stars.

  •  To be considered habitable, exoplanets must orbit within a distance of their stars in which liquid water can exist on the planet’s surface, receiving about as much sunlight as Earth.

  •  “Most of these planets have a good chance of being rocky, like Earth,” lead author Guillermo Torres of the CfA said in a release. The discoveries of Kepler-438b and Kepler-442b are the latest in several advancements scientists have made to find signs of possible life in the universe.

  •  At a panel held last summer at NASA headquarters in Washington, astronomers said they were “very close in terms of technology and science to actually finding the other Earth.”

  •  That’s due in part to the Kepler Space Telescope. The planet-hunting Kepler probe, launched in 2009, finds planets by looking for dips in the brightness of a star as a planet transits, or crosses, in front of that star.

  •  Christine Pulliam of CfA said the team of scientists monitored data from more than 160,000 stars, which led them to the eight new planets. The couple most likes Earth, Kepler-438b and Kepler-442b, both orbit red dwarf stars, which are cooler and smaller than the Earth’s sun.

  •  Kepler—438b’s diameter is 12 per cent bigger than Earth and has a 70 per cent chance of being rocky, which means the surface of the planet appears to be like Earth’s.

  •  Kepler—442b is about one-third larger than Earth with a 60 per cent chance of being rocky. Scientists give it a 97 per cent chance of being in the habitable zone, but caution that the estimations aren’t certain.

Government approves ‘Neutrino’ Project

  •  Union cabinet headed by Prime Minister Narendra Modi has approved setting up of India-based Neutrino Observatory (INO) in Bodi West Hills, Tamil Nadu.

  •  The INO Project Director, and Senior Professor at Tata Institute of Fundamental Research, Mumbai, Naba Mondal, in an email, said, the the cabinet has approved the project "at an estimated cost of Rs. 1500 crore.”

  •  The project will be jointly supported by the Department of Atomic Energy and the Department of Science and Technology. The infrastructural support will be given by the Government of Tamil Nadu as the project is located in the State.

  •  Prof. Mondal said, “This underground laboratory will be set up near Pottipuram village in the Bodi West Hills of Theni district, Tamil Nadu to study the properties of the neutrino.”

  •  An Inter-Institutional Centre for High Energy Physics (IICHEP) will also be established in Madurai, which is about 110 km from the proposed site of the neutrino observatory.

  •  Along with the setting up of the underground laboratory and the IICHEP, the Government of India has also approved the construction of a 50,000 tonne magnetised iron calorimeter detector (ICAL) to study the properties of the neutrino, in particular the mass hierarchy among different types of neutrino.

  •  A press release from the organisation also said that the INO laboratory will host other experiments such as the neutrino-less double beta decay and the search for dark matter.

SpaceX calls off its flights to space station

  •  SpaceX has called off its flight to the International Space Station. The unmanned Falcon rocket was supposed to blast off before sunrise.

  •  But the countdown was halted with just one minute remaining. The soonest SpaceX can try again is Friday. No reason was immediately given for the launch abort.

  •  The Dragon capsule aboard the rocket contains more than 5,000 pounds (2,200 kilograms) of supplies and experiments ordered by NASA. That’s the primary objective for SpaceX.

  •  But the California—based company plans to attempt an even more extraordinary feat- flying the booster rocket to a platform in the Atlantic. No one has ever pulled off such a touchdown.

NASA’s Kepler space telescope marks 1,000th exoplanet discovery

  •  NASA’s Kepler Space Telescope to date has offered scientists an assortment of more than 4,000 candidate planets for further study — the 1,000th of which was recently verified. Thisn was achieved by continuously monitoring more than 150,000 stars beyond our solar system.

  •  The range of distances from the host star where liquid water might exist on the surface of an orbiting planet are known as the habitable zones. Three of the newly-validated planets are located in their distant suns’ habitable zone. Of the three, two are likely made of rock, like Earth.

  •  Two of the newly validated planets are named Kepler-438b and Kepler-442b. Kepler-438b, 475 light-years away, is 12 per cent bigger than Earth and orbits its star once every 35.2 days. Kepler-442b, 1,100 light-years away, is 33 per cent bigger than Earth and orbits its star once every 112 days.

  •  They both are less than 1.5 times the diameter of Earth orbiting stars smaller and cooler than our Sun, making the habitable zone closer to their parent star, in the direction of the constellation Lyra.

  •  “Each result from the planet-hunting Kepler mission’s treasure trove of data takes us another step closer to answering the question of whether we are alone in the universe,” said John Grunsfeld, associate administrator of NASA’s Science Mission Directorate.

  •  The Kepler team has raised the candidate count to 4,175 with the detection of 554 more planet candidates from Kepler observations conducted May 2009 to April 2013. Eight of these new candidates are between one to two times the size of Earth, and orbit in their sun’s habitable zone.

  •  Of these eight, six orbit stars that are similar to our Sun in size and temperature. All candidates require follow-up observations and analysis to verify they are actual planets. “Kepler collected data for four years — long enough that we can now tease out the Earth-size candidates in one Earth-year orbits,” said Fergal Mullally, Kepler scientist who led the analysis of a new candidate catalogue.

  •  Scientists are also working on the next catalogue release of Kepler’s four-year data set. The analysis will include the final month of data collected by the mission and will be conducted using software that is more sensitive to the tiny telltale signatures of small Earth-size planets than software used in the past.
    Hubble telescope captures images of Eagle Nebula's 'Pillars of Creation'

  •  The NASA/ESA Hubble Space Telescope has revisited the famous Eagle Nebula's Pillars of Creation and has captured high-definition images.

  •  The telescope had earlier captured the three impressive towers of gas and dust in 1995, which revealed never-before-seen details in the giant columns and now the telescope is kickstarting its 25th year in orbit with an even clearer, and more stunning, image of these beautiful structures.

  •  The captured image is part of the Eagle Nebula, otherwise known as Messier 16 and although such features are not uncommon in star-forming regions, the Messier 16 structures are by far the most photogenic and evocative ever captured.

  •  The recent images show the famous pillars, capturing the multi-coloured glow of gas clouds, wispy tendrils of dark cosmic dust, and the rust-coloured elephants' trunks with the newer Wide Field Camera 3, installed in 2009.

  •  In addition to this new visible-light image, Hubble has also produced a bonus image, which is taken in infrared light, penetrating much of the obscuring dust and gas and unveils a more unfamiliar view of the pillars, transforming them into wispy silhouettes set against a background peppered with stars.

  •  Although the original image was dubbed the "Pillars of Creation", this new image hints that they are also pillars of destruction. The dust and gas in these pillars is seared by intense radiation from the young stars forming within them, and eroded by strong winds from massive nearby stars.

  •  The ghostly bluish haze around the dense edges of the pillars in the visible-light view is material that is being heated by bright young stars and evaporating away.

  •  The infrared image shows that the reason the pillars exist is because the very ends of them are dense, and they shadow the gas below them, creating the long, pillar-like structures and the gas in between the pillars has long since been blown away by the winds from a nearby star cluster.

U.S. Scientists find promising new antibiotic

  •  Using a novel technique to culture soil bacteria that previously could not be grown in the laboratory, a team of U.S. scientists has isolated a promising new antibiotic to which resistance may not develop easily.

  •  The research, published this week in Nature, comes at a time when there is growing alarm both at the spread of antibiotic-resistant microbes and the failure to find new classes of antibiotics in recent decades.

  •  During the ‘golden age of antibiotics’ from about 1940 to around 1960, scientists were able to find a number of new drugs by carefully screening soil bacteria, looking for anti-microbial activity.

  •  However, they were able to examine only bacteria that could be grown in the laboratory and more than 99 per cent of the bacterial species in the soil resisted such efforts, with the result that such leads eventually petered out.

  •  Dr. Kim Lewis, director of the Antimicrobial Discovery Center at the Northeastern University in the U.S., and colleagues used an ‘isolation chip’ (iChip) developed at the university to culture previously uncultivable soil bacteria.

  •  This chip has a larger number of tiny chambers to hold individual bacterial cells. Covered with semi-permeable membranes, the chip could be then placed in the soil, allowing vital nutrients and growth factors to diffuse into its chambers.

  •  With the iChip, the scientists could grow 10,000 bacterial strains. The extract from one such bacterium, provisionally named Eleftheria terrae, yielded an entirely new sort of antibiotic, teixobactin.

  •  Laboratory tests showed that this molecule was effective against many human pathogens, including drug-resistant ones, that come in the category of gram-positive bacteria.

  •  The drug was “exquisitely active” against a number of hard-to-deal-with bugs, said Dr. Lewis during a press briefing. It might also offer a single-drug therapy for tuberculosis, which currently required prolonged treatment with a multi-drug combination.
    ________________________________________
    4th navigation satellite launch in March 2015
    • The fourth navigation satellite of the country is getting ready for launch in March, and it will be another step forward for India in evolving its own navigation satellite system and not depend on the Geographical Positioning System (GPS) service of the U.S.

  •  Cryogenic propulsion systems on board PSLV-C27 rocket that will launch the satellite are being developed by scientists of the ISRO Propulsion Complex at Mahendragiri in Tirunelveli district.

  • S. Ingersol, group director of the complex, told, “Totally, seven satellites are required to be launched to complete the configuration under the Indian Regional Navigation Satellite System (IRNSS) and already three had been launched.

  •  Dr. Ingersol said launch of the remaining four satellites would be completed in one year and after that India’s dependency on the U.S. for GPS service would be significantly reduced. “This will trigger the much-needed development in geographic information systems.”

  •  The Mahendragiri complex was developing the second and fourth liquid stages needed for the launch vehicle. “Advance research by ISRO scientists has made India go for launching heavier satellites of three to four tonnes from our own soil,” he said.
    Deficient southwest monsoon hits Rabi sowing

  •  A delayed and deficient southwest monsoon has shrunk rabi sowing from last year’s level. If sowing was taken up on 597.15 lakh hectares of land last year, the figure this time was 566.18 lakh hectares.

  •  What is worrisome is the gap of 30.97 lakh hectares between the areas sown in the previous week and its corresponding week last year, higher than the deficit of 26.82 lakh hectares when making such a comparison for the week earlier.

  •  The southwest monsoon was 12 per cent lower than the long period average in the country and 21 per cent in northwest India, hitting kharif crop production by 2-3 per cent. The rain deficit is affecting rabi sowing now.

  •  A meeting in the Agriculture Ministry to review the crop and weather situation noted that wheat has been sown in 4.92 lakh hectares less this year because of lower moisture in the soil. Although the area under wheat will be made up in the next few weeks, the harvest will depend on the weather conditions.

  •  Of particular concern is the lower acreage of pulses. The area under gram is lower this year by 14.8 lakh hectares from last year’s because of the lower minimum support price. Farmers have turned away from sowing gram as the price is low, sources said.

  •  The area under coarse cereals is lower by 4.57 lakh hectares mainly because of reduced sowing of maize and jowar in Maharashtra, Karnataka, Andhra Pradesh and Gujarat.

Facebook the leader of social media says a new Survey

  •  Facebook is the leader of social media, says a new survey, adding that the social networking site has also made inroads into becoming the popular choice among the elderly.

  •  The findings of a survey by a US-based global think tank Pew Research Centre that involved 1,597 internet users revealed that 71 per cent of US adults were hooked to Facebook in 2014 - up significantly from 63 percent in 2013, Forbes magazine reported.

  •  It also showed that 56 per cent of Facebook users are in the age bracket of 65 years and older. The social media websites LinkedIn and Pinterest had 28 percent adult users.

  •  For micro-blogging site Twitter, the percentage of users logging in daily decreased from 46 percent in 2013 to 36 percent last year. 53 percent of internet-users, between the ages 18-29, use Instagram, also owned by Facebook.

  •  The survey also found that 45 percent of internet users log in to Facebook several times a day. Of the respondents, 52 percent use more than one social media website - an increase compared with 42 percent in 2013.

Researchers identified Mutations causing abnormal heart muscle protein

  •  An international team of researchers have sought to identify genetic mutations that produce abnormal forms of a key heart muscle protein. As a result of the mutations, the heart muscles weaken and produce a condition known as ‘dilated cardiomyopathy.’

  •  The increased strain that is then put on the heart can lead to heart failure where the organ is unable to pump the requisite quantities of blood.

  •  Changes to titin, a protein that is part of the mechanism muscles use to contract and relax, have been implicated as a cause for dilated cardiomyopathy.

  •  Titin is the largest human protein and is produced by a gene whose genetic information exists as 364 separate segments, known as exons. Variations in how the genetic data from these exons are assembled mean that the protein can exist in a variety of forms.

  •  A 2012 study carried out in severe and familial cases of dilated cardiomyopathy found that disruptive mutations in the gene, resulting in truncated titin variants being produced, were the commonest genetic cause for the ailment.

  •  Researchers who carried out that study have gone on to examine titin gene sequences from over 5,200 individuals, with and without the condition, as well as scrutinising 150 heart tissue samples collected from patients who underwent heart surgery.

India’s ‘Mars Orbiter’ team wins award

  •  India’s Mars Orbiter programme team has won the 2015 Space Pioneer Award in the science and engineering category from the US based National Space Society (NSS), the society said.

  •  In a statement issued in Washington, the NSS said its 2015 Space Pioneer Award in the science and engineering category has been won by the Indian Space Research Organisation (ISRO) Mars Orbiter Programme team.

  •  “This award will be presented to an ISRO representative during the National Space Society’s 2015 International Space Development Conference, the 34th ISDC, to be held in Toronto, Canada,” the statement said.

  •  The conference will run form May 20-24. According to the NSS, India’s Mars Orbiter launched on Nov 5, 2013 that went into Mars orbit on Sep 24, 2014 achieved two significant mission firsts in terms of an Indian spacecraft that has gone into orbit around Mars on the very first try and that no other country has ever done this.

  •  Secondly, the spacecraft is in an elliptical orbit with a high apoapsis, and has a high resolution camera which is taking full-disk colour imagery of Mars.

  •  Very few full disk images have ever been taken in the past, mostly on approach to the planet, as most imaging is done looking straight down in mapping mode.

  •  These images will aid planetary scientists. The Mars Orbiter programme team located in Bangalore is headed by Mylswamy Annadurai, the statement said.
    Britain's "Beagle 2" spacecraft found on Mars

  •  Britain's infamous "Beagle 2" spacecraft, once dubbed "a heroic failure" by the nation's Astronomer Royal, has been found on Mars -- 11 years after it went missing searching for extraterrestrial life.

  •  Beagle 2, part of the European Space Agency's Mars Express mission, had been due to land on Mars on Christmas Day 2003, but went missing on December 19, 2003. Until now, nothing had been heard from it since then.

  •  But in an announcement made to a packed news conference at London's Royal Society scientific institution, space experts said the tiny Mars lander has been found on the surface of the red planet.

  •  "Beagle 2 is no longer lost," said David Parker, chief executive of the UK Space Agency. He said scientists now had "good evidence" that the spacecraft successfully landed on Mars on the date it was due -- December 25, 2003 -- but had only partially deployed.

  •  "This find shows that the entry, descent and landing sequence for Beagle 2 worked and the lander did successfully touch down on Mars on Christmas Day 2003," the UK space agency said in a statement.

  •  Beagle 2 -- which measures less than 2 metres across -- was named after the ship Charles Darwin sailed when he formulated his theory of evolution. It was built by British scientists for about 50 million pounds ($85 million)

  •  The plan was for it to report back from the Mars' surface using instruments designed to help search for signs of life, but nothing was heard after it was dropped off to make its landing.

2014 Earth's hottest year on record: scientists

  •  2014 was Earth's hottest on record in new evidence that people are disrupting the climate by burning fossil fuels that release greenhouse gases into the air, two U.S. government agencies said.

  •  The White House said the studies, by the U.S. space agency NASA and the National Oceanic and Atmospheric Administration (NOAA), showed climate change was happening now and that action was needed to cut rising world greenhouse gas emissions.

  •  The 10 warmest years since records began in the 19th century have all been since 1997, the data showed. Last year was the warmest, ahead of 2010, undermining claims by some skeptics that global warming has stopped in recent years.

  •  Record temperatures in 2014 were spread around the globe, including most of Europe stretching into northern Africa, the western United States, far eastern Russia into western Alaska, parts of interior South America, parts of eastern and western coastal Australia and elsewhere, NASA and NOAA said.

  •  "While the ranking of individual years can be affected by chaotic weather patterns, the long-term trends are attributable to drivers of climate change that right now are dominated by human emissions of greenhouse gases," said Gavin Schmidt, director of NASA's Goddard Institute of Space Studies in New York.

  •  "The data shows quite clearly that it's the greenhouse gas trends that are responsible for the majority of the trends," he told reporters. Emissions were still rising "so we may anticipate further record highs in the years to come."

  •  U.N. studies show there already are more extremes of heat and rainfall and project ever more disruptions to food and water supplies. Sea levels are rising, threatening millions of people living near coasts, as ice melts from Greenland to Antarctica.

Agni-V missile to be test-fired on January 31

  •  India's strategic missile, Agni-V, will test-fired from the Wheeler Island, off the Odisha coast, on January 31.

  •  The Defence Research and Development Organisation (DRDO), which has developed the missile, will launch it from a canister mounted on a road-mobile launcher, which is a TATRA truck.

  •  A gas generator at the bottom of the canister will push the 17-metre long, 50-tonne Agni-V out of the canister.

  •  The missile, which can take out targets situated more than 5,000 km away, can carry a nuclear warhead weighing 1.1 tonnes. In the launch on January 31, 2015, it will carry a dummy payload.

  •  The missile was earlier scheduled to be test-fired in the second week of January but was postponed to the last week of January or the first week of February due to “non-technical” reasons.

Novo Nordisk launches Ryzodeg in India

  •  Denmark based pharmaceutical firm Novo Nordisk on Monday launched it’s combination diabetic drug Ryzodeg, priced at Rs.1,595 for 300 units, for people with Type-II diabetes in India.

  •  Apart from India, Ryzodeg has been approved for marketing in Aruba, Brazil, Chile, Costa Rica, El Salvador, EU, Hong Kong, Iceland, Israel, Japan, Kazakhstan, Macedonia, Mexico, Norway, Russia, South Korea and Switzerland, Novo Nordisk said.

  •  As Ryzodeg is a combination product, it requires fewer daily injections than administering basal and mealtime insulin in separate injections.
    Major cause of blindness identified

  •  Microscopic spheres of calcium phosphate have been linked to the development of age-related macular degeneration (AMD), a major cause of blindness. AMD affects 1 in 5 people over 75, causing their vision to slowly deteriorate.
    Agni-V to be test-fired from canister today

  •  Agni-V, India’s most powerful strategic missile, developed by the Defence Research and Development Organisation (DRDO) will lift off from a canister mounted on a TATRA truck stationed on the Wheeler Island off Odisha.

  •  This is the third launch, but the first from a canister, a method that will allow the missile to be fired even from roads. Avinash Chander, Scientific Adviser to the Defence Minister and DRDO Director-General, has called Agni-V “a game changer.” Mr. Chander, the architect of the Agni series, will be present at the launch scheduled for 8 a.m. Agni-V can carry a 1.1-tonne nuclear warhead over 5,000 km.
     

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General Awareness : India & The World - January, 2015


(General Awareness For Bank's Exams) India and The World

January -2015


Economist at the World Bank.

U.S. looks forward to working with new Sri Lankan President

  •  The U.S. looks forward to working with Sri Lankan president-elect Maithripala Sirisena, Secretary of State John Kerry said, as he commended outgoing President Mahinda Rajapaksa for accepting the election results.

  •  “I look forward to working with President-elect Maithripala Sirisena as his new government works to implement its campaign platform of a Sri Lanka that is peaceful, inclusive, democratic, and prosperous,” Mr. Kerry said in a statement soon after Mr. Rajapaksa conceded defeat.

  •  “I commend President Rajapaksa for accepting the results of the election in the proud tradition of peaceful and orderly transfers of power in Sri Lanka. His words about accepting the verdict of the people and moving forward are important,” Mr. Kerry said.

  •  Mr. Rajapaksa had called the election two years ahead of schedule, hoping to win a record third six-year term before the defeat of the Tamil Tigers fades in the memory of the people of the island which saw a three decades war over the demand of a separate Tamil Eelam.

  •  There was an unusual high voter turn-out for the elections held. “The Sri Lankan people deserve great credit on the successful conclusion of their elections. They turned out in great numbers to exercise their democratic rights and every vote was a victory for Sri Lanka,” Mr. Kerry said.

  •  “The United States applauds the Sri Lankan Elections Commissioner, the security forces, Sri Lankan civil society, and the candidates themselves for making sure this election was not marred by unrest and for ensuring a significant drop in campaign-related violence. It will be important for that effort to continue in the coming days,” he added.

South Africa & India discuss UNSC reforms

  •  Engaging in diplomacy on the sidelines of the Pravasi Bharatiya Divas (PBD) event, Prime Minister Narendra Modi had substantive meetings with Donald Ramotar, President of Guyana; Maite Nkoana-Mashabane, Minister of International Relations and Cooperation, South Africa; and Showkutally Soodhun, Vice Prime Minister Mauritius.

  •  External Affairs Minister Sushma Swaraj is set to visit South Africa in the first quarter of this year to pursue opportunities for economic ties particularly in infrastructure and mining.

  •  India and South Africa discussed the need for UN Security Council reforms especially when 2015 marks the 70th anniversary of the international body, Syed Akbaruddin, spokesperson of the Ministry of External Affairs told a press conference.

  •  In his discussion with Mr. Ramotar, Mr. Modi assured a line of credit worth $ 60 million to Guyana for two road and ocean ferry projects in the Caribbean country.

  •  The Centre also decided to include Guyana in the list of countries whose citizens will get a visa-on-arrival facility. The facility of Electronic Travel Authorization (e-Visa) has also been introduced to save time.

  •  A deeper engagement with Mauritius is also on the cards with the country inviting Mr. Modi to pay a visit on March 12. Mr. Modi took a tour of ‘Dandi Kutir’ – a conical three-storey museum dedicated to Gandhiji – constructed in Gandhinagar. Gujarat Chief Minister Anandiben Patel said it was the biggest exhibition in Asia.

  •  At the occasion, two stamps of Rs. 25 and Rs. 5 and two coins of Rs. 100 and Rs. 10 denominations were released in the memory of Gandhiji. This years PBD will honour 16 NRIs with ‘Samman Awards’. Microsoft CEO Satya Nadella, who is among those awarded this year, will not attending the awards function.

John Kerry heads for India to attend ‘Vibrant Gujarat Summit’

  •  US Secretary of State John Kerry headed for India to attend the Vibrant Gujarat Summit during which he will address investors to boost economic ties and meet Prime Minister Narendra Modi to discuss a broad range of bilateral and global issues, including climate change.

  •  “The Secretary would be emphasising the importance and future potential of our economic partnership with India, State Department Spokesperson Jen Psaki told.

  •  “Obviously the discussion would be on everything from continuing to do more economically and technologically, given that United States and India, we believe, can reach greater level of prosperity together than we would achieve alone,” she said.

  •  The three-day Vibrant Gujarat Summit will begin tomorrow in Ahmedabad. “He would also be reiterating throughout the trip, our shared commitment to address the challenge of climate change, promoting clean energy in the future. Prime Minister Modi has a strong track record in this regard,” she said, adding that the Obama administration sees this trip as a pivotal point in India-US relationship.

  •  After a brief stopover in Munich to meet the Sultan of Oman, Kerry leading a high-level US delegation is scheduled to arrive in Ahmedabad. Soon after his arrival, he is expected to visit the Gandhi Ashram, meet members of the civil society and visit the Ford plant, which is expected to open shortly. He would address the Vibrant Gujarat Summit and hold a round table with top Indian CEOs.

  •  Kerry is scheduled to meet Prime Minister Modi and hold another round-table with American CEOs participating in the summit.

  •  Referring to the multi-fold increase in bilateral trade in the last 10 years, which stands now at about USD 100 billion, Psaki said the summit is an opportunity to further the goal that US President Barack Obama and Prime Minister Modi have talked about in terms of increasing trade five-fold to USD 500 billion.

Taiwan confirmed the H5N8 strain of bird flu

  •  Taiwan’s agriculture authority confirmed that the strain of bird flu found in a goose breeding facility in the Chiayi County was the H5N8, which is not considered to be highly pathogenic.

  •  This follows the discovery of the highly pathogenic H5N2 strain of the bird flu virus at a chicken farm in the southern Taiwanese county of Pingtung.
    Emerging economies must help combat climate change: U.N. Chief

  •  U.N. Secretary-General Ban Ki-moon said that while respecting the principle of common but differentiated responsibilities, emerging economies such as India, China, South Africa and Brazil should take necessary action to combat climate change.

  •  Interacting with presspersons after visiting a canal-top solar power project, he said the developed countries had caused much more impact on climate than the developing nations and they had different capacities to tackle impacts.

  •  India was taking necessary action by projects such as the canal-top power project, a creative and impressive one which all developing countries should emulate.

  •  To questions, he said climate finance was the most important aspect to make combating climate change a success. India could play a vital role as one of the fastest growing economies.

  •  He was catalysing funds into the Green Climate Fund, which had topped $10 billion last year. He was optimistic about arriving at a new, robust climate treaty in Paris.

India-U.S. to jointly fight cancer & Ebola

  •  India and the United States are expected to sign memoranda of understanding on cancer research and Ebola control when U.S. President Barack Obama arrives later this month.

  •  Union Minister for Health and Family Welfare J.P. Nadda said the two countries had agreed to jointly fight Ebola. Under the agreement, Indian health care personnel will be trained in Ebola control and treatment procedures.

  •  “The Indian Council of Medical Research is already working on producing a vaccine for Ebola. But this MoU will focus on capacity building in areas of Ebola control,” a senior official of the Ministry said.

  •  Though India has had no reported cases of Ebola, the disease has so far claimed over 7,000 lives in the affected countries. A 26 year-old, who had travelled from Liberia to India and was found carrying the virus in his semen, remains in isolation.

  •  Another MoU is to be signed between the National Cancer Institute, U.S., and the upcoming National Cancer Institute in Jhajjar, for sharing of treatment plans, expertise and research.

  •  The NCI in the United States coordinates the National Cancer Programme, which conducts and supports research, training, health information dissemination, and other programmes with respect to the cause, diagnosis, prevention and treatment of cancer, rehabilitation and the continuing care of cancer patients and their families.

  •  At the institute in Jhajjar being developed by the AIIMS, cancer research will be the area of focus apart from patient care and management. India reports 11 lakh new cases of cancer every year, with a mortality rate of 5.5 lakh per year.

  •  Cancer treatment facilities in India are inadequate, compared to WHO standards, which requires one radiotherapy machine per million population. India at present has 0.41 machine per million population.

Leading U.K. papers reproduce “survivors’ issue” cover

  •  Newsrooms in publications across the United Kingdom saw fierce debates over whether to reproduce the cover of the latest issue of Charlie Hebdo — the “survivors’ issue” as it has been called — which went into a record 5 million print run on January 14.

  •  The latest issue of the satirical magazine carries a cartoon of Prophet Muhammad on its cover that is a tearful and forgiving depiction of the founder of Islam.

  •  While some publications have opted to publish the page in their regular reportage on developments around the weekly magazine — that lost six of its editorial leadership and three others to terrorist bullets last week — others have declined to do so.

  •  The Guardian; Times; Independent; Financial Times and the BBC have published the cartoon, as have major websites like Huffington Post, Buzzfeed and the news sites of Yahoo and Google.

  •  The magazine — sold out in France, and selling at astronomical prices on ebay — will be available in Britain at select outlets. Bookshops and magazine distributers are cagey about the number of copies that they are likely to receive.

  •  The Muslim Council of Britain has responded to the publication with restraint. A statement signed by 53 imams of mosques from across Britain, said that although most Muslims will be “hurt, offended and upset” by the re-publication of the cartoon, the “best and immediate” response is to emulate the “enduring patience, tolerance, gentleness and mercy as was the character of our beloved Prophet.”

Japan approves its largest defence budget

  •  Japan approved its largest-ever defence budget for the next fiscal year, as Prime Minister Shinzo Abe looks to strengthen surveillance of territorial waters in the face of a continuing spat with China.

  •  For the year to March 2016, Tokyo will spend 4.98 trillion yen ($41.97 billion), the government said, rising for the third straight year.

  •  “This is the largest budget ever,” said a defence ministry official, adding the highest allocation previously was 4.96 trillion yen earmarked in 2002.

  •  The trend reflects Mr. Abe’s wish to build a more active military, with an eye on a possible escalation of tensions with China.

Global economy to expand by 3% in 2015

  •  Noting that the global economy is still struggling to gain momentum while many developing economies are less dynamic than they were in the past, the World Bank has projected that it would expand by three per cent this year.

  •  The global economy grew by an estimated 2.6 per cent in 2014, and is projected to expand by 3.3 per cent in 2016 and 3.2 per cent in 2017, the bank said in a report.

  •  Developing countries grew by 4.4 per cent in 2014 and are expected to edge up to 4.8 per cent in 2015, strengthening to 5.3 and 5.4 per cent in 2016 and 2017, respectively, it said.

  •  Following another disappointing year in 2014, developing countries should see an uptick in growth this year, boosted in part by soft oil prices, a stronger US economy, continued low global interest rates, and receding domestic headwinds in several large emerging markets, it added.

  •  “In this uncertain economic environment, developing countries need to judiciously deploy their resources to support social programmes with a laser–like focus on the poor, and undertake structural reforms that invest in people,” said World Bank President Jim Yong Kim.

  •  “It’s also critical for countries to remove any unnecessary roadblocks for private sector investment. The private sector is by far the greatest source of jobs and it can lift hundreds of millions of people out of poverty,” he added.

  •  Underneath the fragile global recovery lie increasingly divergent trends with significant implications for global growth, the World Bank report said.

  •  Activity in the United States and the United Kingdom is gathering momentum as labour markets heal and monetary policy remains extremely accommodative. But recovery has been sputtering in the Euro area and Japan as legacies of the financial crisis linger.

  •  The oil price collapse will result in winners and losers. “Worryingly, the stalled recovery in some high–income economies and even some middle–income countries may be a symptom of deeper structural malaise,” said Kaushik Basu, World Bank Chief Economist and Senior Vice President.

  •  “As population growth has slowed in many countries, the pool of younger workers is smaller, putting strains on productivity. But there are some silver linings behind the clouds.

  •  The lower oil price, which is expected to persist through 2015, is lowering inflation worldwide and is likely to delay interest rate hikes in rich countries,” he said.

  •  “This creates a window of opportunity for oil–importing countries, such as China and India. What is critical is for nations to use this window to usher in fiscal and structural reforms, which can boost long–run growth and inclusive development,” Mr. Basu said.

PIA closure will snap vital link between India, Pakistan

  •  Official Pakistani sources said they were worried that the Enforcement Directorate notice to the Pakistan International Airlines on its offices in Delhi, had political overtones.

  •  The move, they feared, would “cut off a vital link between both countries.” PIA runs the only flights between India and Pakistan, with two flights a week on the Delhi-Lahore sector and once a week on the Mumbai-Karachi sector.

  •  Pakistani officials insisted that the PIA service to India which started in 1976, would not be cancelled, despite all the problems. However, one official said there were apprehensions that the action came after Foreign Secretary talks were cancelled last July, and indicated other actions could follow “causing a further rift in ties.”

Germany eager to join ‘Make in India’ initiative

  •  German Finance Minister Wolfgang Schäuble expressed interest in working with India in the manufacturing sector, especially in the auto and solar energy industries, at a meeting with business lobby Confederation of Indian Industry (CII) .The German minister is scheduled to hold talks with Union Finance Minister

Arun Jaitley .

  •  Dr. Schäuble’s positive note on German manufacturing industry’s readiness to participate in the ‘Make in India’ policy comes close on the heels of U.S. Secretary of State John Kerry’s voicing of the Obama administration’s worries over the initiative.

  •  Mr. Modi is scheduled to jointly inaugurate the Hannover trade fair along with German Chancellor Angela Merkel during his visit to Germany in April 2015.

India is world’s second most trusting nation: survey

  •  Moving up the ranks, India has emerged as the second most trusted country in the world in terms of faith reposed on its institutions even as globally trust levels have fallen, says a survey.

  •  As the world’s rich and powerful gather in the Swiss resort of Davos, a study by public relations firm Edelman has found that general level of trust in institutions among college-educated people around the globe are at levels not seen since 2009 in many of the markets it surveyed.

  •  Trust in institutions in India has improved sharply in 2015 with the country moving up three notches to the second place among 27 nations.

  •  While the number of “truster” countries are at an all-time low of six in 2015 including UAE, India, China and Netherlands, the number of “distruster” countries has grown significantly to 13 including Japan, Russia, Hong Kong, South Africa and Italy.

  •  Brazil, Malaysia, France and the US are among the 8 “neutral” nations as per the trust index, the survey said.

  •  India, which last year saw the BJP-led NDA government storming to power at the Centre, stands tall.

  •  According to the report, an “alarming evaporation of trust” has happened across all institutions, reaching the lows of the Great Recession in 2009.

  •  Trust in government, business, media and NGOs in the general population is below 50 per cent in two-thirds of countries, including the U.S., U.K. and Germany, it said.

  •  From fifth most trusted in 2014, India has now become the second-most trusted in 2015 with a score of 79 per cent in the barometer. The study has put India Prime Minister Narendra Modi’s image on the first page.

Vision statement on Asia-Pacific, Indian Ocean

  •  After meeting for close to five hours, including an extended lunch, tea on the Hyderabad House lawns, and delegation level talks, Prime Minister Narendra Modi and President Barack Obama issued three separate documents: a declaration of friendship with a commitment to regular summits, a joint statement called “Shared Effort, Progress for all”, and a joint strategic vision statement for the Asia-Pacific and the Indian ocean region.

  •  The last document could raise eyebrows in China, when External Affairs minister Sushma Swaraj visits Beijing next week, as it elaborates on the clauses in their previous joint statement for the disputed maritime region, and says, “We affirm the importance of safeguarding maritime security and ensuring freedom of navigation and over flight throughout the region, especially in the South China Sea.”

  •  Conspicuous by its absence was mention of “cross-border” terrorism or India’s issues with Pakistan, although the two sides repeated their September commitment to “disrupt” terror groups including Lashkar-e-Taiba, Jaish-e- Mohammad, D Company and the Haqqani Network.

New China-Myanmar oil pipeline bypasses Malacca trap

  •  China has taken a firm step to beef up its energy security by inaugurating a pipeline that will bring crude oil from a deep water port in Myanmar, along a transit route that will bypass the strategic Malacca Straits.

  •  The first tanker that will offload 300,000 tons of oil is expected to arrive on Friday at Maday Island – a deep water port developed by China in the Bay of Bengal. From there, oil, mostly brought from West Asia and Africa, will be pumped into a 2402 km long pipeline that will stretch for 771 km in Myanmar and another 1631 km in China.

  •  A gas pipeline, next to the Maday Island terminal, already runs from Myanmar’s port of Kyaukpyu. China also finalised plans to establish a rail corridor from Kyaukpyu to its Yunnan province.

  •  The strategic oil pipeline will service China’s two major growth centres — Kunming and Chongqing, an industrial hub along the Yangtze River delta. Both cities are pivotal in the development of China’s Silk Road Economic Belt, the 21st century Maritime Silk Road. Kunming is one of the starting points of the Maritime Silk Road, because it connects with three countries belonging to the Association of South East Asian Nations (ASEAN) — Myanmar, Vietnam and Laos. Landlocked Laos in turn becomes the gateway to ports in Thailand, and a wider transportation network covering Malaysia and Singapore as well.

  •  Significantly, the new oil pipeline bypasses the Malacca Straits — a narrow channel that connects the Indian Ocean with the Pacific. The Chinese are concerned that their access to the Malacca Straits — the main channel of their trade and energy supplies — can become compromised on account of Beijing’s growing rivalry with the United States, and maritime disputes with neighbours in the South China Sea.

  •  As oil begins to flow, the Chinese are also building a refinery in Kunming that can process 10 million tons of crude annually.

  •  Part of the shipments received will also be delivered to Myanmar, says the country’s Vice-President U Nyan Tun. China and Myanmar have jointly funded the project, including the construction of the Maday oil unloading terminal.

  •  Analysts say that apart from enhancing energy security, the construction of an oil and gas pipeline from Myanmar is driven by environmental considerations, as China works to limit carbon emissions resulting from its over-dependence on coal.
     

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General Awareness : Economy - January, 2015


(General Awareness For Bank's Exams) Economy

January -2015


Deteriorating asset quality would put pressure on bank finances

  •  The banking sector is faced with downgrading of rating as deteriorating asset quality would put further pressure on its finances, make international operations and funding much more difficult during 2015, said the Associated Chambers of Commerce and Industry of India (Asscoham) in a report ‘Non performing assets: current and expected scenario’.

  •  Considering this, the report said, the banking sector would attract additional provisioning, which would further put pressure on the profits of banks, which are already under tremendous stress.

  •  “This would reduce the effective internal source of increasing capital which is even under a lot of pressure on account of the impending Basel-III guidelines and the capital adequacy ratio is adversely affected,” the report said.

  •  As per the report, the gross non-performing assets (NPAs) of banks are expected to be 4.4 to 4.7 per cent for public sector banks by March, 2015, (as against 4.4 per cent as on March, 2014) and 4-4.2 per cent for the whole banking sector (as against 3.9 per cent for March, 2014).

  •  The year 2013-14 saw incremental restructuring of Rs.1.20 lakh crore, and Assocham believes that the same figure would be maintained for 2014-15.

  •  “Weak asset in the banking sector is likely to be 5.7 per cent by March, 2015, as compared to 5.6 per cent in March, 2014, and 4.3 per cent in March, 2013, bad and restructured loans are expected to touch the 15 per cent mark by the end of 2014-15,” the report said.

  •  According to the report, standard assets incremental restructuring would continue in 2014-15 and not much headway is expected in sale of assets to assert reconstruction companies after the guidelines have been changed.

  •  For reducing NPAs, Assocham has suggested a four-pronged strategy for early recognition of stress and remedial action thereafter. The measures are categorised under ‘preventive and corrective Management’, it said.

Tata Motors’ sales up 10 percent in Dec. 2014

  •  Tata Motors reported 10 per cent increase in total sales at 41,734 units in December, as against 37,836 units in the same month last year.

  •  Domestic sales of Tata commercial and passenger vehicles grew by 8 per cent at 37,776 units as compared to 35,010 units in December 2013, Tata Motors said in a statement.

  •  Sales of passenger vehicles in the domestic market in December stood at 12,040 units, up 30 per cent from 9,272 units in December 2013.

  •  In the commercial vehicles segment, domestic sales remained flat at 25,736 units during the month, the company said. Exports during the month as stood at 3,958 units as against 2,826 units in the year-ago month, up 40 per cent.

BHEL will use ‘fuel flexible boiler’

  •  Bharat Heavy Electricals Ltd (BHEL) will use fuel flexible boiler developed in-house and capable of firing the entire range of coal, from 100 per cent Indian to 100 per cent imported, at projects it will set up in Telangana.

  •  The central public sector enterprise, with which the Telangana State Power Generation Corporation Ltd (TSGENCO) has a MoU for thermal plants, has decided on the boiler “to overcome the current uncertainty of coal supply”.

  •  The fuel flexible boiler, whose design has been developed by the BHEL, will offer operational flexibility and thereby ensure uninterrupted generation.

  •  BHEL said this on Friday giving details of the Rs.3,810 crore order it has received from TSGENCO for 800 MW supercritical thermal power project at Kothagudem, Khammam district, on engineering, procurement and construction (EPC) basis.

  •  The project is to be commissioned in 36 months on fast track basis with BHEL and TSGENCO setting up teams to expedite clearances and execution of the project, a release said. The key equipment for the contract will be manufactured at BHEL’s Tiruchi, Hyderabad, Haridwar, Bhopal, Ranipet, Bangalore and Jhansi plants.

  •  The company’s Power Sector-Western Region will be responsible for civil works commissioning of the equipment. Chief Minister K.Chandrasekhar Rao recently handed over a cheque for Rs.350 crore to BHEL.

Need to rethink strategy for PSU banks says Hasmukh Adhia

  •  There is a need to rethink strategies for public sector banks in the country and the efforts for their consolidation would not be limited to merger and acquisitions, a senior Finance Ministry official said.

  •  Financial Services Secretary Hasmukh Adhia also said that it was absolutely essential to implement banking reforms and making the banks stronger was necessary for the economic growth.

  •  Speaking to reporters at a pre-event briefing on two-day financial sector retreat ‘Gyan Sangam’, Mr. Adhia also said that asset quality was a problem for many PSU banks, while low credit offtake was also an area of concern.

  •  He said there is a need for a rethink on strategies for public sector banks. ‘Gyan Sangm’ was scheduled to start later this afternoon and would be addressed by Prime Minister Narendra Modi.

  •  Others expected at the event include Finance Minister Arun Jaitley and RBI Governor Raghuram Rajan, along with a host of PSU bank chiefs and top executives of insurance companies.

  •  Among other issues, Prime Minister’s Jan Dhan Yojana would also be discussed at the event and Mr. Adhia said that 10.3 crore accounts have been opened so far under this programme for giving bank accounts to all.

Public sector banks need more autonomy says FM

  •  India needs to “conceive” several reforms in the banking sector, Union Finance Minister Arun Jaitley told reporters on the sidelines of a two-day banking retreat.

  •  Mr. Jaitley added that there is a need to give greater autonomy to banks and that non-performing loans in some cases was “unacceptable”. “There is a need to get the best talent into the system. There is a need for far greater autonomy being given to them (Public Sector Banks),” Mr. Jaitley told reporters in Pune.

  •  PSBs recorded the highest level of stressed loans at 12.9 per cent of their total advances in September 2014, while the same ratio for private sector banks was at 4.4 per cent, according to RBI data.

  •  India's top bankers have gathered in Pune to discuss long-pending reforms vital to improving the health of ailing public sector banks in Asia’s third-largest economy.

WB to woo investors at Global Business summit

  •  Projecting itself as an ideal investment destination, the Government of West Bengal is organising Bengal Global Business Summit — Bengal Leads 2015 — on January 7 and 8 to attract investment from foreign and domestic companies.

  •  Union Finance Minister Arun Jaitley and Union Minister of Road Transport and Highways Nitin Gadkari are expected to attend. Chief Minister Mamta Banerjee will speak on the occasion besides interacting with investors.

  •  The State is seeking investment in sectors such as urban infrastructure and housing, IT software and hardware, food processing, horticulture and floriculture, MSME and textiles, health care, education and skills development, manufacturing, energy and infrastructure, hospitality and tourism and business of entertainment and financial services

  •  “This business summit will ride on growth achieved in the past three years. Since formation of our government, radical fiscal reforms have been done and massive capital formation is underway,” said West Bengal Finance and Industry Minister Amit Mitra.
    Transport Ministry to launch e-approval for heavy vehicles

  •  In a move heralding digitalization in the heavy transport industry in India, the Surface Transport Ministry is ready with a web portal for online approval of heavy transport vehicles movement.

  •  Surface Transport Minister Nitin Gadkari will launch the web portal, allowing e-approval for movement Over Dimensional (OD) and Over Weight Cargo (OWC).

  •  The move is in line with Prime Minister Narendra Modi’s key focus areas of “Make in India” and “Digital India.” The launch will be accompanied by a day-long seminar on “Heavy Transport in India: Entering a New Era through Digitalization.”

  •  Several industry stakeholders including heavy equipment manufacturers, project owners, Engineering, Procurement and Construction (EPC) companies, along with various research and academic institutions from across the country, will come together and discuss a roadmap for future plans in the transport and road infrastructure development sector, an official release said.

India to see good growth in future: experts

  •  India’s growth prospects and the chances that it will pick up pace against China formed a point of discussion at a three-day conference on ‘Management Challenges in Uncertain Environment’ began at the Indian Institute of Management-Kozhikode (IIM-K).

  •  The conference is organised jointly by Association of Indian Management Scholars (AIMS) International and the IIMK. Around 150 delegates from India as well as from abroad are participating in the programme.

  •  In his inaugural address, C. Balagopal, founder of Terumo Penpol, the largest blood bag manufacturing facility in the world, highlighted that ‘uncertainty’ was the keyword of the moment when industries and businesses across the world were facing challenges in appropriate decision makings.

  •  He expressed hope that there would soon be clarity from where the demand for products and services was going to come from. Looking at the Indian conditions, there was already the growth of power generation, highways, ports, and the rest of the infrastructure that were needed to sustain high growth.

  •  He stressed that China was the best example of this phenomenon, and India would soon be there too. As China slowed, Indian growth would pick up, and sustain the demand for commodities including steel, building materials, capital equipment, and consumer products.

  •  In his keynote address, Prof. Kulbhushan Balooni, Director, IIM-K underlined the dire need of scholarly research in the field of business and management by Indian institutions, and highlighted the research initiatives and programmes that were carried out by the IIM-K.

  •  He then shared with the delegates an analysis of ‘Management knowledge development scenario in India’.

  •  He underscored the point that, knowledge creation was a point of recognition among the peers, and its benchmarking was done by the number of citations by peers of a research article.

Need to clean up bad debts in banks within a year says RBI Governor

  •  Reserve Bank of India Governor Raghuram Rajan, made a strong case for cleaning up bad debts of banks and restructure other possible non-performing assets (NPAs) within a year to put the economy back on track.

  •  He also favoured channelising ‘full savings’ of the households into the financial system so that the requisite resources for growth were made available.

  •  “In the short-term (up to 12 months), there is need to clean up the NPAs and then restructure other stressed loans so as to put the economy back on the track,” Dr. Rajan said at the two-day Gyan Sangam.

  •  Total gross NPAs of public sector banks stood at over Rs.2.43 lakh crore as on September 30, 2014. The top 30 NPAs accounted for Rs.87,368 crore or 35.9 per cent of total gross NPAs of PSBs.

  •  Dr. Rajan said the bona fide mistakes made by the bankers while taking commercial decisions should be protected by the government.

  •  “If the officers are hauled up for such decisions, this would to lead to delay in good decisions because of avoidance of risk,” he said.

  •  The Governor also stated that there was a need for internationalisation of the banking system in the current global environment.

  •  “The capital base of the banks may need to be enhanced,” Dr. Rajan said while emphasising on the need for consolidation in ownership, improvement in governance, and enhancement of management capability.

  •  With the licensing of the small banks and the payments banks, there would be new players in the industry and competition among the PSBs will also grow to meet these challenges. “Accordingly, PSBs have to develop differentiated products,” Dr. Rajan said.

Oil prices edge up after 5% plunge

  •  Oil edged up, recovering from a five per cent plunge in the previous session that saw prices touch fresh 5-1/2 year lows in an oversupplied market.

  •  Growth in oil supplies showed no sign of abating, with output in Russia hitting a record high in 2014 and exports from OPEC's second largest producer Iraq the highest since 1980. Jitters over political uncertainty in Greece drove investors out of risk assets globally to safe haven bonds.

  •  "It's building on the recent bearish supply demand output of oil, led originally by the OPEC meeting," said Mark Keenan who heads Asia commodities research at Societe Generale.

  •  Brent crude gained 13 cents and was at $53.24 a barrel by 0226 GMT, after dropping to a low of $52.66 on Monday, its lowest since May 2009. U.S. crude was up 7 cents at $50.11 after slipping below $50 for the first time since April 2009.

  •  A recent slew of factors combined to push prices lower still, Mr. Keenan said, pointing to concerns about Greece, high output from Russia, Iraq and the United States and a stronger dollar.

  •  In December, U.S. oil inventories posted a substantial rise only for the second time in history, he said, confirming a supply glut at the world's largest oil consumer. A rise in the dollar index for the sixth straight month in December has also made dollar-denominated oil more expensive, depressing prices.

  •  Some economists expect cheaper oil to boost consumers' purchasing power and buoy the global economy, but the 50 per cent plunge in oil prices since June has also raised deflationary fears.

  •  "This is great news for motorists, but it presents a headache for policy makers, with the Fed keen to get their policy settings back to something more normal, and Europe keen to avoid a deflationary spiral," ANZ analysts said in a note.

  •  A rebalancing of portfolios at major commodity indices which starts may widen the spread between Brent and West Texas Intermediate, according to Societe Generale.

Pardhan launches subsidised cooking gas scheme

  •  Union Petroleum Minister Dharmendra Pradhan launched the sale of subsidised five-kg cooking gas cylinders under Free Trade LPG Scheme, benefiting Below Poverty Line (BPL) families and others.

  •  He also launched a new scheme providing concession of Rs.1, 600 to BPL families on new gas connections in the country. The move is aimed to make cooking gas easily available to consumers.

  •  “While the subsidised five-kg LPG cylinder will be available only at regular LPG distributor, market-priced cooking gas cylinders can be bought without prior booking and minimal paper work at petrol pumps, gas agencies and some grocery stores,” he said after launching the scheme.

  •  The consumers will avail the benefits till the end of March 2015, the minister said. He said the government is also considering providing one-kg, two-kg and three-kg gas cylinders to the poor people. The minister stressed on bringing the gas penetration in Odisha at par with national level.
    Public Sector Banks to accept solar rooftop cost as part of home loan proposals

  •  Public sector banks (PSBs) are to accept rooftop solar installation cost as part of home loan or home improvement proposals of individual customers.

  •  The Union Finance Ministry is reported to have advised the PSBs to encourage home loan/ home improvement loan seekers to install rooftop solar units and include the cost of such equipment in their loan proposals. The proposals may include non-solar lighting, wiring and other such fittings, among others.

  •  Rooftop solar plants, which will produce clean electricity, have become economically viable at about Rs.7 per kWh without any subsidy. The government is providing a subsidy of 15 per cent (revised from 30 per cent earlier) on these plants to the beneficiaries.

  •  PSBs have been advised to canvass solar PVs (photovoltaic) to all its existing home loan borrowers by organising programmes in association with dealers and companies, which have been approved by the Ministry of New and Renewable Energy.

  •  Eight PSBs — Bank of India, Syndicate Bank, State Bank of India, Dena Bank, Central Bank of India, Punjab National Bank, Allahabad Bank and Indian Overseas Bank — have so far issued necessary instructions to extend loans for rooftop solar schemes.

Stocks crash on meltdown in oil price

  •  Stocks tumbled with benchmark indices falling like a pack of cards over worries of a possible exit of Greece from the eurozone and a global recession indicated by the ongoing meltdown in oil prices. .

  •  The Sensex (benchmark index of the BSE) dipped by 854.86 points or 3.07 per cent to close at 26987.46. The index was dragged down by oil & gas stocks with a fall of 4.17 per cent, followed by realty 3.66 per cent and metal 3.49 per cent.

  •  Markets have fallen for a variety of reasons concerning local and international factors. While falling crude oil prices had a welcome relief for India, it is affecting those countries whose economy is surviving on crude oil.

  •  Some of these countries, with large investible surplus, have been traditional investors globally. With crude prices at record low, funds from these countries would not flow to global markets.

  •  Global oil prices fell by over 50 per cent since last June to below $50 per barrel on January 5, 2015, a dramatic drop reminiscent of the 1998 fall in oil prices, which led to Russian default, shaking the global financial system.

  •  Further, the financial crisis in Europe concerning Greece seems to be escalating leading to global sell off. “The underlying fear is that Euro, as a currency union, may break up,” said Arun Kejriwal, a leading equity analyst.

  •  According to him, markets needed a correction and it has happened. “Markets are likely to fall some more but important events like Vibrant Gujarat where the Prime Minister will play host along with the Gujarat Chief Minister for the first time, is less than a week away,” said Mr. Kejriwal, adding, “with global business leaders visiting the event, important announcements are expected,” which are likely to trigger markets.

  •  While all sectoral indices fell sharply, broader indices too dipped as BSE 100 recorded a loss of 2.96 per cent and mid-cap and small-cap stocks lost 2.95 per cent each. On the National Stock Exchange (NSE), the 50-share Nifty lost by 251.05 points or three per cent at 8127.35.

Google wants to be a part of ‘Digital India’

  •  Vinton Cerf, Chief Internet Evangelist at Google, met Minister for Communications and Information Technology Ravi Shankar Prasad to discuss the role technology giant can play in supporting the government’s vision for a Digital India.

  •  Speaking to reporters on the sidelines of an event, Mr. Cerf said, “It is a very early stage of discussion. Google is interested in being helpful (to the Digital India project). We have some ideas. We want to share with them those ideas to find out which of them make sense. Maybe they will have better ideas than us.”

  •  “It is clear that the private sector is going to play a major role, but it will not work unless basic infrastructure that the government proposes to bring in is out into place,” he added.

  •  The government’s ambitious Digital India project aims to connect all gram panchayats by broadband Internet, promote e-governance and transform India into a connected knowledge economy.

  •  Besides, the two discussed growing Internet penetration in the country and ways to bring more women online as well as helping small and medium businesses harness the potential of the online medium.

No plan to curb gold imports says Rajeev

  •  Providing relief to the economy from widening trade deficit on account of gold imports, the inward shipments of the metal slumped to 39 tonnes in December, Commerce Secretary Rajeev Kher said.

  •  India imported an astonishing 152 tonnes of gold in November, which had threatened to disrupt the trade balance and impact the current account deficit (CAD). “Gold imports at present on the basis of December and January performance have not been a cause of worry,” Mr. Kher told reporters.

  •  In January so far, the imports were aggregated at seven tonnes (about $200 million) only. In September and October, the imports were 95.62 tonnes and 109 tonnes, respectively. Mr. Kher also said that there were no plans to curb gold imports and bring back restrictions like 80:20 scheme.

  •  “It is gone, 80:20 scheme. Why should it come back...We are not looking at any new policy (for gold imports),” he said after a meeting on gold imports with representatives of the gems and jewellery sector.

  •  Higher gold imports in November have pushed up trade deficit to one-and-a-half year high of $16.86 billion in November as against $9.57 billion in the same month last year. The current account deficit too had widened to $10.1 billion or 2.1 per cent of GDP in the July-September period.

  •  Mr. Kher said various issues related to gold as well as gems and jewellery exports were discussed with the industry representatives at the meeting.

  •  He said it was the follow-up meeting after the ‘Make in India’ workshop last month. The sector is among the 25 focus areas that have been identified under the ‘Make in India” programme.

  •  “We are looking at improving our manufacturing in the gems and jewellery sector and how to improve our exports. We discussed about sourcing of gold, financing of raw material, mining of gold, concept of fashion jewellery.

‘Ford’ will pilot share-car project in Bengaluru

  •  Ford will pilot a share-car project in Bengaluru. The project aims to create a model for easy vehicle sharing among small communities such as office workers, apartment dwellers and families to share a vehicle among multiple drivers.

  •  “This approach will help consumers who can’t afford a car but want the benefits of owning one. Researchers plan to develop a model for vehicle scheduling and managing ownership,” Ford said in a statement.

  •  Ford is working with two-year old start-up Zoomcar on the project. Zoomcar is a self-drive car rental service that allows users to rent cars by the hour, day, week or month. “Basically, we save you the cost and hassle of owning a car while giving you all the good parts: convenience, mobility, and independence,” Zoomcar’s website says.

  •  Greg Moran, Co-Founder and CEO of Zoomcar, refused to disclose more on the project, but said the market for car sharing in India was estimated to be $4-5 billion.

  •  Ford’s car sharing project in India is among the 25 global mobility experiments the firm unveiled in the consumer electronics show in Las Vegas. “These mobility experiments will test new ideas and address growing or increasing transportation challenges; insights gained will shape Ford’s future investments,” it said.

ING Vysya employee-shareholders oppose merger with Kotak Mahindra Bank

  •  Majority of employee-shareholders of ING Vysya opposed the company’s move to merge with Kotak Mahindra Bank. In an extraordinary general meeting (EGM) held at the headquarters of ING Vysya, employee-shareholders said the merger would not help ING Vysya, and it should not happen.

  •  In the closed-door EGM, the employees demanded a tripartite agreement as part of the merger. According to sources, around 537 shareholders, including proxy holding around 16.93 crore shares, were present at the meeting.

  •  “We participated in the EGM, and we clearly told the board that ING Vysya should be merged with a public sector bank. Due to the merger, the employees’ future may not be safe in the hands of Kotak Mahindra Bank.

  •  We are demanding a tripartite agreement with Kotak Mahindra Bank,” said All-India ING Vysya Bank Employees’ Union General Secretary K. J. Ramakrishna Reddy. “If they don’t concede for this, we will go for further struggle and agitation. We will not stop till we achieve it,” he added.

  •  Asked about the future if the resolution get approved at the EGM, S. A. Sridhar of ING Vysya Bank Officers’ Association, said: “We have asked for a copy of the MoU, and the management has not provided that.

  •  We have all options available and open. If they are not going to take care of the employees, we will go on indefinite strike till we achieve all our demands.”

  •  In the second meeting, the Regional Labour Commissioner told the ING Vysya Bank management to involve Kotak Mahindra Bank officials also in the discussion and arrive at an amicable settlement, the union leaders said.

TC sends back 3G spectrum proposals to TRAI

  •  Inter-ministerial panel Telecom Commission (TC) has decided to send back Telecom Regulatory Authority of India’s (TRAI) recommendations on 3G spectrum pricing for reconsideration.

  •  According to sources, TC discussed TRAI’s proposals on 2100 MHz band base price, used for 3G services, in its meeting and decided to send back the recommendations for a review.

  •  The TRAI on December 31 had recommended a base price at Rs. 2,720 crore per megahertz. An internal committee of the Department of Telecom (DoT) is believed to have suggested fixing base price of 3G spectrum at Rs. 3,899 crore per megahertz, about 43 per cent higher than the rate recommended by TRAI.

  •  As per the practice in place, TRAI sends back its final comments in about 15 days which are again placed before the Telecom Commission for its final call.

Consumer durable firms hike prices

  •  Consumer durable firms, including Haier, Whirlpool, Panasonic, Godrej Appliances and Daikin, are increasing the prices of their products by up to 5 per cent following the withdrawal of excise duty sops, coupled with high input costs.

  •  “With excise duty concessions ending, the price hike was inevitable. We will also increase our prices in the range of 3-5 per cent depending on models,” Haier India President Eric Braganza told PTI.

  •  The price hike was effective on new stocks, he said. Another major player in the consumer durables segment, Godrej Appliances, is also mulling a similar step.

  •  “We are revising prices of our products by 3-5 per cent depending on different models,” Godrej Appliances Business Head and Executive Vice President Kamal Nandi said.

  •  Two major factors had led to price hike — 2 per cent increase in excise duty and weakening of the rupee against the dollar that had increased input costs — he added.

  •  The government decided against extending excise duty concessions given to the consumer durables industry from December 31. The excise duty on the sector is now at 12 per cent up from 10 per cent.

  •  Panasonic India and South Asia Managing Director Manish Sharma said the government’s decision of not extending excise duty cut on consumer durables would hit the buyer sentiment and impact sales.

Cotton Corporation of India to start sale of cotton

  •  The Cotton Corporation of India (CCI) plans to start selling the cotton, which it purchased at the minimum support price (MSP) from the market, from January 15.

  •  CCI director (marketing) M. M. Chockalingam told that the Corporation had so far purchased 40 lakh bales. It planned to sell 10,000 bales every day and measures would be taken to ensure there was no fluctuation in prices.

  •  The CCI was now present in 341 centres and purchasing cotton actively in about 150 centres. In the southern States, the CCI purchased 70-80 per cent of arrivals and in Gujarat and Maharashtra, it was about 10-15 per cent of spot arrivals.

  • Traders are active in these two States, and are purchasing cotton at more than the MSP. The total purchases by the Corporation this season (October, 2014, to September, 2015) at MSP is expected to go up to 100 lakh bales.

  •  Trade sources here said arrivals had picked up, and over two lakh bales of cotton were coming to the market every day. Though there were no quality issues, export demand was almost nil and domestic mills were buying only limited stocks.

Audi sells 10,851 cars in last year

  •  German luxury car maker, Audi, notched up a new record by reporting sales of 10,851 units in calendar 2014, the second consecutive year that it has crossed the 10,000 unit sale mark.

  •  2014 also marked the seventh successive year of growth for the company, a statement from the company said. It reported best ever quarterly retail sales of 3,044 units in October-December 2014 a growth of 17 per cent over the year-ago period.

  •  `We have closed the year at another record high,’’ Joe King, Head, Audi India said in a statement. ``Audi continues to be the undisputed No.1 in the luxury car market and we are now looking forward to an exciting 2015 with limitless luxury in store for India.’’

  •  He said the company’s strategy helped it not only achieve leadership but also maintain it. `We had many firsts in 2014 including introduction of segment first products such as Audi A3 sedan and Audi A3 Cabriolet.

  •  The company also opened new showrooms in Udaipur, Visakhapatnam, Nashik and Kozhikode in 2014 and inaugurated its first pre-owned luxury car showroom `Audi Approved: plus’ in Gurgaon in India.

Security & Exchange Board proposes e-IPO norms

  •  To boost fund raising from markets, the Securities and Exchange Board of India, proposed e-IPO norms, where investors can bid for shares through Internet and eventually on mobiles, while already listed public sector undertakings (PSUs) will be provided a ‘fast-track’ route for share sales to meet the disinvestment targets.

  •  For already listed companies as well, the market regulator has proposed a fast-track route for raising of funds through FPOs (follow-on public offers) or rights offers (where funds can be raised from existing shareholders).

  •  Under the new norms, SEBI has proposed to drastically cut the timeline for listing of shares within 2-3 days of the IPO, as against 12 days currently.

  •  The fast-track route of raising capital has been proposed for companies having public shareholding market valuation of as low as Rs.250 crore, as against Rs.3,000 crore at present.

  •  The public sector entities can tap the ‘fast-track’ route even without complying to this minimum average market value limit, provided they meet other conditions, SEBI said.

  •  Under the ‘fast-track’ route, a listed company would not be required to file any draft offer document for its FPO or rights issue and it can proceed with the fund-raising programme without necessarily getting ‘observations’ from SEBI.

  •  SEBI has invited public comments till January 30, after which it would put in place final norms for e-IPO as also for fast-track issuances.

  •  The proposed moves are part of efforts to simplify the process of IPOs, lowering their costs and helping companies reach more retail investors in small towns. Initially, investors would be able to place bids through Internet and by using broker terminals across the country, as against the current practice of filling long paper forms.

SC allowed Sahara group to raise “junior loan”

  •  The Supreme Court allowed the Sahara group to raise a “junior loan” of $650 million from a foreign lender to pay Rs.5,000 crore and bank guarantee of same amount for the release of Subrata Roy and two directors on bail.

  •  A three-judge bench led by Justice T.S. Thakur said the amount, raised as loan against its three overseas hotels located in London and New York, would be parked in Aamby Valley (Mauritius) Ltd., a wholly owned subsidiary of Sahara group’s India-based Aamby Valley Limited.

  •  However, the court said Sahara Group should also clear up with the Reserve Bank of India if there were any impediments under the Foreign Exchange Management Act in case of transfer of the loan amount from its Mauritius subsidiary.

Renault is set to launch sub-Rs.4 lakh car in 2015

  •  Renault is set to launch an all-new hatchback in the sub-Rs.4 lakh segment this year as the French car maker intensifies its efforts to transform into a volume player in the Indian passenger vehicle (PV) market.

  •  The proposed small car will compete in the Maruti Alto segment. And, it will be the first product out of Renault-Nissan’s new vehicle platform CMF-A, a global platform meant to design and develop low-budget cars for customers in India and other markets.

  •  “It is a very wide platform in terms of diversity, and this will be a global car. It will be sold in other countries also,” Sumit Sawhney, Country CEO and Managing Director, Renault India.

  •  He said the company had not finalised the launch dates. But the first new launch of 2015 would be its 7-seater MPV (multi-purpose vehicle) Lodgy, and the new hatch would come after that. Presently, Renault India sells only Pulse in the small car segment.

  •  The chairman and CEO of Nissan and Renault combine Carlos Ghosn had said that CMF-A would be India-based platform. It would be designed Indian engineers, he had said, and indicated that the first product out of this platform would hit the market by 2015.

  •  But, Mr. Sawhney declined to elaborate on the new hatchback. However, he said the segment accounted for 30-40 per cent of car market and company was keen to have a strong presence.

‘Vibrant Gujarat’ now India’s principle economic summit

  •  Finance Minister Arun Jaitley said the Vibrant Gujarat Global Investors Summit has become the country’s “principle economic summit” and welcomed other states organising similar events.

  •  “The more the states organise it, the more their idiom and their attitude in support of investment change.... it’s a welcome phenomenon,” he told reporters on the sidelines of the summit in Gandhinagar.

  •  The Finance Minister said the recent trend, wherein states like Madhya Pradesh and West Bengal have held such summits while Maharashtra is also mulling one such show, is very heartening and he is glad that such aggressive activities are being undertaken.

  •  The Uttar Pradesh government has also adopted an aggressive posture in attracting investors, with a strong media campaign wooing investors. “I think this has become the principle economic summit as far as India is concerned.

  •  Now I think this is where economic activity is happening,” Mr. Jaitley said. Earlier in the day, Prime Minister Narendra Modi also lauded the efforts by states and promised all help from the Centre in the efforts.

  •  “Today, many other states have adopted this approach. Government of India is committed to supporting any such initiative of any state government,” he said in his speech.

  •  Mr. Modi stressed a lot on the growth potential of the country and outlined his approach on the way forward in fastening the economic growth.

  •  Speaking at the session on Corporate Social Responsibility (CSR), Mr. Jaitley said there is a huge amount of inequality in the society which is visible in things like lack of access to clean drinking water, absence of toilets etc, even though there is a widespread notion that the country is growing.

WB projects 6.4% economic growth in India this year

  •  Indian economy is likely to grow at 6.4 per cent in 2015 and accelerate further in the next year on the back of steps being taken by the Narendra Modi-led NDA government, World Bank President Jim Yong Kim said.

  •  Speaking at the Vibrant Gujarat summit, he said the World Bank was committed to catalysing a vibrant India and there is much reason for optimism.

  •  “We project that India will be a bright spot in an otherwise medium global economic outlook. (The) economy according to our projections is expected to grow 6.4 per cent this year and even faster in 2016,” he said.

  •  After slowing to sub-five per cent growth in the previous two financial years, the economy has started showing signs of pick-up as it expanded by 5.7 per cent and 5.3 per cent in the second and third quarter of 2015.

  •  The World Bank President said Mr. Modi and his government have been quickly putting in place the building blocks for even more rapid growth, streamlining national regulatory structure and promoting social inclusion.

  •  Mr. Jim said, he was “very encouraged” by the recent proposal of a Constitution amendment bill for Goods and Services Tax. The proposed new indirect tax regime, he said, offers an opportunity to make it substantially easier to do business in India.

  •  “GST will create one common market and substantial saving for companies on logistics, especially if the structure of the GST is uniform,” he added. He was also encouraged to see that the Prime Minister has focused on programmes to promote the broad sharing of the benefits of growths.

Aditya Birla Group will invest Rs 20,000 cr in Gujarat

  •  Making public his “personal bias” for investing in Gujarat, Kumarmangalam Birla said the diversified Aditya Birla Group will invest Rs. 20,000 crore over a period of time in the state to ramp up capacities across various existing facilities.

  •  “We will be continuing to grow our businesses. On the anvil are brownfield expansions at our cement plant in Sevagram, the VSF plants in Vilayat and Bharuch, and along with that, expansion in metal plants (among others)

  •  “Our investments will be close to Rs 20,000 crore, as we see it,” he said at the Vibrant Gujarat Summit in Gandhinagar. He further said that for his company, Gujarat is the most preferred investment destination in India.

  •  “We’re greatly impressed by proactive approach of government of Gujarat...I have a personal bias for it,” he added. Mr. Birla said it was not tax sops but delivery of high quality infrastructure which has got the group latched on to the state.

  •  At present, the Aditya Birla Group’s investments in the state exceed Rs 25,000 crore and it generates revenues in excess of Rs 30,000 crore a year. The company, he said, employs 10,000 employees directly and 20,000 indirectly.

  •  Speaking on the occasion, MasterCard President and Global Chief Executive Ajay Banga said investors are hoping for a similar show from Modi (as he had shown as Gujarat Chief Minister) at national level.

  •  Mr. Banga, who is also Chairman of USIBC, said the NDA government has “gotten off to a very, very good start” but pointed out some concerns among investors. “They are waiting for clarity, they want transparency in policy decisions, consistency and predictability,” he said.

  •  He said progress on key issues like land reforms, labour reforms, property ownership reforms, GST rollout and Government moves on retrospective taxation will be keenly followed now on.

Deal for mega solar project

  •  SunEdison Inc, the U.S.-headquartered solar energy services firm, and India’s Adani Group have come together to invest $4 billion or Rs. 25,000 crore in setting up one of the world’s largest solar photovoltaic (PV) manufacturing facility in Gujarat.

  •  The project is expected to create not only thousands of jobs, but also provide a much-need impetus to the country’s electrification programmes through solar energy.

  •  The proposed solar PV production unit will come up at Mundra in about three years. And, it will vertically integrate all aspects of solar panel production on site, including poly silicon refining, and ingot, cell, and module production.

Ranjan hails decision to free banks

  •  The Reserve Bank of India (RBI) Governor Raghuram Rajan said that the decision of the Government to give freedom to public sector banks (PSBs) to function independently is a “land mark decision”. He was speaking at the convocation ceremony of the Indira Gandhi Institute of Development Research (IGIDR).

  •  The Finance Ministry had issued a direction to banks recently asking them to take decisions without fear or favour and to ignore extraneous considerations in commercial decisions, in the aftermath of the ‘Gyan Sangam’, which was attended by the Prime Minister Narendra Modi.

  •  Mr. Modi said at the Gyan Sangam, the two-day bankers’ meet arranged to discuss banking reforms, that the Government will not interfere in the functioning of public sector banks. He also called for ending “lazy banking” and said that banks must prioritise lending to employment-generating sectors.

  •  Dr. Rajan said that institution plays an important role in the intellectual development of students. While asking students to pay back to the society, Dr. Rajan remembered, institution builders like Dr. Varghese Kurien, who built up a brand like Amul, T. N. Seshan, former Election Commissioner and Vinod Rai, former CAG.

  •  Union Finance Minister Arun Jaitley, who was the Chief Guest at the convocation, congratulated the institute for the gender “reverse disparity” in favour of the women. Over 70 per cent of the students who passed out today were women.

  •  Mr. Jaitley also said that the election results recently proved that castes and dynasties will no more attract voters as they are interested only in governance and economic growth.

  •  Meanwhile visiting the LIC corporate Office, Mr. Jaitley said that one-third of the country would soon be insured by LIC by partnering with Prime Minister's Jan Dhan Yojana.

  •  He said that LIC was a role model of how a public sector institution should function and appreciated claims performance of LIC, which was much better than the private sector.

  •  The Finance Minister also said that millions had built their houses with LIC’s support and people’s savings were channelised and invested in infrastructure. LIC also generated employment directly through employees and agents and indirectly by investing in the economy.

RBI & ECB sign MoU for cooperation in central banking

  •  Reserve Bank and the European Central Bank (ECB) have signed a memorandum of understanding for cooperation in the area of central banking.

  •  “Raghuram Rajan, Governor, Reserve Bank of India (RBI) and Mario Draghi, President of the European Central Bank (ECB) signed a Memorandum of Understanding (MoU) on cooperation in the field of central banking,” RBI said in a release.

  •  The MoU provides a framework for regular exchange of information, policy dialogue and technical cooperation between the two institutions.

  •  Technical cooperation may take the form of joint seminars and workshops in areas of mutual interest in the field of central banking, said the RBI.

SEBI proposes easy norms for domestic MF managers

  •  To make it easier for domestic mutual funds to manage offshore pooled assets, Sebi proposed to drop ‘20-25 rule’, which requires a minimum of 20 investors and a cap of 25 per cent investment by an individual investor in a particular scheme, for certain foreign entities.

  •  Besides, Sebi has suggested doing away with the rule that requires appointment of separate fund manager for managing an offshore fund.

  •  In a discussion paper, Sebi has proposed that the requirements of appointing a separate fund manager, replication of portfolio, criteria of 20 investors with no single investor holding over 25 per cent may not be applicable to funds managed by local fund managers in regard to Category I and Category II FPIs (Foreign Portfolio Investors).

  •  Category I FPIs includes government and government related entities and Category II FPIs includes both broad based entities such as mutual funds, investments trusts and persons such as portfolio managers, investment managers, asset management companies, banks among others.

  •  Currently, there are 45 mutual fund houses, which together manage Rs 11 lakh crore investor assets. The market regulator has sought comments from public till February 2 on these proposals.

  •  These suggestions has been made keeping in view the challenges faced by the local fund managers in managing offshore pooled assets and the introduction of FPI Regulations which has rationalized the investment routes and monitoring of foreign portfolio investments and also streamlined categories of overseas investors.

  •  Sebi said that replication of portfolio becomes difficult to achieve as the investment objective, investment strategy and the benchmark for each of the funds, including offshore funds, managed by local fund managers, are different.

  •  Majority of offshore funds follow MSCI India Index as their benchmark while none of the local funds follow MSCI India Index. The composition of MSCI India Index is different as compared to local benchmarks such as Nifty, Sensex, CNX 500, BSE 100 or BSE 200.

Industrial output at 5-month high

  •  In what could be the early signs of an industrial turnaround, factory output for November 2014 came in at a five-month high of 3.8 per cent on the back of improved manufacturing performance.

  •  This is a clear positive for the economy given that the Index of Industrial Production (IIP) had contracted 4.2 per cent in October 2014. Manufacturing — which has 75 per cent weightage in IIP— grew 3 per cent in November, compared with a contraction of 2.6 per cent in October.

  •  For April-November 2014, IIP recorded 2.2 per cent growth, higher than 0.1 per cent in same period in the previous year. Meanwhile, retail inflation for December 2014 came in at 5 per cent, higher than the 4.3 per cent in November, official data released showed.

  •  Inflation surged as prices of some food items, including fruits and vegetables, increased. Food inflation rose to 4.78 per cent in December, from 3.14 per cent in previous month,

  •  Acceleration in consumer price inflation and improved factory output performance could ease the pressure on the RBI Governor Raghuram Rajan to cut interest rates before the upcoming Budget in end February, say economy watchers.

  •  However, industry bodies such as CII and Assocham were quick to note that retail inflation had only increased “marginally” and this should not be a reason for the RBI to delay its interest rate cut plans.

  •  According to CII, this marginal rise in retail inflation should not prevent the RBI from cutting benchmark interest rates and moving in lockstep with the Government to put the focus back on growth.

  •  This assumes importance as investments have not shown a significant pick-up and consumer durables continue to show a muted performance. Anis Chakravarty, Senior Director, Deloitte in India, expressed doubt over the IIP momentum sustaining in the near future.

‘Jan Dhan Yojana’ a game changer: RBI

  •  The Reserve Bank of India (RBI) Deputy Governor Urjit Patel said that ‘Jan Dhan Yojana’ scheme implemented by public sector banks, whereby 100 million bank accounts have been opened for those who were un-banked, is unequivocally a “game-changer.”

  •  “It provides an unprecedented scaffolding and a spring board for meaningful financial inclusion and, concomitantly, substantial financial deepening of our economy,” said Dr. Patel at an award function. The award was presented to Welingkar Institute of Management Development and Research, Mumbai.

  •  Citing the discussion at the ‘Gyan Sangam’, gathering of bankers and top-level policy makers in Pune, recently, Dr. Patel said: “We should redefine the metric for effective lending and prioritise loans to enterprises, which will generate more employment.”

  •  In other words, he said “bankable labour-intensive enterprises should benefit as we go forward in this direction.”

  •  According to him this would benefit, a much larger number of small business loans. He said that the hard earned macroeconomic stability provides an important backdrop for optimal decisions by all stakeholders.

  •  “e have to preserve this. The dramatic fall in oil prices is a boon for us. It saves, on an annualised basis, around $50 billion roughly, one-third of our annual gross POL imports of about $160 billion. Of course, there willbe leakages and other set-offs,” he added.
    Digital India programme will help to boost GDP growth: Ravi Shankar

  •  Interlinking India’s growth to the government’s Digital India programme, IT and Communications Minister Ravi Shankar Prasad said increased computer literacy and growing use of mobile internet will help push India's Internet economy to USD 200 billion by 2020.

  •  The minister was speaking at the release of a report by IAMAI and The Boston Consulting Group. According to the report ‘India@Digital.Bharat’, India is heading towards an internet economy worth USD 200 billion by 2020, that will contribute 5 per cent of the GDP.

  •  In 2013 alone, it contributed USD 60 billion or 2.7 per cent of India’s GDP. “For this, we need to move at a fast pace towards computer literacy.

  •  The other key area which will help the internet economy to grow is mobile internet,” Mr. Prasad said, adding the government is committed to digitisation and is looking extensive PPP for successful implementation.

  •  The minister said there is a need to create hubs in rural India that will help grow e-commerce.

  •  “Unless connectivity reaches every village of India, they dynamics of growth will remain unchanged… It took 30 years to cover 10 lakh km of optic fibre laying, and in just next 3 years7 lakh km will be added, making rural connectivity a reality,” he said.
    ‘Ringo’ app makes international calls cheaper

  •  Ringo, an international calling app which provides low cost calling without the use of the Internet, has commenced operations in India offering international calls at 70 per cent cheaper than most mobile telephone service providers and 20 per cent cheaper than calls made on Skype and Viber through the Internet for most destinations.

  •  This service is already available in 16 countries including the US, UK, Australia, Hong Kong and Singapore. The company said it would offer high quality international calls at a fraction of existing cost of calls in India to companies conducting global business and families trying to keep in touch with friends and relatives staying abroad.

  •  The Internet-free Ringo calls traverse over regular phone networks and it uses a unique call flow to convert international calls into local calls, thus making the call rates very cheap.

  •  When a Ringo user from India contacts someone based in one of the 16 countries in which its service is available, Ringo will automatically dial out a local call to the Indian user and another local call to the desired number located in the foreign destination and connect the two over reliable carrier circuits.

  •  All this happens instantly and calls using Ringo are identical to making call on one’s carrier, Ringo officials said. “We believe our app will change the way India communicates with the world. In this country, reliable internet connectivity that can support VOIP calling is still far away.

  •  Ringo provides the perfect solution for Indians who want to stay in touch with people staying abroad reliably and at a low cost,” said Bhavin Turakhia, Chief Executive Officer, Ringo.

  •  “We believe that communication should be easy and inexpensive so that the market would grow phenomenally,” said Mr Turakhia.
    Jaitley hailed decision of RBI to cut interest rate

  •  Finance Minister Arun Jaitley hailed the decision of RBI to cut the interest rate, saying it is positive for the Indian economy and will certainly help in reviving the investment cycle the government is trying to restore.

  •  “The RBI decision to cut the interest rate will lead to more money in the hands of the consumer for greater spending," Mr. Jaitley said.

  •  “It is positive for the Indian economy and it will certainly help in reviving the investment cycle the government is trying to restore,” said Mr. Jaitley who has been nudging the central bank to ease the interest rate to lower the cost of capital.

  •  Earlier in the day, the RBI cut interest rate by 0.25 per cent to 7.75 per cent.
     

RBI decided to cut repo rates by 25 basis points

  • Encouraged by softening inflation, the RBI decided to cut the benchmark interest rate by 0.25 per cent to 7.75 per cent with a view to boost growth. The decision to reduce repo rate comes a fortnight ahead of the scheduled date of monetary policy announcement on February 3.

  •  “It has been decided to reduce the policy repo rate under the liquidity adjustment facility (LAF) by 25 basis points from 8.0 per cent to 7.75 per cent with immediate effect,” Reserve Bank said in a statement.

  •  The RBI has been keeping the benchmark interest rate at elevated level at 8 per cent since January 2014. The RBI, however, has decided to keep the cash reserve ratio (CRR), the portion of deposits which the banks are required to have in cash with the central bank, unchanged at 4.0 per cent.

  •  Following reduction in the repo rate, the reverse repo rate has been adjusted to 6.75 per cent and the marginal standing facility (MSF) rate and Bank Rate to 8.75 per cent.

  •  The RBI said that the Consumer Price Index (CPI) has been easing since July 2014 and was below the expected trajectory and the government has reiterated its commitment to adhering to its fiscal deficit target.
    WPI inflation almost flat at 0.11% in Dec.

  •  Wholesale inflation inched up to 0.11 per cent in December from 0 per cent in November on the back of a surge in food prices, raising hopes of a rate cut by the Reserve Bank of India in its next Monetary Policy Review, scheduled to be held on February 3.

  •  Wholesale inflation in food, according to official data released on Wednesday, shot up to 5.2 per cent, a five-month high. It was 0.63 per cent in November. Inflation in pulses, vegetables and fruits was higher in December over the previous month.

  •  The rise in food prices is attributed to the increase in prices in vegetables, fruits, pulses, onion and potatoes. Inflation as measured by the wholesale price index (WPI) has been on the decline since June.

  •  The sub-1 per cent WPI inflation figure soon comes after the latest retail inflation data, released, at 5 per cent, too showed a marginal increase, and yet remained below expectations. With global crude now below $50 a barrel, fuel inflation continued to fall.

  •  Wholesale inflation for fuel fell to minus 7.82 per cent in December against minus 4.91 per cent in November. Commenting on the WPI inflation, Confederation of Indian Industry Director-General Chandrajit Banerjee said that the December figure was much more favourable than anticipated.

  •  The CII hopes that the conducive inflationary situation would spur the RBI to move away from its inflation-centric approach to policy making and focus on rejuvenating growth in the economy and industry, in its forthcoming monetary policy, he said in a statement.

Infosys announces $250 million ‘Innovate in India Fund’

  •  In a move to help the Indian start-up ecosystem, India’s second largets IT company Infosys, announced the creation of a $250 million (Rs. 1,550 crore) ‘Innovate in India Fund’ from its recently expanded innovation fund.

  •  Earlier, Infosys had said that it will expand its innovation fund to $500 million to accelerate the creation of its worldwide ecosystem of innovation.

  •  The Innovate in India Fund, announced by Dr. Vishal Sikka, Chief Executive Officer and Managing Director in a meeting with Prime Minister Narendra Modi, will be dedicated for investments in promising new Indian companies that will be inducted into the global ecosystem of strategic partners that Infosys is building.

  •  The Fund will be used to invest in young companies innovating in next-generation solutions and technologies such as Artificial Intelligence (AI), automation, pervasive connectedness as well as collaboration and design technologies, the company said in a statement.

  •  Speaking on the fund, Dr. Sikka said, “Start-ups represent the vision, the hope and the persevering entrepreneurial spirit taking root in India. With the ‘Innovate in India Fund’, Infosys will invest in great Indian start-ups, help amplify their engineering and operations, as well as help bring their innovations to market at scale.

  •  Next-generation solutions built on emerging computing technologies, in innovative new ways, can dramatically reshape and improve the world around us.

  •  That’s why, we look forward to working with innovative companies to strengthen our collective potential and also accelerate the success of the Prime Minister’s ‘Digital India’ mission aimed at helping people gain benefits from the latest in information technology.”

Government likely to sell 10% stake in IOC this fiscal

  •  The Department of Disinvestment (DoD) has circulated a draft note for the consideration of the Cabinet Committee on Economic Affairs (CCEA) for sale of 10 per cent out of government’s 68.57 per cent stake in Indian Oil Corporation, sources privy to the development said.

  •  It sought comments on the proposal from Petroleum Ministry as well as Departments of Expenditure, Public Enterprises and Economic Affairs.

  •  Sources said the plan to sell 24.27 crore equity shares in IOC was mooted after big-ticket disinvestment in Oil and Natural Gas Corp (ONGC) got stuck in subsidy woes.

  •  Finance Minister Arun Jaitley had discussed possible disinvestment candidates in oil sector, other than ONGC, with Petroleum Minister Dharmendra Pradhan on January 8. Government was to sell 5 per cent of its stake in the country’s biggest oil and gas producer ONGC to raise Rs 17,000-18,000 crore.

  •  However, the double impact of tumbling global oil prices and the rising subsidy burden has left the ONGC stock battered. It has slipped from Rs. 472 in June last year to Rs. 343.85 (at close of market). At current price, the government will get no more than Rs. 15,000 crore.

  •  In 2014-15, the government has sold 5 per cent stake in steel major SAIL to garner Rs. 1,700 crore. It is racing against time to meet its disinvestment target of Rs. 43,425 crore for this fiscal. Blue-chip companies like ONGC, NHPC and Coal India had been lined up for disinvestment.

Coca-Cola to cut jobs in India

  •  Beverages giant Coca-Cola will cut jobs in India as part of its “redesigning operating model” globally to accelerate business growth across markets.

  •  “As part of the Coca-Cola Company’s recently announced, multi-year productivity initiatives, we are now redesigning our operating model to streamline and simplify our structure and accelerate the growth of our global business,” a Coca-Cola India spokesperson said.

  •  “As we have acknowledged previously, this redesign work will result in impacts to jobs across our global operations including in India,” he said. With the company still working on the redesign process, the impact of the process is yet to be known, he said.

  •  Coca-Cola India employs around 250 people in India. Up to 15,000 people are employed by the company’s bottling partners. The Atlanta-based company had already announced it would cut between 1,600 and 1,800 jobs worldwide in coming months to trim costs.

  •  In October last year, the company had said it would cut costs by $3 billion by 2019 by bringing in enhanced efficiencies in its global operations.
    Decision by RBI to cut rate to help revive realty market sentiment

  •  The decision by the Reserve Bank of India (RBI) to cut the benchmark interest rate by 0.25 per cent to 7.75 per cent, although small, will boost the overall sentiment in the real estate market, the industry felt.

  •  The liquidity-starved industry has seen increasing non-performing assets (NPAs) and banks have been wary of increasing their exposure to it.

  •  The rate cut is also an indicator that inflation is now under control and that the government is keen on initiating steps to boost economic growth, felt experts.

  •  “It is a small step but reflects positive intent and sends the right signals,’’ Lalit Kumar Jain, President, Confederation of Real Estate Developers’ Associations of India (CREDAI) said, adding, ``currently the effective rate is around 10.25 per cent as banks are not passing on the rates fully.

  •  The industry cannot sustain business at a rate above 8 per cent and we are sure the rate will be brought down further.’’ The move is expected to instill hope and confidence in the real estate industry.

  •  "However, the impact of this move on the real estate sector will be manifested only when commercial banks lower their lending rates. Leading banks may actually lead the obvious reduction,’’ said Sanjay Dutt, executive MD – South Asia, Cushman & Wakefield, a real estate consultancy. He expected demand from end-users to take a bit longer to actually transform into active buying.

  •  Mr. Jain said a reduction of 200 basis points within a short span is needed. "RBI should look at the housing sector favorably given its linkages. It needs a policy for project funding to developers and has to take into consideration the market’s cyclical nature.’’

SC seeks RIL response to the final CAG report

  •  The Supreme Court directed Mukesh Ambani's Reliance Industries Ltd (RIL) to respond to the final CAG report alleging irregularities, including in payments made to the contractors on drilling of D6 wells at the Krishna-Godavari basin.

  •  Granting RIL six weeks to respond, a Bench led by Justice T.S. Thakur posted the case for March 20.

  •  On that date, the Bench said would examine RIL's reply in connection with the audit body's report that sought disallowance of $357.16 million (about Rs 2,179 crore) expenditure RIL incurred on drilling of wells and payments to contractors in KG-D6.

  •  Solicitor-General Ranjit Kumar said the Centre would wait to comment on the CAG findings until the Parliament's Public Account Committee, which is examining it, gives a final word.

  •  The order was passed during a brief hearing of petitions filed in 2013 by senior CPI leader Gurudas Dasgupta and NGO Common Cause. The petition challenged the then UPA government decision to double the price of natural gas from $4.2 to $ 8.4 per mmbtu and seeking cancellation of RIL's contract for exploration of oil and gas from the KG basin.

  •  The court further permitted Mr. Dasgupta and the other petitioners to file their responses to the NDA government's fresh guidelines which would “supersede” the earlier UPA dispensation's policy on price fixation for natural gas, including that from KG basin.

Japanese companies want to invest in India

  •  The government said Japanese companies have ranked India as the top most preferred destinations for further investments.

  •  According to the Commerce and Industry Ministry, the business sentiments of Japanese companies were revealed in a survey conducted by Japan Bank for International Cooperation (JBIC) in July 2014.

  •  The survey of 1,000 Japanese manufacturing companies ranked India as the No.1 destination for future investments followed by Indonesia and China.

  •  “Some Japanese companies are seriously contemplating their future investment plans in India amounting to about Rs.75,000 crore ($12 billion) in next 2-3 years,” the survey said.

  •  During the period from June to September 2014, foreign direct investment (FDI) inflow from Japan amounted to $618 million against $273 million for the corresponding period in 2013.

  •  The ministry said FDI inflow of $103.14 million took place in October 2014. The ministry further said that the government has set up a special management team called Japan Plus to facilitate Japanese investors.

  •  “The team is actively interacting with Japanese companies and handholding them through various approval processes, as and when required,” the ministry said.

Govt. to corporatise ordnance factories

  •  Days after terminating the contract of DRDO chief Avinash Chander, the government is planning to corporatise some of the ordnance factories. The plan is to initially corporatise about 10 ordnance factories and turn them into Public Sector Undertakings to make them more accountable and increase their capabilities.

  •  Those under consideration are the cloth-making and equipment factories in the Kanpur belt. A note on this matter has already been circulated in the highest echelons of the government and the proposal is likely to get the government nod by April, the sources added.

  •  These factories are into manufacturing personnel clothing, parachute material, small arms, metallurgical equipment, shells and other such equipment.

  •  The move comes close on the heels of Defence Minister Manohar Parrikar promising a major overhaul of the DRDO and defence production units. This is not for the first time though that corporatisation of ordnance factories is being considered.

  •  In the UPA I regime too, the government mooted such a proposal in accordance with the recommendations of the Vijay Kelkar committee.

Obama proposes higher tax on wealthy Americans

  •  President Barack Obama’s State of the Union address will propose closing multibillion-dollar tax loopholes used by the wealthiest Americans, imposing a fee on big financial firms and then using the revenue to benefit the middle class, senior administration officials said .

  •  Mr. Obama’s annual address to a joint session of Congress will continue his theme of income equality, and the administration is optimistic it will find some bipartisan support in the Republican-dominated House of Representatives and Senate.

  •  Mr. Obama’s proposals call for reforming tax rules on trust funds, which the administration called “the single largest capital gains tax loophole” because it allows assets to be passed down untaxed to heirs of the richest Americans.

  •  They also would raise the capital gains and dividends rates to 28 per cent, the level during the 1980s Republican presidency of Ronald Reagan.

  •  As a way of managing financial risk that could threaten the U.S. economy, Mr. Obama also wants to impose a fee of seven basis points on the liabilities of U.S. financial firms with assets of more than $50 billion, making it more costly for them to borrow heavily.

Amazon gets into movie production

  •  Amazon Studios announced that it will significantly expand into movie production by acquiring films for theatrical release and early-window streaming through its subscription service, Amazon Prime Instant Video.

  •  A key part of the new venture is to shrink what’s historically been a three-month window reserved for theatres, instead getting movies to its website four to eight weeks after theatrical release.

  •  Roy Price, vice president of Amazon Studios, said the company’s goal is to produce 12 movies a year, with production beginning later this year.

India to beat China in growth in 2016: IMF

  •  “India will grow at 6.3% in 2015, up from 5.8% in 2014”

  •  The International Monetary Fund (IMF) has projected India to grow at 6.5 per cent in 2016, overtaking China whose growth was forecast to slow down to 6.3 per cent.

  •  In its World Economic Outlook report released , the IMF forecast that India would grow at 6.3 per cent in 2015, up from 5.8 per cent in 2014. China’s 2014 growth rate was 7.4 per cent.

  •  In another forecast released , the United Nations World Economic Situation and Prospects (U.N. WESP) report predicted a smart recovery for India in 2015.

  •  It pegged its 2015 India growth forecast lower than the IMF’s — at 5.9 per cent. At 6.3 per cent, the UN WESP’s 2016 India growth forecast is, however, closer to that of the IMF.

Bajaj group to release book

  •  The Bajaj group will release a book, commemorating the birth centenary of Kamalnayan Bajaj.

  •  Titled ‘Kamalnayan Bajaj — Architect of the Bajaj Group’ and written by noted business historian Gita Piramal, the book traces the struggles, tribulations and emergence of one of the largest business houses in India and captures the spirit of the country in challenging times while profiling one of the giants of Indian industry.

  •  From a trading group whose reins he took over from his father Jamnalal Bajaj, the group founding, till his passing in 1972, Kamalnayan (Kakaji) Bajaj transformed the group to being among the top 20 industrial houses in the country.

Centre to release new series of Consumer Price Index next month

  •  For presenting a more accurate and realistic price situation, the government will release next month a new series of Consumer Price Index (CPI) with 2012 as base year for computing the retail inflation rate.

  •  The first series (revised) would be compiled for January, which will be released on February 12.

  •  From January, 2016, onwards, inflation rates would be compiled using the actual CPI of the revised series, according to an official release “Now the CSO is in the process of revising the Base Year from 2010=100 to 2012=100,” it said adding that with this (base) revision, the gap between Price Reference Year (Base Year) and the Weight Reference Year has been minimised. Apart from base revision, a number of methodological improvements have been introduced in the revised series.

TVS Srichakra to launch radial tyres

  •  TVS Srichakra Ltd., a well-known maker of two-wheeler, three-wheeler and off-road tyres, will be launching radial tyres for motorcycles soon. Unveiling the company’s new identity and logo — TVS TYRES — here , P. Vijayaraghavan, Director of the company, said the new logo conveyed strength, speed and dynamism.

  •  Talking to reporters, he said there was a rapid increase in tubeless tyres in the country with manufacturers incorporating it in the new vehicles. The concept was catching up fast, and they were also significantly increasing the production of tubeless tyres for the motorcycles and scooters segments.
    Saradha scam: accused say bribes paid to SEBI official

  •  Some of the accused in the multi-crore Saradha chit fund scam, in their disclosures to the Enforcement Directorate, have levelled bribery allegations against an official of the Securities and Exchange Board of India (SEBI).

  •  The ED has been told by the accused that the official, then holding a senior position, was paid bribes regularly to ensure smooth conduct of operations of the Saradha Group companies that were allegedly involved in the scam.

  •  Following Supreme Court observations last year, the Central Bureau of Investigation has also initiated investigations into the matter. “Investigation conducted so far puts a question mark on the role of SEBI, Registrar of Companies and officials of the RBI within whose respective jurisdictions and areas of operation the scam not only took birth but flourished unhindered,” said a Supreme Court Bench.

  •  The CBI has also questioned several SEBI officials in view of allegations that the regulating body initiated action against Saradha Realty swiftly after receipt of complaints regarding the company’s alleged illegal activities.

  •  A few days ago, the agency also sought clarifications from a SEBI member in connection with the probe conducted into the complaints and action taken by the body.

  •  The probing agencies have found that the Saradha Group of companies collected funds of Rs.2,459 crore from lakhs of investors spread across 14 States, including West Bengal, Assam and Odisha, between 2008 and 2013.

  •  Of the collected funds, Rs.1,983 crore — apart from the interest earned — remained outstanding and has, therefore, been marked as proceeds of crime committed by the accused persons for attachment of their properties under the Prevention of Money Laundering Act. The ED has already attached properties worth about Rs.500 crore.

Kenstar ties up with Amazon

  •  Consumer electronics and appliances manufacturer Kenstar has made a foray into the air conditioner segment, and launched its range of split ACs. In a first, Kenstar has tied up with e-commerce player Amazon.in to distribute the ACs exclusively.

  •  A statement from the company said it aims to revolutionise the AC segment and plans to capture 5 per cent of the total market share by the close of 2014-15.

Ashok Leyland gets ready for electric play

  •  Ashok Leyland (AL) has indicated that the company is actively focused on developing electric and ethanol-powered vehicles in preparation for the emerging opportunities in the alternative transport solution segment.
  •  The Hinduja flagship, showcased full-fledged working prototypes of three electric zero emission vehicles (that include the all-electric light commercial vehicle Dost, 10-tonne electric truck and midi bus) and an ethanol-driven Dost.
  •  AL expects first major opportunity for plug-in electric vehicles to come in the bus segment. Its upcoming electric bus is being developed in-house with some parts sourced from Ashok Leyland’s UK subsidiary Optare, which is a pioneer in bus making.
  •  Though the commercial launch of electric vehicles and alternate fuel-powered vehicles may take some more years, AL is seeing some green shoots in terms of subvention schemes under the National Electric Mobility Mission Plan (NEMMP) 2020.
  •  The transportation sector accounts for a third of total crude oil consumption in the country and road transportation accounts for over 80 per cent of total consumption

Xiaomi to set up first R&D base in India

  •  Handset maker Xiaomi will set up a research and development unit in Bengaluru, its first such facility outside of China, as it looks to beef up presence in the booming Indian smartphone market.

  •  The company, which expects the centre to be operational in the next few months, will focus on localising its products and features for the Indian market through the unit.

  •  Work on the facility is expected to commence by the end of March and in the next few months, it will be operational, Xiaomi India Head Manu Jain told .
    Banks free to decide NPA norms, says Supreme Court

  •  Dealing a blow to borrowers, especially in the industrial sector, the Supreme Court upheld a 2004 amendment enabling banks to follow different guidelines for declaring bad loans as “non-performing assets.”

  •  Noting that quick recovery of bad loans was essential to keep the financial health of the country intact, a Bench of Justices J. Chelameswar and S.A. Bobde upheld an amendment to Section 2, which defines non-performing assets (NPA) under the Securitisation and Re-constitution of Financial Assets and Enforcement of Security Interests (SARFAESI) Act, 2002.

  •  The Act allowed a secured creditor bank to determine a bad debt as NPA and proceed to seize and sell the assets to recover the amount due to it as loan.

  •  The 2004 amendment classified borrowers into two categories. One, those who got secured loans from institutions which followed RBI guidelines framed on the declaration of NPAs. Two, those who borrowed from institutions governed by guidelines set by their own regulators.

  •  The court was deciding a batch of petitions filed by borrowers, contending that the amendment discriminated against between two classes of borrowers. Especially, when RBI guidelines gave only 60 days before a bad debt can be declared an NPA, while individual regulators were allowed up to 180 days to lapse before the secured loan is declared an NPA.

Base year change pushes GDP growth to 6.9% in 2013-14

  •  The base year was last revised in January, 2010 The Modi Government, sharply revised India’s 2013-14 GDP growth estimate to 6.9 per cent from 4.7 per cent. The 2012-13 growth estimate was revised to 5.1 per cent from 4.5 per cent.

  •  Former Finance Minister and Congress leader P. Chidambaram said that the data released showed that the 10 years of the UPA government recorded the highest decadal growth since Independence.

  •  GDP data for a fiscal undergoes three rounds of revisions; the process takes three years. The Central Statistics Office (CSO) releases the second Revised Estimate for a financial year ending in March on the subsequent January 30.

  •  The estimates released on Friday also follow a change in the base year for calculating national accounts to 2011-12 from 2004-05 in addition to the routine annual revision — where changes are made only on the basis of updated data becoming available.

  •  The base year was last revised in January, 2010.

  •  In case of base year revisions, apart from a shift in the reference year for measuring the real growth, conceptual changes, as recommended by the international guidelines, are incorporated, the official release said.

  •  The changes have reduced the gap between the way India calculates GDP and the methodology used by the International Monetary Fund.

  •  The jobs-creating manufacturing sector’s growth estimate for 2013-14 was revised to 6.2 per cent from minus 0.7 per cent and for 2012-13 was revised to 5.3 per cent from 1.1 per cent.
     

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General Awareness : International Events - January, 2015


(General Awareness For Bank's Exams) International

January-2015


‘AirAsia’ tragedy over 30 bodies recovered

  • Indonesia Rescue officials said that they had recovered 30 bodies and identified three as the sixth day of search operations for the missing Indonesia AirAsia Flight 8501 continued but that stormy seas had prevented them from deploying sophisticated sonar equipment.

  •  Marsma Supriyadi, director of operations for the National Search and Rescue Agency in Indonesia, said eight of the bodies that had been recovered were sent to Surabaya, the capital of East Java.

  •  With luck we will find more, because search operations are continuing, he told reporters in Pangkalan Bun, close to the site where wreckage from the airliner was discovered on Tuesday.

  •  The plane, en route to Singapore, crashed into the Java Sea about an hour after leaving Surabaya. Three bodies were positively identified after extensive forensic examination, including DNA and dental tests, Mr. Supriyadi said. The three were an AirAsia flight attendant and two passengers, he said.

Nepal will join ‘Silk Road’ Economic Belt

  •  China has taken a firm step to extend the Silk Road Economic Belt to South Asia, by working out a blueprint of connecting Nepal with the Eurasian transport corridor.

  •  Last month, Nepal formally signed a four-point document endorsing the Silk Road Economic Belt — a pet project of President Xi Jinping for connecting Asia with Europe along a land corridor, with China as its hub. The agreement was signed during a meeting in Beijing of the Nepal-China Inter-governmental Business and Investment Coordination.

  •  A local media report in Nepal quoted an embassy official in Beijing as saying that Nepal and China “have agreed to revive the old Silk Road that runs from Lhasa to Kathmandu to Patna”.

  •  Analysts point out that Nepal has joined a project that China has marshalled along with Russia as its core partner, to counter the Washington-led “Asia Pivot” doctrine, which has the containment of a rising China at its heart.

  •  Under the new Silk Route blueprint, the Chinese want to open up the transportation channel from the Pacific to the Baltic Sea, from which would radiate rail and road routes, which would also connect with East Asia, West Asia, and South Asia.

  •  China wants to connect with Nepal and South Asia through an extension of the Qinghai-Tibet railway. The rail line from Lhasa has already been extended to Shigatse, Tibet’s second largest city, 253 km away.

  •  The Chinese plan to build two lines from Shigatse. One would lead to Kerung, the nearest Chinese town from Nepal, from where it would be extended to Rasuwagadhi in Nepal. The other line would head to Yadong on the India-Bhutan border.

  •  The website ekantipur.com of Nepal reported that visiting Chinese Foreign Minister Wang Yi urged his Nepalese hosts last week to conduct a feasibility study so that the railway could be extended to Kathmandu and beyond.

China’s 3 Gorges dam breaks record for hydropower

  •  China’s Three Gorges dam has broken the world record for annual hydroelectric power production, more than a decade after it became the world’s largest power plant, its operator said.

  •  The Yangtze river power station generated 98.8 billion kilowatt-hours of electricity in 2014, the Three Gorges Dam Corporation said in a statement, topping the 2013 production from the Brazilian-Paraguayan Itaipu dam.

  •  The amount of electricity generated by the Three Gorges plant is roughly equivalent to burning 49 million tonnes of coal, said thereby preventing 100 million tonnes of carbon dioxide emissions. But Concerns have been raised about its environmental and human cost of the huge project.

  •  Campaign groups say it has damaged biodiversity, threatening the critically endangered Yangtze river dolphin.

Pakistan has reined in LeT & JeM: U.S.

  •  U.S. Secretary of State John Kerry will visit Pakistan this month, shortly after certifying the Pakistan government’s “action against” Lashkar-e-Taiba (LeT) and Jaish-e-Mohammad (JeM).

  •  The authorisation is likely to spark outrage in India. Mr. Kerry is due to visit the Vibrant Gujarat summit, which begins in Gandhinagar on January 11, ahead of President Barack Obama’s visit on January 24.

  •  Mr. Kerry will lead the Strategic Dialogue in Islamabad later in January, the Pakistan Foreign Ministry announced this week.

  •  Despite the fact that both the LeT and JeM have resurfaced visibly in the past year in Pakistan and the founders of both, Hafiz Saeed and Masood Azhar, have held public rallies in Pakistan in 2014, the U.S. Secretary of State has signed off on a certification that the Pakistan government has “prevented al-Qaeda, the Taliban and associated terror groups such as Lashkar-e-Taiba and Jaish-e-Mohammad from operating in the territory of Pakistan” for the year.

Palestine will join ICC on April 1

  •  United Nations Secretary-General Ban Ki-moon said Palestine will join the International Criminal Court (ICC) on April 1, a high stakes move that will enable the Palestinians to pursue war crimes charges against Israel.

  •  The Palestinians submitted the documents ratifying the Rome Statute that established the court, the last formal step to becoming a member of the world’s permanent war crimes tribunal.

  •  In a statement posted on the U.N.’s treaty website, Mr. Ban said “the statute will enter into force for the State of Palestine on April 1, 2015.” He said he was acting as the “depositary” for the documents of ratification.

  •  The Palestinian move has drawn threats of retaliation from Israel and is strongly opposed by the U.S. as an obstacle to reaching an Israeli-Palestinian peace deal.

U.S. bullet train project started

  •  California’s high-speed rail project reached a milestone as officials mark the start of work on the first U.S. bullet train, which is designed to whisk travellers at 200 mph (320 kmph) between Los Angeles and San Francisco in less than three hours.

  •  The ceremony in Fresno came amid challenges from Central Valley farmers and communities in the train’s path who have sued to block it and from Republican members of Congress who vow to cut funding for the $68 billion project.

Australian govt. warns of terror attacks in India

  •  The Australian government has warned that terrorists were planning attacks in India, and urged its citizens to “exercise a high degree of caution” while travelling through the country.

  •  “We continue to receive reports that terrorists are planning attacks in India and assess that attacks could occur anywhere at any time with little or no warning, including in locations frequented by Australians,” said a statement on smartraveller.gov.au, the Australian government’s travel advisory site.

  •  The advisory asked Australians to “exercise a high degree of caution” in India. Australia’s department of foreign affairs and trade said the warning applied to all parts of India.

  •  It pointed out that in mid-December 2014 Indian authorities increased security at Metro stations and other public spaces in New Delhi.

  •  Australian women have been advised to take particular care in all parts of India and exercise caution even if they were travelling in a group. “There are several regions of India where we advise Australians to reconsider their need to travel, or avoid all travel,” said the statement.

Developing nations need to rebuild their fiscal buffers says WB

  •  Faced with weaker export prospects, an impending rise in global interest rates, and fragile financial market sentiment, developing countries like India need to rebuild fiscal buffers to support economic activity in case of a growth slowdown, the World Bank has said in its latest edition of Global Economic Prospects.

  •  “Many developing countries need to rebuild fiscal space over the medium term, at a pace tailored to country conditions. These include cyclical conditions and constraints to monetary policy, including elevated inflation or financial stability risks,” the report said.

  •  Noting that fiscal policy in developing economies has become increasingly countercyclical (or less procyclical) during the 2000s, the report said this allowed developing economies to build fiscal space in the run-up to the Great Recession of 2008-09, which was then successfully used for stimulus.

  •  In countries with elevated domestic debt or inflation, monetary policy options to deal with a potential slowdown are constrained; the report said adding that in the foreseeable future, these countries may need to employ fiscal stimulus measures to support growth.

  •  But many developing countries have less fiscal space now than they did prior to 2008, having used fiscal stimulus during the global financial crisis. And in recent years, private debt levels have risen substantially in some developing countries, it added.

  •  A key finding from the analysis in the report is that in countries where debt and deficits have widened from pre-crisis levels, each fiscal dollar spent on activities designed to boost consumption and national income will have roughly a third less impact than it did in the run-up to the global financial crisis.

  •  Because the so-called fiscal multiplier effect is weaker now for many developing countries, they need to rebuild budgets in the medium-term, at a pace determined to country-specific conditions.

  •  For a number of oil-importing countries, lower oil prices offer a chance to improve fiscal positions more quickly than might have been possible before mid-2014, it said.

  •  “With oil likely to remain cheap for some time, oil-importing countries should lower or even eliminate fuel subsidies and rebuild the fiscal space needed to carry out future stimulus efforts.

  •  On the policy front, both the size and the quality of fiscal deficits matter, as do spending decisions,” said Kaushik Basu, Senior Vice President and Chief Economist at the World Bank.

U.S. looks forward to working with new Sri Lankan President

  •  The U.S. looks forward to working with Sri Lankan president-elect Maithripala Sirisena, Secretary of State John Kerry said, as he commended outgoing President Mahinda Rajapaksa for accepting the election results.

  •  “I look forward to working with President-elect Maithripala Sirisena as his new government works to implement its campaign platform of a Sri Lanka that is peaceful, inclusive, democratic, and prosperous,” Mr. Kerry said in a statement soon after Mr. Rajapaksa conceded defeat.

  •  “I commend President Rajapaksa for accepting the results of the election in the proud tradition of peaceful and orderly transfers of power in Sri Lanka. His words about accepting the verdict of the people and moving forward are important,” Mr. Kerry said.

  •  Mr. Rajapaksa had called the election two years ahead of schedule, hoping to win a record third six-year term before the defeat of the Tamil Tigers fades in the memory of the people of the island which saw a three decades war over the demand of a separate Tamil Eelam.

  •  There was an unusual high voter turn-out for the elections held. “The Sri Lankan people deserve great credit on the successful conclusion of their elections. They turned out in great numbers to exercise their democratic rights and every vote was a victory for Sri Lanka,” Mr. Kerry said.

  •  “The United States applauds the Sri Lankan Elections Commissioner, the security forces, Sri Lankan civil society, and the candidates themselves for making sure this election was not marred by unrest and for ensuring a significant drop in campaign-related violence. It will be important for that effort to continue in the coming days,” he added.

South Africa & India discuss UNSC reforms

  •  Engaging in diplomacy on the sidelines of the Pravasi Bharatiya Divas (PBD) event, Prime Minister Narendra Modi had substantive meetings with Donald Ramotar, President of Guyana; Maite Nkoana-Mashabane, Minister of International Relations and Cooperation, South Africa; and Showkutally Soodhun, Vice Prime Minister Mauritius.

  •  External Affairs Minister Sushma Swaraj is set to visit South Africa in the first quarter of this year to pursue opportunities for economic ties particularly in infrastructure and mining.

  •  India and South Africa discussed the need for UN Security Council reforms especially when 2015 marks the 70th anniversary of the international body, Syed Akbaruddin, spokesperson of the Ministry of External Affairs told a press conference.

  •  In his discussion with Mr. Ramotar, Mr. Modi assured a line of credit worth $ 60 million to Guyana for two road and ocean ferry projects in the Caribbean country.

  •  The Centre also decided to include Guyana in the list of countries whose citizens will get a visa-on-arrival facility. The facility of Electronic Travel Authorization (e-Visa) has also been introduced to save time.

  •  A deeper engagement with Mauritius is also on the cards with the country inviting Mr. Modi to pay a visit on March 12. Mr. Modi took a tour of ‘Dandi Kutir’ – a conical three-storey museum dedicated to Gandhiji – constructed in Gandhinagar. Gujarat Chief Minister Anandiben Patel said it was the biggest exhibition in Asia.

  •  At the occasion, two stamps of Rs. 25 and Rs. 5 and two coins of Rs. 100 and Rs. 10 denominations were released in the memory of Gandhiji. This years PBD will honour 16 NRIs with ‘Samman Awards’. Microsoft CEO Satya Nadella, who is among those awarded this year, will not attending the awards function.

John Kerry heads for India to attend ‘Vibrant Gujarat Summit’

  •  US Secretary of State John Kerry headed for India to attend the Vibrant Gujarat Summit during which he will address investors to boost economic ties and meet Prime Minister Narendra Modi to discuss a broad range of bilateral and global issues, including climate change.

  •  “The Secretary would be emphasising the importance and future potential of our economic partnership with India, State Department Spokesperson Jen Psaki told.

  •  “Obviously the discussion would be on everything from continuing to do more economically and technologically, given that United States and India, we believe, can reach greater level of prosperity together than we would achieve alone,” she said.

  •  The three-day Vibrant Gujarat Summit will begin tomorrow in Ahmedabad. “He would also be reiterating throughout the trip, our shared commitment to address the challenge of climate change, promoting clean energy in the future. Prime Minister Modi has a strong track record in this regard,” she said, adding that the Obama administration sees this trip as a pivotal point in India-US relationship.

  •  After a brief stopover in Munich to meet the Sultan of Oman, Kerry leading a high-level US delegation is scheduled to arrive in Ahmedabad. Soon after his arrival, he is expected to visit the Gandhi Ashram, meet members of the civil society and visit the Ford plant, which is expected to open shortly. He would address the Vibrant Gujarat Summit and hold a round table with top Indian CEOs.

  •  Kerry is scheduled to meet Prime Minister Modi and hold another round-table with American CEOs participating in the summit.

  •  Referring to the multi-fold increase in bilateral trade in the last 10 years, which stands now at about USD 100 billion, Psaki said the summit is an opportunity to further the goal that US President Barack Obama and Prime Minister Modi have talked about in terms of increasing trade five-fold to USD 500 billion.

Taiwan confirmed the H5N8 strain of bird flu

  •  Taiwan’s agriculture authority confirmed that the strain of bird flu found in a goose breeding facility in the Chiayi County was the H5N8, which is not considered to be highly pathogenic.

  •  This follows the discovery of the highly pathogenic H5N2 strain of the bird flu virus at a chicken farm in the southern Taiwanese county of Pingtung.
    Emerging economies must help combat climate change: U.N. Chief

  •  U.N. Secretary-General Ban Ki-moon said that while respecting the principle of common but differentiated responsibilities, emerging economies such as India, China, South Africa and Brazil should take necessary action to combat climate change.

  •  Interacting with presspersons after visiting a canal-top solar power project, he said the developed countries had caused much more impact on climate than the developing nations and they had different capacities to tackle impacts.

  •  India was taking necessary action by projects such as the canal-top power project, a creative and impressive one which all developing countries should emulate.

  •  To questions, he said climate finance was the most important aspect to make combating climate change a success. India could play a vital role as one of the fastest growing economies.

  •  He was catalysing funds into the Green Climate Fund, which had topped $10 billion last year. He was optimistic about arriving at a new, robust climate treaty in Paris.

India-U.S. to jointly fight cancer & Ebola

  •  India and the United States are expected to sign memoranda of understanding on cancer research and Ebola control when U.S. President Barack Obama arrives later this month.

  •  Union Minister for Health and Family Welfare J.P. Nadda said the two countries had agreed to jointly fight Ebola. Under the agreement, Indian health care personnel will be trained in Ebola control and treatment procedures.

  •  “The Indian Council of Medical Research is already working on producing a vaccine for Ebola. But this MoU will focus on capacity building in areas of Ebola control,” a senior official of the Ministry said.

  •  Though India has had no reported cases of Ebola, the disease has so far claimed over 7,000 lives in the affected countries. A 26 year-old, who had travelled from Liberia to India and was found carrying the virus in his semen, remains in isolation.

  •  Another MoU is to be signed between the National Cancer Institute, U.S., and the upcoming National Cancer Institute in Jhajjar, for sharing of treatment plans, expertise and research.

  •  The NCI in the United States coordinates the National Cancer Programme, which conducts and supports research, training, health information dissemination, and other programmes with respect to the cause, diagnosis, prevention and treatment of cancer, rehabilitation and the continuing care of cancer patients and their families.

  •  At the institute in Jhajjar being developed by the AIIMS, cancer research will be the area of focus apart from patient care and management. India reports 11 lakh new cases of cancer every year, with a mortality rate of 5.5 lakh per year.

  •  Cancer treatment facilities in India are inadequate, compared to WHO standards, which requires one radiotherapy machine per million population. India at present has 0.41 machine per million population.

Leading U.K. papers reproduce “survivors’ issue” cover

  •  Newsrooms in publications across the United Kingdom saw fierce debates over whether to reproduce the cover of the latest issue of Charlie Hebdo — the “survivors’ issue” as it has been called — which went into a record 5 million print run on January 14.

  •  The latest issue of the satirical magazine carries a cartoon of Prophet Muhammad on its cover that is a tearful and forgiving depiction of the founder of Islam

  •  While some publications have opted to publish the page in their regular reportage on developments around the weekly magazine — that lost six of its editorial leadership and three others to terrorist bullets last week — others have declined to do so.

  •  The Guardian; Times; Independent; Financial Times and the BBC have published the cartoon, as have major websites like Huffington Post, Buzzfeed and the news sites of Yahoo and Google.

  •  The magazine — sold out in France, and selling at astronomical prices on ebay — will be available in Britain at select outlets. Bookshops and magazine distributers are cagey about the number of copies that they are likely to receive.

  •  The Muslim Council of Britain has responded to the publication with restraint. A statement signed by 53 imams of mosques from across Britain, said that although most Muslims will be “hurt, offended and upset” by the re-publication of the cartoon, the “best and immediate” response is to emulate the “enduring patience, tolerance, gentleness and mercy as was the character of our beloved Prophet.”

Japan approves its largest defence budget

  •  Japan approved its largest-ever defence budget for the next fiscal year, as Prime Minister Shinzo Abe looks to strengthen surveillance of territorial waters in the face of a continuing spat with China.

  •  For the year to March 2016, Tokyo will spend 4.98 trillion yen ($41.97 billion), the government said, rising for the third straight year.

  •  “This is the largest budget ever,” said a defence ministry official, adding the highest allocation previously was 4.96 trillion yen earmarked in 2002.

  •  The trend reflects Mr. Abe’s wish to build a more active military, with an eye on a possible escalation of tensions with China.

Global economy to expand by 3% in 2015

  •  Noting that the global economy is still struggling to gain momentum while many developing economies are less dynamic than they were in the past, the World Bank has projected that it would expand by three per cent this year.

  •  The global economy grew by an estimated 2.6 per cent in 2014, and is projected to expand by 3.3 per cent in 2016 and 3.2 per cent in 2017, the bank said in a report.

  •  Developing countries grew by 4.4 per cent in 2014 and are expected to edge up to 4.8 per cent in 2015, strengthening to 5.3 and 5.4 per cent in 2016 and 2017, respectively, it said.

  •  Following another disappointing year in 2014, developing countries should see an uptick in growth this year, boosted in part by soft oil prices, a stronger US economy, continued low global interest rates, and receding domestic headwinds in several large emerging markets, it added.

  •  “In this uncertain economic environment, developing countries need to judiciously deploy their resources to support social programmes with a laser–like focus on the poor, and undertake structural reforms that invest in people,” said World Bank President Jim Yong Kim.

  •  “It’s also critical for countries to remove any unnecessary roadblocks for private sector investment. The private sector is by far the greatest source of jobs and it can lift hundreds of millions of people out of poverty,” he added.

  •  Underneath the fragile global recovery lie increasingly divergent trends with significant implications for global growth, the World Bank report said.

  •  Activity in the United States and the United Kingdom is gathering momentum as labour markets heal and monetary policy remains extremely accommodative. But recovery has been sputtering in the Euro area and Japan as legacies of the financial crisis linger.

  •  The oil price collapse will result in winners and losers. “Worryingly, the stalled recovery in some high–income economies and even some middle–income countries may be a symptom of deeper structural malaise,” said Kaushik Basu, World Bank Chief Economist and Senior Vice President.

  •  “As population growth has slowed in many countries, the pool of younger workers is smaller, putting strains on productivity. But there are some silver linings behind the clouds.

  •  The lower oil price, which is expected to persist through 2015, is lowering inflation worldwide and is likely to delay interest rate hikes in rich countries,” he said.

  •  “This creates a window of opportunity for oil–importing countries, such as China and India. What is critical is for nations to use this window to usher in fiscal and structural reforms, which can boost long–run growth and inclusive development,” Mr. Basu said.

PIA closure will snap vital link between India, Pakistan

  •  Official Pakistani sources said they were worried that the Enforcement Directorate notice to the Pakistan International Airlines on its offices in Delhi, had political overtones.

  •  The move, they feared, would “cut off a vital link between both countries.” PIA runs the only flights between India and Pakistan, with two flights a week on the Delhi-Lahore sector and once a week on the Mumbai-Karachi sector.

  •  Pakistani officials insisted that the PIA service to India which started in 1976, would not be cancelled, despite all the problems. However, one official said there were apprehensions that the action came after Foreign Secretary talks were cancelled last July, and indicated other actions could follow “causing a further rift in ties.”

Germany eager to join ‘Make in India’ initiative

  •  German Finance Minister Wolfgang Schäuble expressed interest in working with India in the manufacturing sector, especially in the auto and solar energy industries, at a meeting with business lobby Confederation of Indian Industry (CII) .The German minister is scheduled to hold talks with Union Finance Minister Arun Jaitley .

  •  Dr. Schäuble’s positive note on German manufacturing industry’s readiness to participate in the ‘Make in India’ policy comes close on the heels of U.S. Secretary of State John Kerry’s voicing of the Obama administration’s worries over the initiative.

  •  Mr. Modi is scheduled to jointly inaugurate the Hannover trade fair along with German Chancellor Angela Merkel during his visit to Germany in April 2015.
    India is world’s second most trusting nation: survey

  •  Moving up the ranks, India has emerged as the second most trusted country in the world in terms of faith reposed on its institutions even as globally trust levels have fallen, says a survey.

  •  As the world’s rich and powerful gather in the Swiss resort of Davos, a study by public relations firm Edelman has found that general level of trust in institutions among college-educated people around the globe are at levels not seen since 2009 in many of the markets it surveyed.

  •  Trust in institutions in India has improved sharply in 2015 with the country moving up three notches to the second place among 27 nations.

  •  While the number of “truster” countries are at an all-time low of six in 2015 including UAE, India, China and Netherlands, the number of “distruster” countries has grown significantly to 13 including Japan, Russia, Hong Kong, South Africa and Italy.

  •  Brazil, Malaysia, France and the US are among the 8 “neutral” nations as per the trust index, the survey said.

  •  India, which last year saw the BJP-led NDA government storming to power at the Centre, stands tall.

  •  According to the report, an “alarming evaporation of trust” has happened across all institutions, reaching the lows of the Great Recession in 2009.

  •  Trust in government, business, media and NGOs in the general population is below 50 per cent in two-thirds of countries, including the U.S., U.K. and Germany, it said.

  •  From fifth most trusted in 2014, India has now become the second-most trusted in 2015 with a score of 79 per cent in the barometer. The study has put India Prime Minister Narendra Modi’s image on the first page.

Vision statement on Asia-Pacific, Indian Ocean

  •  After meeting for close to five hours, including an extended lunch, tea on the Hyderabad House lawns, and delegation level talks, Prime Minister Narendra Modi and President Barack Obama issued three separate documents: a declaration of friendship with a commitment to regular summits, a joint statement called “Shared Effort, Progress for all”, and a joint strategic vision statement for the Asia-Pacific and the Indian ocean region.

  •  The last document could raise eyebrows in China, when External Affairs minister Sushma Swaraj visits Beijing next week, as it elaborates on the clauses in their previous joint statement for the disputed maritime region, and says, “We affirm the importance of safeguarding maritime security and ensuring freedom of navigation and over flight throughout the region, especially in the South China Sea.”

  •  Conspicuous by its absence was mention of “cross-border” terrorism or India’s issues with Pakistan, although the two sides repeated their September commitment to “disrupt” terror groups including Lashkar-e-Taiba, Jaish-e- Mohammad, D Company and the Haqqani Network.

New China-Myanmar oil pipeline bypasses Malacca tra

  •  China has taken a firm step to beef up its energy security by inaugurating a pipeline that will bring crude oil from a deep water port in Myanmar, along a transit route that will bypass the strategic Malacca Straits.

  •  The first tanker that will offload 300,000 tons of oil is expected to arrive on Friday at Maday Island – a deep water port developed by China in the Bay of Bengal. From there, oil, mostly brought from West Asia and Africa, will be pumped into a 2402 km long pipeline that will stretch for 771 km in Myanmar and another 1631 km in China.

  •  A gas pipeline, next to the Maday Island terminal, already runs from Myanmar’s port of Kyaukpyu. China also finalised plans to establish a rail corridor from Kyaukpyu to its Yunnan province.

  •  The strategic oil pipeline will service China’s two major growth centres — Kunming and Chongqing, an industrial hub along the Yangtze River delta. Both cities are pivotal in the development of China’s Silk Road Economic Belt, the 21st century Maritime Silk Road. Kunming is one of the starting points of the Maritime Silk Road, because it connects with three countries belonging to the Association of South East Asian Nations (ASEAN) — Myanmar, Vietnam and Laos. Landlocked Laos in turn becomes the gateway to ports in Thailand, and a wider transportation network covering Malaysia and Singapore as well.

  •  Significantly, the new oil pipeline bypasses the Malacca Straits — a narrow channel that connects the Indian Ocean with the Pacific. The Chinese are concerned that their access to the Malacca Straits — the main channel of their trade and energy supplies — can become compromised on account of Beijing’s growing rivalry with the United States, and maritime disputes with neighbours in the South China Sea.

  •  As oil begins to flow, the Chinese are also building a refinery in Kunming that can process 10 million tons of crude annually.

  •  Part of the shipments received will also be delivered to Myanmar, says the country’s Vice-President U Nyan Tun. China and Myanmar have jointly funded the project, including the construction of the Maday oil unloading terminal.

  •  Analysts say that apart from enhancing energy security, the construction of an oil and gas pipeline from Myanmar is driven by environmental considerations, as China works to limit carbon emissions resulting from its over-dependence on coal.

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General Awareness: National Events- Januwary-2015


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National Events

January - 2015


Pakistan & India exchanged list of nuclear facilities

  •  India and Pakistan exchanged the list of their nuclear installations under a bilateral agreement that bars them from attacking each other’s atomic facilities. This is the 24th consecutive exchange of such list between the two countries.
  • “India and Pakistan today exchanged, through diplomatic channels simultaneously at New Delhi and Islamabad, the list of nuclear installations and facilities covered under the Agreement on the Prohibition of Attack against Nuclear installations,” the External Affairs Ministry Spokesperson said.
  •  The agreement, which was signed on December 31, 1988 and entered into force on January 27, 1991, says that the two countries inform each other of nuclear installations and facilities to be covered under the Agreement on January 1 every year.

‘Make in India’ needs a new materials push says Chander

  •  India has to improve its capability to develop innovative materials for the defence sector to fuel Prime Minister Narendra Modi’s “Make in India” campaign, Avinash Chander, Scientific Adviser to the Defence Minister and Director-General of the Defence Research and Development Organisation, said.
  •  Delivering a lecture on “Materials for defence and nation-building” at the annual convention of the Andhra Pradesh Akademi of Science, Mr. Chander said the country was unable to harness deposits of rare earth metals needed for research in the sector.
  •  “China has 89 per cent of the rare earth metals deposits [in the world], and it has started to embargo and deny access to them,” he said. “We have to develop capabilities to utilise our natural resources. One or two scientific laboratories can’t do this. It should be a combined effort of all academic institutions, laboratories and universities.”
  •  He said India had not been able to develop a disruptive technology that would redefine, change and open new windows of research to develop innovative materials for the defence sector. “Titanium is used in almost all aerospace engines.
  •  We are not able to come up with world-class engines just because we don’t have a good supply of such a material. The bullet-proof jackets used by U.S. forces are eight to 10 kg heavier and do not suit our forces. We have to reduce the weight of bullet-proof jackets by at least half, but have not reached there yet,” he said.

‘NITI Aayog’ a threat to federal structure says Congress

  •  The Congress and the Communist Party of India (Marxist) said that replacing the Planning Commission with NITI Aayog would strike at the very foundation of the federal structure, and the new body would be an “extension of the all-powerful Prime Minister’s Office [PMO].”
  •  Briefing presspersons, Congress spokesman Ajoy Kumar said NITI Aayog would, in effect, become a “PMO Commission” as all powers in this government were with one person, Prime Minister Narendra Modi.
  •  “The BJP is an expert in destroying institutions,” and the Planning Commission was another such example.
  •  The CPI(M) Polit Bureau described the creation of NITI Aayog as a “regressive step” which would further push the country into a market-driven economy and privatisation in all spheres at the expense of diluting even the present inadequate welfare schemes.
  •  “Whatever role the Planning Commission had in allocating resources for the public sector and deploying public investment keeping in mind regional disparities has now ended,” it said.
  •  The Polit Bureau described as “spurious” the government’s claim that the new set-up would be based on cooperative federalism with the States as stakeholders.

Excavation conducted at Harappan site by ASI reveals house plan

  •  Excavation conducted by the Archaeological Survey of India (ASI) at the late-Harappan site of Chandayan in Uttar Pradesh has, for the first time, revealed the plan of a house on the Ganga-Yamuna doab, with its mud walls, four successive floor levels and post-holes.
  •  While these were found in the habitation area, trenches laid in the burial area brought to light 21 Harappan pots, the remains of a skeleton, a broken copper crown placed on the skull, animal bones and remains of a feast, indicating a funeral ceremony.
  •  “It was a salvage excavation meant to know the site’s cultural sequence,” said A.K. Pandey, Superintending Archaeologist, Excavation Branch-II, ASI, who led the excavation at Chandayan in Baraut tehsil of Baghpat district.
  •  He decided to conduct the excavation after labourers digging farmland to collect clay found the crown placed on the skull, a red-ware bowl and a miniature pot last August.
  •  The ASI excavated five trenches in December, each of 10x10 metres, with two trenches in the habitation locality and three in the burial area. Mr. Pandey estimated that the late-Harappan site could have existed before 4,000 years.
  •  The excavation in the residential area revealed a mud wall and post-holes in one trench and four closely laid and successive floors of a house in another trench and pots. They were found at a depth of 130 cm and upwards from the surface level.
  •  The posts positioned in the holes would have supported the roof of the house. “The habitation area is significant for the floor levels, and mud walls were occurring in the Ganga-Yamuna doab for the first time,” Mr. Pandey said.

ISRO working on aspects of manned mission: Radhakrishnan

  •  The Indian Space Research Organisation (ISRO) is working on developing technology for manned space mission, Dr. K. Radhakrishnan, former head of ISRO, said during a public interview.
  •  He was interviewed by senior space scientist Pramod Kale at the 102nd Indian Science Congress inaugurated by Prime Minister Narendra Modi at the Mumbai University.
  •  He said ISRO was working on various aspects of a manned mission such as minimising failure rate, developing an escape system, providing environment and life support system for the crew.
  •  Meanwhile, as a part of the Indian Science Congress, Union Minister for Science and Technology Harsh Vardhan inaugurated a mega science and technology exhibition at the city’s MMRDA ground at Bandra-Kurla Complex.
  •  The exhibition named ‘Pride of India Expo’ showcases the cutting edge technologies, leading scientific products and services, path-breaking research and development initiatives, schemes and achievements of India’s leading public and private sectors, government departments, research labs and educational institutions, a press release by the Press Information Bureau said.

NITI Aayog will set policy agenda: Modi

  •  On the first day of the New Year, the Modi Government set up NITI Aayog (National Institution for Transforming India) in place of the Planning Commission. The Prime Minister will head the new institution tasked with the role of formulating policies and direction for the Government
  •  Its Governing Council will comprise State Chief Ministers and Lt. Governors of Union Territories. The Prime Minister will appoint the Aayog’s Vice-Chairperson and CEO. Asian Development Bank’s Former Chief Economist Arvind Panagariya is tipped to be the first Vice Chairperson.
  •  The Government plans to adopt a ‘Bharatiya’ approach to development, states the resolution of the Union Cabinet for setting up the Aayog. India needs an administration paradigm in which the government is an enabler rather than a provider of first and last resort, it states.
  •  The Aayog will recommend a national agenda, including strategic and technical advice on elements of policy and economic matters. It will also develop mechanisms for village-level plans and aggregate these progressively at higher levels of government.
  •  The institutions of governance and policy have to adapt to new challenges and must be built on the founding principles of the Constitution, the resolution states. On the planning process, it states that there was a need to separate the process from the strategy of governance.
  •  Transforming India, it further states, would involve changes of two types — consequences of market forces and those that would be planned. “The maturing of our institutions and polity also entails a diminished role for centralised planning, which itself needs to be redefined.”
  •  A state-of-the-art Resource Centre for good governance practices is also proposed. The original Planning Commission was set up in March, 1950 through a Cabinet Resolution, which the Modi Government scrapped in August 2014.

Union Cabinet clears 2G auction

  •  The Union Cabinet approved the largest ever telecom spectrum auction that is targeted to fetch at least Rs.64,840 crore from the sale next month.
  •  The government will sell 380.75 megahertz of second generation (2G) spectrum in three bands — the premium 800 MHz, 900 MHz and 1800 MHz. Spectrum in 2100 MHz may also be put on auction simultaneously after Defence Ministry vacates it.
  •  The Cabinet, headed by Prime Minister Narendra Modi, approved a reserve price of “Rs.3,646 crore pan-India per MHz in 800 MHz, Rs.3,980 crore for 900 MHz band pan-India excluding Delhi, Mumbai, Kolkata, and Jammu & Kashmir; Rs.2,191 crore pan-India (excluding Maharashtra and West Bengal) in 1800 MHz band,” an official statement said here on Monday.

Amend law to protect Hindu wife: panel

  •  Noting it is the “supreme duty” of a Hindu to protect those dependent on him, the Law Commission recommended to the government that the law should be amended entitling a Hindu wife, whose husband is unable to provide for her, to receive maintenance from his family.
  •  A seven-member committee led by the Law Commission of India Chairperson Justice A.P. Shah recommended a clause to be inserted in the Hindu Adoption and Maintenance Act, 1956 to financially protect a Hindu woman, whose husband suffers from physical or mental disability and has no means to maintain herself.
  •  The same applies to wives of those who have disappeared or chosen “renunciation of the world by entering any religious order or other reasons.” The only exception is when the husband has already got his share in the family property on partition.

FM expects GST to take effect in 2016

  •  Finance Minister Arun Jaitley said he expected the government to implement the common Goods and Services Tax (GST) across the country in the course of next year.
  •  Mr. Jaitley presented the GST Bill in parliament last year. It needs the support of two-thirds of its members as well as ratification by State legislatures.
  •  The Bill, which was returned, authorises payment and appropriation of certain additional sums from and out of the Consolidated Fund of India for 2014-15. It was passed by Lok Sabha on December 10.
  •  Describing the GST reform as a “win-win situation” for both the Centre and the States, the Finance Minister had said the Bill would not have “fear of the unknown” unlike Value Added Tax (VAT).
  •  Investors and manufacturers have long coveted the GST as a game-changer that would simplify taxes while broadening the tax base, adding as much as 2 percentage points to the size of Asia's third-largest economy.

‘Janata Parivar’ merger to be formalised soon

  •  A day after Janata Dal (United) president Sharad Yadav said the JD(U) and the Rashtriya Janata Dal (RJD) would merge first in Bihar, he made a U-turn saying the merger would be formalised with all the six parties coming together in Delhi.
  •  “The grand merger will be formalised with all six parties joining it in Delhi,” said RJD chief Lalu Yadav, participating in a social gathering organised by the State party chief on Makar Sankranti.
  •  Mr. Prasad, who made arrangements for a feast at his residence, however, declared that the grand merger of all six parties would be officially announced by Mr. Mulayam Singh soon in Delhi.

SC asks government for update on ‘Ganga clean-up projects’

  •  The Supreme Court asked the NDA government if there was any chance of cleaning up the Ganga river during its current term in power. Solicitor-General Ranjit Kumar submitted that a consortium of IITs was preparing a road map for cleaning the river.
  •  He said the government was proposing a total of 80 sewage treatment plants (STPs) which would process, in a day, 368 million litres of water flowing into the river in the five river basin States.
  •  The court directed the government to present the status of 31 ongoing projects of STPs and 15 others which were in the bidding stage.
  •  The hearing primarily focused on the domestic sewage flowing into the river. In October 2014, the Bench had referred to the National Green Tribunal the responsibility of monitoring and inspecting industrial units along the river and even cut off their water and power connections if they were found to be polluting.
  •  The Supreme Court has been hearing this petition since the early 1980s. Numerous orders have been passed by it, directing the authorities to protect the river. The petition was filed by lawyer M.C. Mehta highlighting the alarming state of the river and its depletion owing to pollution.

IITs, IIMs to roll out free online courses

  •  Union Human Resource Development Minister Smriti Irani announced the launch of free online courses by premier institutes such as the Indian Institutes of Technology (IITs) and the Indian Institutes Management (IIMs) from the current year.
  •  Ms. Irani said that as part of the digital initiatives and education reforms launched by Prime Minister Narendra Modi, consultations on the New Education Policy would begin on January 26.
  •  A nominal fee would be charged for certification of various online courses. It would be free for people with special abilities and those belonging to the Scheduled Castes and Scheduled Tribes.

Literature Festival to showcase Rajasthan’s heritage

  •  The rich heritage of Rajasthan is set to come alive as the annual ZEE Jaipur Literature Festival showcases the vibrant culture of the State to the over 2 lakh visitors expected for the event.
  •  Rajasthan Chief Minister Vasundhara Raje will inaugurate the event. Rajasthani musicians Nathoo Solanki, Chugge Khan and the Jaisalmer Boys will open the world’s largest free literary festival with the sounds of their traditional music which has become synonymous with the first day of the festival.
  •  Also on the opening day, musicologist John Napier and Shanti Raman will speak of the tradition and challenges in archiving the oral history of the Nath Jogis. They will be joined by jogi performer Kishori Nath who will recite and perform from an ancient bardic repertoire.

Pahlaj Nihalani is censor board chief

  •  The government put in place an entirely new censor board with producer Pahlaj Nihalani as its chairperson. Mr. Nihalani, known for the 1990s blockbusters Shola aur Shabnam and Aankhen , produced “Har Ghar Modi-The Power House of India,” a fan-song for Prime Minister Narendra Modi, last year.
  •  The new board also features Dr. Chandra Prakash Dwivedi, best known for his epic TV serial Chanakya and the critically acclaimed, national award winning Partition film Pinjar , based on Amrita Pritam’s novel of the same name.
  •  Other board members include Gujarat Central University Vice-Chancellor Syed Abdul Bari, besides film and theatre personalities who are either BJP members or have had close association with the party.
  •  BJP national secretary Vani Tripathy Tikoo, who has acted in films like Chalte Chalte and Dushman , and Bengali actor George Baker, who joined the BJP last year, were appointed members of the board.
  •  Mr. Baker contested from the Howrah parliamentary constituency in last year’s general elections but lost to Prasun Banerjee of the Trinamool Congress.
  •  Ashoke Pandit, Kashmiri activist and filmmaker, known for films like And the World Remained Silent and Sheen also found a place on the revamped censor board. Another new appointee, Ramesh Patange, is a Dalit RSS activist and author of Me, Manu anee Sangh (I, Manu, and Sangh).
  •  Tamil actor and former AIADMK MLA S.Ve. Shekher and Telugu actor Jeevitha were also appointed members of the board for three years.

Periyar Tiger Reserve wins NTCA award

  •  The Periyar Tiger Reserve, spread over 925 sq.km. in Kerala, bagged the National Tiger Conservation Authority (NTCA) biennial award for encouraging local public participation in managing the reserve.
  •  There are 75 communities living around the reserve, including tribal people who are dependent on eco-development programmes.
  •  The community-based eco-tourism activities helped visitors and there were night scouting programmes with the help of expert trackers as well. Tourism was supplemented by pepper growing and marketing which was a value addition. Now, self-help groups were involved in honey processing and other income-generating activities.

Chandigarh launches Smart City app

  •  In the first major step towards making Chandigarh a “Smart City,” the city administration launched its “official mobile app” to create awareness of consumer rights and responsibilities and provide all types of citizen-centric and public utility services and information to the residents.
  •  Launching the scheme, Vijay Dev, Adviser to the Administrator of Chandigarh, said various departments would be directed to route all information and updates through the app and appoint a link officer for the work.
  •  The app would become an important platform for redressing grievances.
  •  Speaking at the launch of an app of the Food and Supplies and Consumer Affairs Department, Mr. Dev described it as a single “e-window” to all information related to the department and various citizen-centric services.
  •  The app is now available free at Google Play store for Android phone users. Its iOS and Windows Phone versions would be released soon.
  •  Important addresses, contacts, helpline numbers and e-mail ids of the consumer forum and various departments of the Chandigarh Administration are available on the app.

Two Harappan sites being excavated

  •  Excavations have begun at the two Harappan sites of Binjor in Rajasthan, close to the India-Pakistan border, and Rakhigarhi in Haryana.
  •  While the Archaeological Survey of India’s Excavation Branch at Purana Quila, New Delhi, is excavating Binjor, the Deccan College Post-Graduate & Research Institute, Pune, and the Haryana Department of Archaeology is excavating the Rakhigarhi site, 25 km from Jind. About 350 km separate Binjor from Rakhigarhi. As the crow flies, Binjor is situated seven km from the border, in Anupgarh tehsil of Sri Ganganganar district.
  •  There are about 2,000 Harappan sites in India, Pakistan and Afghanistan, with 500 in India and 1,500 in Pakistan.
  •  At its glory, the Harappan civilisation flourished over two million square km, from Sutkajendor on the Makran coast of Balochistan to Alamgirpur in Uttar Pradesh, and from Manda in Jammu to Daimabad in Ahmednagar district of Maharashtra.
  •  Sanjay Manjul, Director, Institute of Archaeology, New Delhi, who is director of the excavation at Binjor, said the excavation was being jointly done by the ASI’s Excavation Branch at Purana Quila and the Institute of Archaeology.
  •  Vasant Shinde, Vice-Chancellor, Deccan College, is the director of the excavation at Rakhigarhi. Professor Shinde said that with the discovery of two more mounds last year at Rakhigarhi, the site had staked claim to be the largest Harappan site. One of the two newly discovered mounds would be dug this season.
    Murthy and kin donate £200,000 for Gandhi statue
  •  The plans for erecting a statue of Mahatma Gandhi in Parliament Square have received a boost with a donation of £200,000 from N.R. Narayana Murthy, co-founder of Infosys, and his family.
  •  The donation goes a long way in meeting the target of £750,000 set by the Gandhi Statue Memorial Trust, a charity that was set up by the economist Lord Meghnad Desai for the purpose of commissioning and installing the statue.
  •  Earlier this month, the Gandhi Statue Memorial Trust announced it had raised over £500,000 in donations and pledges.
  •  Mr. Murthy’s donation will close the target gap. The installation and unveiling of the statue is likely to take place soon.

Right to shelter

  •  The Congress will push for the right to shelter for the poor, on the lines of the right to information and employment legislation.
     

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(Marks) SBI Clerical Cadre Exam- 2014

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(Marks) Recruitment of Assistants in Clerical Cadre in SBI - 2014

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(Notification) Recruitment of Probationary Officer (PO) at Bank of Baroda 2015-16

Baroda Manipal School of Banking

(Notification) Recruitment of Probationary Officer (PO) at Bank of Baroda 2015-16

We are looking for young, qualified, mobile and active minds who can be imparted with the necessary knowledge and skills required to be good all-round bankers through the 1 year Post Graduate Diploma in Banking and Finance course in Baroda Manipal School of Banking, Bangalore or in any other Institute in other part of the country, as decided by the Bank.

On successful completion of the course within the stipulated time period, the candidate would be offered appointment in the Bank as Probationary Officer in Junior Management Grade / Scale-I which is presently in the scale of Rs. 14500-600x7/18700-700x2/20100-800x7/25700 (due for revision). They will also be eligible for DA, HRA & CCA, as per rules in force from time to time. At present, the initial yearly emoluments (salary component only) of Junior Management Grade/ Scale-I Officer, including DA, HRA, CCA are approximately Rs 3.86/- lakhs in a Metropolitan Centre.

Candidates shall be selected through selection process consisting of online exam followed by Group Discussion and Personal Interview. Interested candidates who fulfill the eligibility criteria may apply online by visiting our website www.bankofbaroda.co.in during 03.03.2015 to 17.03.2015 and no other mode of application will be accepted.

Admission to the 1 year full-time post graduate diploma course in Banking and Finance from Manipal University or any other Institute in other part of the country, as decided by the bank comes with the assurance of a full-fledged Banking career with Bank of Baroda on successful completion of the course.

ELIGIBILITY CRITERIA AND GENERAL INFORMATION

Qualification (As on 01.06.2015) - Degree (Graduation) with minimum 60% (55% for SC/ST/PWD) marks in any discipline from a recognized University OR any equivalent qualification as such recognized by Central Government.

Students appearing in the final year of graduation may also apply but their final selection will only be subject to their being able to pass and produce their Graduation Certificate/Mark sheets with the minimum stipulated marks as on 01.06.2015.

Candidate should indicate the percentage obtained in Graduation calculated to the nearest two decimals in the online application. The fraction of percentage so arrived will be ignored i.e. 59.99% will be treated as less than 60% and 54.99% will be treated as less than 55%.

Age (As on 17.03.2015) Minimum 20 years- Maximum 28 years i.e a candidate must have been born not earlier than 18.03.1987 and not later than 17.03.1995 (both dates inclusive)

SELECTION PROCESS

Candidates shall be selected by BOB through a selection process consisting of an (open) online exam followed by Group Discussion AND Interview.

The selection process aims at getting applicants who are likely to succeed at various roles in the Bank. The endeavour is to select people who are bright, have good communication skills (both oral and written), are dedicated, can work effectively in teams, are passionate about their career goals and who display integrity and a positive attitude.

Type Sr. No. Name of the Test No. of Qs. Max. Marks Composite Time
Objective
(Online)
1 Reasoning 50 50

2 hours

2 Quantitative Aptitude 50 50
3 English Language 50 50
4 General Awareness (with special reference to Banking Industry) 50 50

PROGRAMME FEES

The fees for this Course will be Rs. 3.45/- lakhs (all inclusive of boarding, Lodging and course fees, other fees, etc.) plus service taxes, as applicable to be paid by the student.

Apart from the above course fees, the exam fees for undergoing various Certification exams viz. NISM (Mutual Funds) and NISM (Depository services) as mandated under the course will have to be borne by the candidates, as per the fees charged by NISM from time to time for conducting these Certification exams. Currently, the fees for NISM (Mutual Funds) and NISM (Depository services) certification exams comes to Rs. 2500/- per candidate.

FINANCING / LOAN OPTIONS

Students can finance the course fees by availing an Education Loan which will be granted by Bank of Baroda at a highly concessional rate of interest of 8% p.a . Students can therefore obtain a high quality specialized course in Banking and Finance without any monetary burden on them and fully financed by the Bank.

The EMIs for the loan would start on completion of the course duration (i.e. one year from admission). There would be no recovery of EMIs or interest during the training period and the interest accrued during this period would be recovered along with the normal EMIs. The EMIs are spread over a period of 84 months (7 years) to ensure that there is minimal impact in the monthly earnings of the PO.

Application Fee:

  • For GEN & OBC Rs.600.00 (application fees)
  • For SC/ST/PWD candidates  Rs.100.00 (intimation charges)

HOW TO APPLY

Candidates can apply online only from 03.03.2015 to 17.03.2015 through the link in the careers page of the Banks website www.bankofbaroda.co.in and no other mode of application will be accepted.

Prerequisite for applying online:

Before applying online, candidates should:

  • Scan their photograph and signature, ensuring that both conform to the required specifications given in Annexure-I to this notification.
  • Keep the necessary details of Educational Qualifications and other personal details handy for entering in the online application.
  • Create a valid personal email ID, if not already done. The email ID should be kept alive for entire duration of the selection process. Under no circumstances, the applicant should share email ID with any other person. Third party email ID is not permitted.

Important Dates:

  • Website Link Open (for submission of online applications): 03.03.2015- 17.03.2015
  • Date of Examination (Tentative): 18.04.2015

Click Here for Official Notification

Click Here to Apply Online

Courtesy: BOB

IBPS: Online Test Scores of Qualified Candidates called for Interview for CWE Clerks-IV

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Institute of Banking Personnel Selection

Online Test Scores of Qualified Candidates called for Interview for CWE Clerks-IV

Exam Name: Clerk IV

Year: 2014

Click Here to View Your Score Card

Courtesy: IBPS

(Result Status) IBPS CWE Specialist Officers - IV

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Institute of Banking Personnel Selection

(Result Status) IBPS CWE Specialist Officers - IV

Exam Name: IBPS CWE Specialist Officers - IV

Year: 2015

Click Here to View Your Result Status

Courtesy: IBPS

(Notification) Recruitment of Administrative Officers (Scale-I) at The Oriental Insurance Company Ltd. - 2015

The Oriental Insurance Company Ltd.

(Notification) Recruitment of Administrative Officers (Scale-I) - 2015

Online Applications are invited for the post of Administrative Officers (Scale-I) in the disciplines of Accounts, Actuaries, Generalist, Legal and Marketing.

Job Details:

Post Name: Administrative Officers (Scale-I)

Organization: The Oriental Insurance Company Ltd.

Total No of Post: 246

Click Here for Official Notification

Click Here to Apply Online

Courtesy: OICL

Highlights of The Railway Budget – 2014-15


Highlights of The Railway Budget – 2014-15


Achievements / Initiatives

  • Major landmark achievement in National Project of Kashmir –
  • State of Meghalaya and capital of Arunachal Pradesh to be on Railway Map by this fiscal.
  • Gauge Conversion of strategically important 510 km Rangiya – Murkongselek line in Assam to be completed by this fiscal.
  • XIth Five Year Plan Targets exceeded in New Lines (2,207 km) , Doubling (2,758 km) and Electrification (4,556 km), Production of Diesel (1,288) & Electrical (1,218) Locos and Acquisition of Wagons (64,875)
  • Dedicated Freight Corridors on the Eastern and Western Routes – leading to strategically critical capacity augmentation.
  • Railways met from its own means the total additional impact of Rs one lakh crore due to implementation of 6th Pay Commission
  • In 2013-14, 1532 km of New Lines, Doubling and Gauge Conversion commissioned.
  • Production commenced at the new factories – Rail Wheel Plant, Chhapra ; Rail Coach Factory, Rae Bareli ; and Diesel Component Factory, Dankuni.
  • Specially designed coaches for adverse weather condition for rail travel in Kashmir.
  • Successful development of Corrosion resistant, lighter wagons with higher pay-load and speed potential upt 100kmph.
  • Railways sportspersons dominate national events by winning titles in 23 disciplines and runners up in 9 disciplines. In various international championships a total of 2 Gold, 4 Silver and 3 Bronze Medals won.
  • Unigauge Policy started in 1992 has converted 19,214 km to Broad Gauge, benefitting several States including Gujarat, Rajasthan, Madhya Pradesh, Maharashtra, Karnataka, Uttar Pradesh, Assam and Tamil Nadu.

Measures for improving Safety & Security

  • No unmanned Level Crossing. A total of 5,400 unmanned level crossings eleiminated – 2,310 by manning it and 3,090 by closure / merger / construction of ROBs or RUBs.
  • Improved audio – visual warning to road users in advance of approaching trains.
  • Induction of indigenously developed Train Collision Avoidance System
  • Development of ‘crashworthy’ coaches
  • In last five years, offering employment to over one lakh persons in Group C categories and to 1.6 lakh persons in erstwhile Group D categories.
  • Provision of Vigilance Control Device in all locomotives

Various measures to prevent fire incidents on trains –

  • Fire retardant materials
  • Multi-tier protection for electric circuits
  • Portable fire extinguishers in coaches
  • Induction based cooking to replace LPG in pantry cars
  • Intensive checks against explosives and inflammable materials.

Financial Health

  • Rail infrastructure by cost sharing arrangement with State Governments; Karnataka, Jharkhand, Maharashtra, Andhra Pradesh and Haryana agreed to several projects
  • Several Public Private Partnerships (PPP) projects are in the pipeline.
  • FDI being enabled to foster creation of world-class rail infrastructure.
  • Rail Land Development Authority raised Rs 937 crore so far.

Modernisation and Technology Induction

  • High Speed Trains
  • Joint feasibility study by India and Japan for Mumbai – Ahmedabad Corridor to be co-financed by Japan International Cooperation Agency
  • Business Development Study by SNCF for Mumbai – Ahmedabad corridor.
  • Semi- High Speed Projects
  • Exploring low cost option of speeds 160- 200 kmph on select routes

Green Initiatives

  • Railway Energy Management Company becomes functional. Windmill and solar power plants to be set up with 40% subsidy from Ministry of New & Renewable Energy.
  • 200 Stations, rooftops of 26 buildings and 2,000 level crossing gates to be covered.
  • Railways bagged 22 out of 112 awards given by the Government.
  • ‘Green Curtains’ along the track close to major stations; Pilot work at Agra and Jaipur
  • Coverage of Bio-toilets in 2,500 coaches and would be increased progressively.

Passenger Friendly Initiatives

  • Overwhelming public response to e-booking of ticket
  • On-line tracking of exact location and running of train movements
  • 51 Jan-Ahaar outlets for Janta Meals ; 48 passenger escalators commisionsed at stations and 61 more being installed ; air-conditioned EMU services in Mumbai from July 2014 ; information display system in important trains to indicate stations & arrival time.
  • ‘Upgradation’ scheme extended to AC Chair Car and Executive Chair car passengers.

Demand Management through Dynamic Pricing

  • Premium AC Special train introduced in Delhi – Mumbai Sector with shorter advance reservation period and dynamically varying premium over tatkal fare

Enhancing Market Share

  • Clearing missing links in Carrying Capacity + 8 tonne routes; freight train speeding ; upgradation of rolling stock ; increasing length of trains ; tariff and incentive schemes to encourage traffic to rail and minimizing empty running.

Rail Tariff Authority

  • Independent Rail Tariff Authority set-up to advise on fixing of fares and freight, to engage all stake-holders

Information Technology

  • Initiatives taken include – proliferation of cash accepting Automatic Ticket Vending Machines ; ticketing on mobile phones in unreserved segments ; system update on PNR status; online booking of retiring rooms at important stations ; online booking of meals for selected en-route stations ; introduction of e-forwarding note and electronic transmission of railway receipts for freight customers

Revenue Freight Traffic

  • Loading target of 1047 Million Tonnes for 2013-14 would be surpassed
  • Empty Flow Discount Scheme to be implemented
  • Carrying Capacity + 9 tonne + 1 tonne routes being planned
  • Easing of some restrictions on movement of imported commodities through Containers
  • Carrying capacity of 20 feet containers increased by 4 tonnes
  • Parcel Terminals & Special Parcel Trains with scheduled timings.
  • New policy on parcels to encourage transportation of milk.
  • New concept of ‘hub and spoke’ for parcel business
  • Third party warehousing in Special Parcel Terminals envisaged.

Financial Performance 2012-13

  • Loading of 1,008 Million Tonnes surpassed the R.E. target of 1,007 Million Tonnes
  • Paid full dividend Rs 5,389 crore to General Exchequer
  • 90.2% Operating Ratio in 2012-13
  • Repayment in full with interest of Rs 3,000 crore loan from the Government
  • Railway Fund Balances of Rs 2,391 crore

Financial Performance 2013-14

  • Loading Target raised to 1,052 Million Tonne from B.E. 1,047 Million Tonne.
  • Freight Earnings Target revised to Rs 94,000 crore from B.E. Rs 93,554 crore
  • Stringent Financial control exercised and Ordinary Working Expenses pegged only at Rs 560 crore higher than Budget Estimates, despite various post-budgetary factors
  • Plan Outlay revised to Rs 59,359 crore
  • Operating Ratio likely to be 90.8%
  • Fund Balances to continue to grow to Rs 8,018 crore

Budget Estimates 2014-15

  • Loading target of 1,101 Million Tonnes
  • Gross Traffic Receipts targeted at Rs 1,60,775 crore with Passenger Earnings (Rs 45,255 crore), Goods (Rs 1,05,770 crore), Other Coaching & Sundry Earnings (Rs 9,700 crore)
  • Ordinary Working Expenses placed at Rs 1,10,649 crore, higher by Rs 13,589 crore
  • Pension Outgo budgeted at Rs 27,000 crore against Rs 24,000 crore for 2013-14
  • The entire Dividend of Rs 9,117 crore to General Exchquer will be paid
  • Fund Balances likely to be Rs 12,728 crore.
  • Operating Ratio budgeted at 89.8%

Annual Plan 2014-15

  • Annual Plan envisaged at Rs 64,305 crore with a Budgetary Support of Rs 30,223 crore , Internal Resources of Rs 10,418 crore and Extra Budgetary Resources of Rs 19,805 crore
  • New Surveys : 19 New Lines & 5 Doubling

New Services

New Trains

  • 17 Premium trains
  • 38 Express trains
  • 10 Passenger trains
  • 4 MEMU
  • 3 DEMU

Extension and Increase in frequency

  • 3 Extension of trains
  • 3 increase in frequency

Courtesy: PIB

SBI Clerical Cadre Final Result Declared - 2014

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State Bank of India

(Final Result) Recruitment of Assistants in Clerical Cadre in SBI

Online Test Held in July / August 2014 and Interviews Held in December 2014

The Roll Numbers of successful candidates who have qualified for appointment as Assistants in Clerical Cadre in State Bank of India are listed below. The successful candidates will be issued offer letters separately by the concerned Local Head Offices.

1110300790 1150726530 1260702653 1410602766 1460716158 1530305387 1560142772 1560515409 1560613789 1560761832 1580706501 1630504363 1640700602 1650703588 1701504378 1110500331 1150731042 1260705345 1410700194 1460716195 1530305388 1560142952 1560515411 1560656745 1560761931 1580707549 1630504390 1640700900 1650703959 1710802524 1110500530 1150731213 1260705460 1411303035 1460717842 1530305415 1560143234 1560515487 1560700169 1560763048 1581305531 1630505448 1640701153 1650704702 1720101033 1110600003 1150742657 1260706607 1411501653 1460717981 1530307310 1560144669 1560515622 1560700556 1560763225 1581501311 1630505832 1640701418 1650704794 1720104773 1110700092 1150743352 1260706656 1411502208 1460720086 1530307339 1560145791 1560516157 1560700590 1560763333 1581502478 1630507054 1640701507 1650707763 1720104812 1110700412 1150748033 1260708085 1420101665 1460820412 1530307349 1560147235 1560516410 1560700637 1560763780 1581502480 1630508064 1640702400 1650707764 1720107825 1110700513 1150748069 1260715076 1420502363 1460822447 1530307506 1560151176 1560517011 1560701145 1560763835 1581504590 1630508202 1640702797 1650708981 1720108187 1110700520 1150757253 1260718926 1420702072 1461312186 1530309053 1560151833 1560517022 1560701280 1560764167 1590101235 1630510267 1640702821 1650709019 1720109037 1110700828 1150757356 1260820364 1420702894 1461316264 1530309844 1560152380 1560518019 1560702175 1560765016 1590300471 1630510415 1640703169 1650801515 1720109071 1130701227 1150757908 1261521718 1421500984 1461501989 1530310881 1560154382 1560518098 1560703874 1560806413 1590301274 1630510642 1640704287 1651500753 1720500388 1131500329 1150762087 1270500787 1421501312 1461504034 1530310906 1560154998 1560518715 1560704444 1560820672 1600501913 1630512725 1640704384 1651501512 1720500862 1140106779 1150762238 1270502166 1430701030 1461508107 1530310974 1560158236 1560518773 1560704705 1560820687 1600702391 1630513430 1640704627 1651501888 1720502874 1140108581 1150768310 1270503157 1430701532 1461518308 1530311981 1560162011 1560518907 1560704919 1560820749 1600702777 1630515177 1640705275 1651506051 1720504089 1140700538 1150774583 1270505039 1431501566 1461520360 1530312811 1560162083 1560519100 1560706064 1560824644 1601303303 1630516121 1640705296 1651506058 1720505229 1140702336 1150774828 1270510195 1440100441 1461524436 1530312931 1560164094 1560521900 1560708025 1560861450 1601500296 1630516524 1640705625 1651508488 1720505257 1140702340 1150837686 1270510419 1441300134 1470700299 1530312968 1560206449 1560522623 1560708059 1561305740 1601501197 1630517925 1640705866 1660100480 1720506382 1140702397 1150863457 1270518487 1450101777 1470700963 1530500612 1560217229 1560522668 1560709146 1561326166 1601503208 1630521075 1640705902 1660500129 1720506968 1140703607 1150875171 1270519900 1450500156 1490100833 1530502372 1560301456 1560523020 1560709337 1561339867 1601503307 1630700041 1640706067 1660500270 1720507940 1140708959 1150875583 1270523024 1450503242 1490701392 1530502585 1560303772 1560523440 1560709946 1561346944 1610100082 1630700925 1640706197 1660500325 1720508568 1140713253 1151343376 1270608347 1450700278 1510101124 1530512177 1560304699 1560525493 1560710290 1561363360 1610101398 1630701504 1640706261 1660500801 1720509752 1150100083 1151509941 1270702655 1450700489 1510107029 1530610682 1560304831 1560525912 1560710379 1561508039 1610103618 1630702815 1640707569 1660501479 1720510069 1150100896 1151521674 1270705378 1450700765 1510108052 1530611681 1560305008 1560525935 1560711634 1561511706 1610104931 1630702825 1640707725 1660501632 1720510654 1150105874 1151521700 1270708026 1450701698 1510208003 1530612681 1560307768 1560526005 1560712621 1561519396 1610106649 1630703862 1640707790 1660501695 1720510655 1150105972 1151531641 1271301351 1450701998 1510301245 1530700941 1560308230 1560526252 1560714219 1561522189 1610107146 1630705884 1640708306 1660503268 1720511070 1150111010 1151531645 1271311094 1450703106 1510303217 1530700962 1560309423 1560526463 1560714919 1561522372 1610303193 1630707650 1640708659 1660700441 1720513432 1150116270 1151537512 1271311103 1450703643 1510304271 1530701666 1560309869 1560526496 1560715056 1561522450 1610304514 1630708228 1640708670 1660702460 1720513846 1150116942 1151537529 1271312484 1450704600 1510304281 1530701947 1560315030 1560526499 1560716083 1561522822 1610307166 1630709197 1640709251 1660702835 1720515534 1150132058 1151558328 1271511111 1450804919 1510305174 1530702815 1560315228 1560526614 1560716412 1561526932 1610307170 1630710833 1640709433 1670100461 1720515689 1150132686 1151563305 1271513868 1451304332 1510505309 1530702824 1560315803 1560526887 1560717310 1561532269 1610500147 1630711802 1640709502 1670103744 1720516643 1150137926 1151563309 1271515279 1460102170 1510507525 1530702861 1560316625 1560526895 1560719108 1561536066 1610500194 1630711950 1640710891 1670104711 1720517613 1150138144 1151575083 1271522231 1460102335 1510607002 1530702869 1560318574 1560527071 1560719430 1561538963 1610500640 1630714522 1640710915 1670108361 1720700716 1150143692 1160502337 1280102823 1460104445 1510700747 1530703904 1560318663 1560527334 1560719605 1561539437 1610500652 1630714859 1640710982 1670109020 1720706669 1150143801 1160607371 1280501728 1460108201 1510700859 1530704847 1560319667 1560527485 1560720495 1561543937 1610500715 1630715118 1640711041 1670117743 1720709720 1150143860 1160701223 1280505141 1460108488 1510701866 1530705837 1560319935 1560528168 1560721292 1561546967 1610501053 1630717201 1640711133 1670204122 1720711307 1150143991 1160703460 1280600001 1460110384 1510702584 1530706895 1560321001 1560528289 1560721520 1561549921 1610501461 1630718377 1640711896 1670501490 1720716214 1150144386 1170102750 1280703105 1460110505 1510702765 1530706901 1560324235 1560529061 1560722739 1561551143 1610501494 1630722365 1640712552 1670503321 1720806213 1150154089 1170103179 1281503119 1460112614 1510703664 1530707094 1560326960 1560529195 1560723880 1561551266 1610501526 1630811178 1640713638 1670503728 1721300575 1150159463 1170300583 1281504368 1460114588 1510703959 1530708743 1560328518 1560529455 1560724772 1561551937 1610501547 1631321957 1640714506 1670504362 1721315374 1150163530 1170501146 1290102116 1460118392 1510704604 1530708920 1560328524 1560529945 1560724908 1561552065 1610501559 1631500402 1640715149 1670507989 1721317496 1150164122 1170501211 1290502366 1460118673 1510705963 1530709406 1560329372 1560530536 1560725215 1561555161 1610502384 1631505635 1640715195 1670510842 1721509997 1150175319 1170501212 1290607057 1460120529 1510707705 1530709414 1560330843 1560530610 1560725317 1561559305 1610502451 1631506338 1640715275 1670511601 1721514174 1150231665 1170504272 1300300147 1460122498 1510707730 1530710563 1560335235 1560532290 1560725440 1561565422 1610502910 1631514650 1640715496 1670511729 1730100034 1150301138 1171505313 1300300334 1460316732 1510708916 1530710598 1560337808 1560532857 1560726507 1570100041 1610503293 1631514853 1640716136 1670512033 1730100728 1150306182 1180501153 1300300444 1460500516 1510710163 1530710669 1560339582 1560533051 1560727450 1570101314 1610503306 1631517622 1640716203 1670515125 1730103480 1150306237 1180502034 1300300964 1460500770 1510805007 1530711395 1560340923 1560533482 1560727552 1570102443 1610503350 1631518309 1640716395 1670600013 1730500792 1150322904 1180502978 1300700476 1460502801 1510808008 1530711542 1560342562 1560533642 1560728937 1570303762 1610503669 1640106890 1640716512 1670617415 1730501445 1150323177 1180700396 1300700790 1460503291 1511500997 1530712500 1560345803 1560534165 1560729441 1570500286 1610503754 1640109146 1640717590 1670700263 1730503325 1150333534 1190102587 1310300492 1460504988 1511503997 1530712501 1560347583 1560534313 1560729773 1570501427 1610504676 1640300480 1640717775 1670705686 1730603898 1150344837 1190102721 1310300824 1460505204 1511505000 1530713403 1560348045 1560535237 1560729940 1570701781 1610505441 1640301380 1640718337 1670705853 1740101669 1150359653 1190102739 1310700444 1460505221 1511506996 1530713556 1560348188 1560535761 1560730029 1570702221 1610506750 1640301560 1641309593 1670705859 1740503421 1150359782 1190108901 1310700872 1460506676 1511507000 1530713618 1560349548 1560536291 1560730145 1570702361 1610506809 1640301808 1641310102 1670705860 1740702534 1150371111 1190310311 1320102364 1460507324 1511507995 1531304077 1560349900 1560536401 1560730896 1570702821 1610506826 1640305148 1641312292 1670707706 1750100019 1150502288 1190310315 1320200802 1460508862 1511510208 1531311677 1560353763 1560536427 1560731394 1570704103 1610507682 1640305267 1641313620 1670710028 1750100733 1150502599 1190316563 1320502100 1460509131 1520100763 1531312673 1560354634 1560538884 1560731472 1570704444 1610700818 1640305952 1641314843 1670710395 1750101073 1150503094 1190501956 1320503414 1460509316 1520101263 1531313672 1560354796 1560542508 1560731799 1570704454 1610700834 1640306349 1641317613 1670711951 1750500162 1150503242 1190503141 1320700292 1460509416 1520107214 1531313675 1560354808 1560542590 1560732373 1571501799 1610702489 1640307313 1641501108 1670717258 1750500641 1150507140 1190513100 1320700553 1460509455 1520301149 1531501000 1560355547 1560542907 1560732996 1580100069 1610703414 1640308841 1641501557 1670717617 1750700456 1150507744 1190518238 1320701100 1460510789 1520302284 1531503038 1560356265 1560543072 1560733378 1580100402 1610704707 1640310023 1641502673 1670808228 1751500238 1150512175 1190519160 1320701589 1460511382 1520308855 1531505124 1560358484 1560543076 1560735186 1580102652 1610705137 1640311095 1641502788 1671407209 1760700202 1150512687 1190604991 1320702732 1460511392 1520309265 1531507177 1560358504 1560543531 1560735526 1580103186 1610706066 1640311951 1641502794 1671511312 1760801251 1150513434 1190607472 1320801612 1460512991 1520309423 1531511678 1560359054 1560546327 1560735930 1580103187 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2330535656 2420310655 2441504337 2521511918 2630111029 2641510397 2680803154 2750505580 2790527292 2800500598 2840700554 2940502074 3010533501 3020550548 2300720767 2330535821 2420315092 2441506132 2521515930 2630111573 2641512505 2680805044 2750508224 2790527431 2800501088 2840700579 2940502403 3010535610 3020551900 2300720778 2330613508 2420323123 2441509417 2521519495 2630112512 2641513563 2681502519 2750700894 2790529628 2800501251 2840700601 2940508162 3010606290 3020551943 2300723735 2330619007 2420341122 2450301594 2521523028 2630500362 2641513565 2690101404 2750708373 2790529779 2800502564 2840701178 2940511201 3010701238 3020554798 2300724163 2330621114 2420341409 2450501267 2521531203 2630507169 2641513568 2690102622 2750808961 2790532429 2800502865 2840703063 2940518165 3010701281 3020555520 2300726548 2330701620 2420352859 2450501598 2521531214 2630511866 2641515043 2690105558 2751506851 2790532813 2800502921 2840704392 2940702781 3010701536 3020556602 2300726693 2330702132 2420360355 2450501634 2521531217 2630513438 2641515049 2690301045 2751509484 2790532941 2800504192 2840704941 2940704127 3010706112 3020557391 2300729212 2330702140 2420391346 2450501715 2521534968 2630514223 2641515051 2690500617 2760301521 2790533063 2800504309 2840705050 2940706958 3010707608 3020558982 2300729215 2330704052 2420502490 2450502189 2530305348 2630514310 2641519480 2690706282 2760509025 2790533429 2800504412 2840705577 2940712770 3010709702 3020559452 2300731189 2330706580 2420503788 2450502695 2530500810 2630514389 2641519485 2691504272 2760509740 2790534077 2800504423 2840706289 2940714357 3010709955 3020561735 2300736437 2330706984 2420515584 2450503154 2530500811 2630515027 2650100178 2691507194 2760703321 2790534095 2800507893 2841301898 2940715535 3010710007 3020565578 2300736622 2330708479 2420516224 2450700900 2530505413 2630616156 2650100485 2700302396 2760706320 2790534240 2800509471 2841302538 2940719902 3010712449 3020570296 2300736783 2330708644 2420516621 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2531501154 2631516726 2650506274 2700702015 2770703678 2790538233 2800516576 2860100778 2941507400 3010727514 3020706867 2300742591 2330720503 2420540061 2460708335 2531504633 2640100817 2650506942 2700702829 2770704586 2790538598 2800517179 2860801043 2950103372 3010729423 3020709305 2300744499 2330721032 2420545090 2461300457 2540500886 2640100860 2650700774 2700705638 2770706399 2790538688 2800614406 2870101352 2950507858 3010729798 3020709404
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3080509211 3090202415 3090704215 3091513272 3120100342 3131503875 3190501057 3210119880 3210512027 3210715626 3210756141 3220508121 3020734882 3021532431 3040703357 3080509641 3090303864 3090704641 3091513277 3120103940 3131509019 3190502441 3210120064 3210512266 3210718335 3210756286 3220508141 3020735768 3021533493 3040707921 3080522049 3090303886 3090704782 3091514477 3120104222 3140701776 3190503462 3210120280 3210515144 3210718910 3210756608 3220509021 3020735879 3021536223 3040710566 3080525772 3090307489 3090705671 3091520502 3120104678 3140702058 3190506697 3210122964 3210517939 3210722178 3210800024 3220509822 3020740893 3021537777 3040710635 3080526358 3090312292 3090706785 3091521706 3120500713 3141500669 3190600005 3210123013 3210520475 3210722299 3210816829 3220510609 3020742341 3021545023 3040715297 3080527604 3090501622 3090706811 3100103855 3120501033 3150100589 3190606864 3210123198 3210520562 3210723785 3210828962 3220700488 3020744777 3021568494 3040717687 3080530191 3090503897 3090706838 3100107410 3120501241 3150503781 3190704640 3210126304 3210520619 3210723900 3210828968 3220701275 3020745233 3030100059 3040717719 3080531124 3090504044 3090707093 3100700763 3120501258 3150700253 3191502012 3210126382 3210523593 3210724922 3210835481 3220702553 3020745240 3030100414 3040719611 3080533926 3090505149 3090708014 3100700767 3120501319 3150703962 3191506829 3210129257 3210523747 3210725638 3210842513 3220703199 3020746718 3030102200 3040724474 3080614085 3090506399 3090708136 3100701562 3120700219 3150801707 3191507364 3210129315 3210526839 3210727117 3210846074 3220703890 3020747612 3030501572 3040724971 3080706167 3090506416 3090708289 3100703213 3120700791 3151500851 3200100101 3210129377 3210530198 3210728216 3210846075 3220705920 3020749070 3030503419 3040819917 3080715647 3090508725 3090709245 3100705520 3120700816 3151501420 3200100395 3210129429 3210533251 3210728374 3210853191 3220708284 3020750708 3030504108 3040924976 3080719782 3090511216 3090710572 3100706916 3120700835 3151503692 3200100766 3210132617 3210533401 3210728738 3210949576 3220808496 3020750891 3030700583 3041310697 3080719872 3090512344 3090711425 3100709756 3120701883 3170100526 3200300523 3210132641 3210533404 3210728789 3211325653 3220810959 3020752297 3030700658 3041310705 3080720572 3090512385 3090712622 3100804361 3120701923 3170103275 3200303918 3210132826 3210536434 3210731943 3211508407 3220811783 3020752574 3030701399 3041503521 3080722011 3090513557 3090713131 3101501373 3120701939 3170700243 3200501303 3210132994 3210536500 3210733796 3211511183 3221503899 3020753514 3030703846 3050100135 3080724142 3090517198 3090713803 3101505739 3120702184 3171603016 3200502421 3210135639 3210536772 3210734162 3211514014 3221504546 3020755288 3031502154 3050112583 3080731175 3090517207 3090714007 3101506257 3120702199 3180100657 3200502429 3210135752 3210536811 3210734518 3211519608 3020755876 3040105980 3050504787 3080800047 3090517258 3090714268 3101506807 3120703523 3180102327 3200700261 3210139057 3210536857 3210734925 3211528938 3020757664 3040106089 3050506129 3080830421 3090520834 3090715415 3101506907 3120704744 3180103063 3200700598 3210139246 3210539952 3210736883 3211532154 3020758510 3040110922 3050707950 3080832280 3090700470 3090716577 3101507338 3121303600 3180105108 3200702504 3210139796 3210540100 3210736959 3211532164 3020758900 3040118494 3060105541 3081314837 3090700612 3090716664 3101507344 3121304411 3180105501 3200703283 3210142733 3210540280 3210738192 3211538880 

These results are subject to :

I. Fulfillment of eligibility criteria/conditions as prescribed in our advertisement No. CRPD/CR/2014-15/02 dated 22.05.2014 and Clarifications dated 14.06.2014.

II. Satisfactory medical report and verification of necessary certificates / testimonials / references etc.

III. Correctness of information given by the candidate in the Registration / Bio-data Form. Central Recruitment and Promotion Department is not responsible for printing errors, if any.

Click Here for Official Result

Courtesy: SBI

(Model Paper) LIC AAO Exam (Reasoning)

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Life Insurance Corporation

Model Paper for LIC AAO Exam (Test - III: Reasoning)

81. Venerate: Worship:: Extol: ?

(1) Glorify
(2) Homage
(3) Compliment
(4) Recommend
(5) None of these

82. Four of the following are alike in a certain way and so form a group. Which is the one that does not belong to that group?

(1) Apple
(2) Orange
(3) Papaya
(4) Water-melon
(5) Mango

83. How many pairs of letters are there in the word VALETUDINARIAN which have number of letters between them in the word two more than the number of letters between them in English alphabet?

(1) 8
(2) 9
(3) 10
(4) 11
(5) None of these

84. If it is possible to make a meaningful word with the first, the third, the sixth and the seventh letters of the word ASSUMPTION, using each letter only once, then which of the following will be the first letter of that word? If no such word can be formed give 'X' as the answer, and if only two such words can be formed, give 'Y' as your answer. If more than two such words can be made give 'Z' as the answer.

(1) P
(2) X
(3) Y
(4) Z
(5) None of these

85. In a certain code language INHALE is written as 'FLKQEKZBKMDF'. How is PARCEL written in that code?

(1) MSDXOUBDDFKM
(2) MSXDUOBDDFKM
(3) MSXDOVBDDFKM
(4) MSXDOUBDDFFM
(5) None of these

86. Four of the following five pair are similar in same way. One of them is different from the others. Find out the odd pair.

(1) 2620,2924
(2) 5020,5564
(3) 6232,6368
(4) 1184,1210
(5) 3262,6386

87. If the letters in the word HAEMOPHILIA are arranged in the alphabetical order and each letter is assigned numerical value equal to its serial number from the left in this rearranged order, what is the difference in the total of numerical values of vowels and that of consonants?

(1) 8
(2) 9
(3) 10
(4) 7
(5) None of these

88. One afternoon, Manisha and Madhuri were talking to each other face to face in Bhopal on MG Road. If Manisha's shadow was exactly to the left of Madhuri, which direction was Manisha facing?

(1) North
(2) South
(3) East
(4) Data inadequate
(5) None of these

89. If the first day of the year (other than the leap year) was Friday, then which was the last day of that year ?

(1) Monday
(2) Friday
(3) Saturday
(4) Sunday
(5) None of these

90. Pointing to a photograph Monica said, "He is the brother of the son of my grand- father's only daughter. "How is the man related to Monica?

(1) brother
(2) cousin
(3) nephew
(4) Can't say
(5) None of these

Directions (Q. 91-95) : Study the following information carefully and answer the given questions following it.

In a family of eight persons – P, Q, R, S, T, U, V and W - there are four males and four females. There are three married couples and two persons are unmarried. Each of them reads a different magazine, viz. India Today (E), India Today (H), Outlook (E), Outlook (H), Frontline, The Week, Businessworld and Sportsstar. No couple reads both the versions of the same magazine.

In the family of two generations, each male member except W has two brothers and one sister. V is the mother-in-law of R and who reads India Today (H). Q, who reads Outlook (E), is the daughter-in-law of W. T, who reads Frontline, is the unmarried brother of U, who does not read Businessworld. No female reads Outlook (H) or The Week. S is the brother-in-law of R but he does not read Businessworld, Sportsstar or The Week. P does not read The Week. W has no son-in-law. U is Q's sister-in-law.

91. Who among the following reads Outlook (H)?

(1) Can't say
(2) S
(3) P
(4) R
(5) None of these

92. R reads which of the following magazines?

(1) Can't say
(2) India Today (E)
(3) Businessworld
(4) Sportsstar
(5) None of these

93. Which of the following pairs of persons does not represent the couples?

I. W and V
II. P and R
III. S and Q

(1) Can't say
(2) Only I
(3) Only II
(4) Only III
(5) All of the above pairs of persons represent the couples

94. How many sons does W have?

(1) Two
(2) Three
(3) One
(4) Can't say
(5) None of these

95. How is P related with U?

(1) Father
(2) Brother
(3) Husband
(4) Can't say
(5) None of these

Directions (Q. 96-100): Below are given three statements followed by four conclusions. You have to take the given statements to be true even if they appear to be at variance with commonly known facts, and then decide which of the conclusions logically follow(s) from the given statements. For each question, mark out an appropriate answer choice that you think is correct.

96.

Statements:

(1) Some charts are darts.
(2) All darts are carts.
(3) Some carts are smarts.

Conclusions:

I. Some charts are carts.
II. Some carts are darts.
III. Some darts are smarts.
IV. Some smarts are charts.

(1) Only I and III follow
(2) Only U and III follow
(3) I and II follow
(4) 1, III and IV follow
(5) None of these

97.

Statements :

(1) All boxes are tables.
(2) No desks are tables.
(3) Some desks are curtains.

Conclusions :

I. No boxes are desks.
II. Some boxes are desks.
III. Some curtains are not boxes
IV. Some curtains are boxes.

(1) 111 and either I or II follow
(2) I and either III or IV follow
(3) Either I or II, and either III or IV follow
(4) I and III follow
(5) None of these

98.

Statements :

(1) Some drops are cups.
(2) All cups are docks.
(3) No dock is a flop.

Conclusions :

I. Some drops are not flops.
II. Some docks are drops.
III. No cup is a flop.
IV. Some flops are not cups.

(1) I, II and III follow
(2) II, III and IV follow
(3) I, II and IV follow
(4) I, III and IV follow
(5) All follow

99.

Statements :

(1) Some big are small.
(2) No small is large.
(3) Some large are tiny.

Conclusions :

I. Some large are not big.
II. No big is large.
III. Some small are not tiny.
IV. Some big are not tiny.

(1) Only I follows
(2) Only II follows
(3) Only III follows
(4) Only IV follows
(5) None follows

100.

Statements : 

(1) No student is decent.
(2) Some decent are bags.
(3) All bags are roses.

Conclusions :

I. Some bags are not students.
II. All bags are students.
III. Some decent are roses.
IV. All roses are decent.

(1) Only I follows
(2) Either I or II follows
(3) Only III follows
(4) Either I or II and III follow
(5) I and III follow

Directions (Q. 101-120) :a The following five questions are based on the following diagram in which the triangle represents female graduates, small circle represents self-employed females and the big circle represents self-employed females with bank loan facility. Numbers are shown in the different sections of the diagram. On the basis of these numbers, answer the following:

101. How many female graduates are self-employed ?

(1) 12
(2) 13
(3) 1.5
(4) 20
(5) None of these

102. How many female graduates are not self-employed?

(1) 4
(2) 10
(3) 12
(4) 15
(5) None of these

103. How many non-graduate females are self-employed?

(1) 9
(2) 11
(3) 12
(4) 21
(5) None of these

104. How many self-employed female graduates are with bank loan facility?

(1) 5
(2) 7
(3) 12
(4) 20
(5) None of these

105. How many non-graduate self-employed females are with bank loan facility?

(1) 3
(2) 8
(3) 9
(4) 12
(5) None of these

106. Mr X started walking straight towards North from a point P. After walking 10 m he reached a point Q, Again he turned right and walked 15 m and reached a point R. Again he turned right and walked 30 m and reached a point S. Again he turned left and walked 15 m and reached a point T. Again he turned left and walked 10 m and reached a point U. Approximately what is the shortest distance between the points P and U?

(1) 31.62 metre
(2) 3.3.54 metre
(3) 36 metre
(4) 40 metre
(5) None of these

107. In a row of boys there are eight persons between P and R and ten persons between Q and R. Three persons are ahead of P and there are fifteen persons behind Q. What is the total number of persons in the row?

(1) 17
(2) 39
(3) 30
(4) Data inadequate
(5) None of these

108. If (40 P 10) Q 5 R 8 P (40 S 20) = 100, then which of the following correctly shows the meaning of P, Q, R and S?

109. Pointing towards a female, Mr X says , "She is the daughter of the father of my matrnal uncle". How is the female related to Mr X?

(1) Mother
(2) Maternal aunt
(3) Sister
(4) Daughter
(5) Data Inadequate

110. If 1st January 2001 was monday then 1st January 2015 will be

(1) Monday
(2) Tuesday
(3) Wednesday
(4) Thursday
(5) None of these

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(Model Papers) LIC AAO Exam (English Language)

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Life Insurance Corporation

Model Paper for LIC AAO Exam (Test – IV: English Language)

Directions: Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

Right of entry to education, an ample teaching-learning environment, a suitable curriculum and an empowered and all-encompassing faculty are four essential prerequisites of an education system that seeks to enable social transforma­tion. While educational reform since the 1980s was strongly focused on the first two elements, the late 1990s brought the role of the curriculum into national focus. The critical link that binds these four critical elements together the activ­ity of the faculty - continues to be cast aside, by political ideologies of most hues, contemporary curriculum reform efforts and the professional practices of the faculty.

Far-reaching educational initiatives of both the Left and the Right have recognised the potential power of the faculty. In multiple experiments, they have used this dormant force to build committed institutions and cadres of faculties dedicated to their particular causes. In many instances this has led to extreme politicisation of the college faculty. In others it has led to the education of a generation of students in half­truths underpinned by the personal beliefs, sectarian concerns and folk pedagogy of faculties who have had little access themselves to education and training in related areas.

Over the last decade or so, educational reform has included, apart from access, a focus on developing alternative text materials and the training of faculty to handle these materials, without directly engaging with the issue of curriculum revamp. At the turn of the 20th century, a major national curriculum redesign was initiated following the change of political regime at the centre. The subsequent development of college programme came under wide public scrutiny and debate. Issues of equity, inclusion and exclusion, learner medley religious identity and communalism gained considerable importance in the curriculum debates that followed. For instance, scholars argued that “...the curriculum, while loud on rhetoric, fails to address the quality of education that students of underprivileged and marginalised groups experi­ence.” Several other critics described the revised curriculum as a retrogressive step in education that sought to impose the religious agenda in the garb of a national identity.

The subsequent change of national government in 2004 led to the curriculum review in 2005, underlining a new politi­cal interest in the role of education in national development, its role in social mobilisation and transformation directed specifically at questions of caste and gender asymmetry and minority empowerment. Deeper than these politically driven initiatives, however, the professional need for curriculum review emerges from the long ossification of a national education system that continues to view faculty as “dispensers of information” and students as “passive recipients” of an “education” sought to be “delivered” in four-walled classrooms with little scope to develop critical thinking and understanding.

121. Which of the following best describes the phrase “passive recipients” as used in the passage?

(1) The users of the educational system
(2) The political ideology of right and left parties
(3) Well-framed curriculum guiding the teaching/learn­ing process
(4) Free access to education system
(5) The faculty

122. To facilitate social transformation, which of the following has been identified by the author as one of the factors?

(1) A committed political ideology
(2) Support of the well-framed curriculum
(3) A strong administration system
(4) Carefully planned education delivery
(5) None of these

123. Prior to 1990 what was NOT on the agenda of ‘he educational reforms?

(1) An appropriate curriculum
(2) Well-managed admission process
(1) Only A
(2) Only B
(3) Both A and B
(4) Either A or B
(5) None of these

124. Which of the following is the most opposite in meaning of the word medley as used in the passage?

(1) amalgamate
(2) united
(3) unity
(4) diffuse
(5) focusing

125. Which of the following best describes the word ossification as used in the passage?

(1) hardening
(2) plasticity
(3) imbibition
 (4) incorporation
(5) coalescing

126. Revamping of the text material was the main focus in

(1) early eighties
(2) late nineties
(3) 21st century
(4) evolving curriculum framework
(5) training faculty

127. Which of the following best describes the meaning of the word underpinned as used in the passage?

(1) advocated
(2) supported
(3) prepared
(4) bolstered
(5) boosted

128. What hampers the critical thinking ability of collegegoing students?

(1) The emphasis on rote memorisation and recalling the facts of education based on real experience
(2) Lack of political will to develop these abilities
(3) Absence of focus while designing curriculum frame­ work
(4) Ignoring the active role of faculty and the student
(5) Lack of proper tests of critical thinking ability

129. How did personal beliefs and folk pedagogy enter into educational system?

(1) The college acted as an agent of local communities.
(2) The faculties were not properly trained.
(3) College faculties started acting as passive listeners.
(4) The loopholes in the educational system allowed it to happen.
(5) It was by design.

130. Development of textbooks generated public debate on many issues except

(1) making the curriculum student-centred.
(2) using teaching community as an agency to bring change.

(1) Only A
(2) Only B
(3) Both A and B
(4) Either A or B
(5) None of these

Directions: Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is no error, the answer is (5). (Ignore errors of punctuation, if any.)

131.

(1) They have invited /
(2) Sushma and I/
(3) for the meeting to be /
(4) held in the next month. /
(5) No error

132.

(1) The city people stayed /
(2) fearlessly despite of /
(3) rumour of terrorist attack /
(4) in the area. /
(5) No error

133.

(1) The Director asked me /
(2) how I have not /
(3) taken his permission /
(4) before applying for the new job. /
(5) No error

134.

(1) Buy presents for ladies /
(2) in their absence /
(3) is a very /
(4) difficult task. /
(5) No error

135.

(1) A disaster management cell is opened /
(2) by the state government /
(3) before the rainy season /
(4) as a precau­tionary measure. /
(5) No error

136.

(1) This college has /
(2) a glorious tradition /
(3) that attract /
(4) good students to the college. /
(5) No error

137.

(1) Manasi is too busy /
(2) in her current /
(3) programmes to take /
(4) up any new ones. /
(5) No error

Directions: In each of the following questions four words are given of which two words are most nearly the same or opposite in meaning. Find the two words which are most nearly the same or opposite in meaning and indicate the number of the correct letter combination by darkening the appropriate oval in your answer-sheet.
 

138. (1) census (2) censure (3) reprimand (4) universe

(1) A-B
(2) A-D
(3) A-C
(4) B-C
(5) C-D

139. (1) reason (2) discernible (3) valid (4) perceptible

(1) A-D
(2) B-C
(3) A-C
(4) C-D
(5) B-D

140. (1) critical (2) space (3) concourse (4) courtyard

(1) A-D
(2) B-D
(3) C-D
(4) B-C
(5) A-B

141. (1) mitigation (2) risking (3) appreciation (4) alleviation

(1) C-A
(2) C-D
(3) A-D
(4) A-B
(5) B-D

142. (1) reiteration (2) honouring (3) reverberation (4) hollow

(1) A-C
(2) B-C
(3) C-D
(4) A-B
(5) B-D

143. (1) refurbish (2) furnish (3) innovate (4) renovate

(1) C-A
(2) C-D
(3) C-B
(4) B-A
(5) A-D

144. (1) articulate (2) decipher (3) senseless (4) decode

(1) C-B
(2) A-D
(3) B-A
(4) D-C
(5) D-B

Directions: Which of the phrase i), (2), (3) and (4) given below each sentence should replace the phrase printed in bold type to make the sentence grammatically correct? If the sentence is correct as it is, mark (5) i.e. ‘No correction required’ as the answer.

145. Lift the handset only after paid a one rupee coin.

(1) paying a one-rupee coin
(2) you pay one rupee coin
(3) pay one rupee-coin
(4) you paid one rupee coin
(5) No correction required

146. Good life, according to many people, is to making more and more money.

(1) is making
(2) is made
(3) are made
(4) are making
(5) No correction required

147. His behaviour with all his employees is so pleasing that everyone come forward for helping him.

(1) came towards him for help
(2) comes towards him for help
(3) comes forward to help him
(4) comes forward for help him
(5) No correction required

148. A master should never impose his servants too much work.

(1) his servants with too much work
(2) too much work with his servants
(3) too much work on his servants
(4) too much work for his servants
(5) No correction required

149. What matter does most is the quality and not the quantity.

(1) What does matter
(2) What does it matter
(3) That matters
(4) What matters
(5) No correction required

150. The police commissioner burst into rage and ordered immediately suspension of the inspector who had arrested the innocent boy.

(1) order immediately
(2) order immediate
(3) ordered immediate
(4) ordering immediate
(5) No correction required

151. He would be like to have some ice-cream.

(1) would like to
(2) would be liked to
(3) was to be liking to
(4) would being liked to
(5) No correction required

152. Not knowing the language and had no friends in the country, he found it impossible to get a job.

(1) has no
(2) with having
(3) with having not
(4) having no
(5) No correction required

153. She will not attend the meeting until she is asked to.

(1) except
(2) even with
(3) even except
(4) unless
(5) No correction required

154. Because of his smart work, he is in the best books of his employer.

(1) in the better books
(2) in the good book
(3) in the good books
(4) into the good books
(5) No correction required

155. With the introduction of the new system, the number of candidates who resort to unfair means is decreasing year after year.

(1) resorting to
(2) to resort to
(3) resorted to
(4) to resorting
(5) No correction required

Directions: In the following passage there are blanks, each of which has been numbered. These numbers are again printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Though I had hired cabins in Bandra and a house in Andheri, divinity would not let me settle down. 156 had I moved into my new house when my brother Balmukund, who had already been through an 157 ttack of jaundice some years back, had a 158 attack of typhoid, 159 with pneumonia and signs of restlessness at night. The doctor was 160 in.

156.

(1) Then
(2) Hardly
(3) Wherever
(4) Quicker
(5) Why

157.

(1) heart
(2) big
(3) acute
(4) hard
(5) harsh

158.

(1) unforgiving
(2) hard
(3) burly
(4) severe
(5) tough

159.

(1) couple
(2) felt
(3) combined
(4) joint
(5) adjoining

160.

(1) brought
(2) called
(3) invited
(4) sent
(5) commissioned computer & Marketing

161. A _______ is a computer over internets which read IP address on a packet and relay it towards its destination.

(1) switch
(2) server
(3) hub
(4) router
(5) None of these

162. A floppy can be write-protected by

(1) Breaking the slider
(2) Positioning the slider to cover the hole
(3) Positioning the slider away from the hole
(4) A floppy cannot be write-protected.
(5) None of these

163. Rotational delay time is also known as

(1) Seek time
(2) Shift time
(3) Latency
(4) Access time
(5) None of these

164. The average drives have an access time of

(1) 14-29 ms
(2) 9-14 ms
(3) 60-70 ms
(4) All the above
(5) None of these

165. In which of the following kinds of disk does the read/write head physically touch the surface?

(1) Hard Disk
(2) Compact Disk
(3) Floppy Disk
(4) All the above
(5) None of these

166. RAID stands for

(1) Reproduce Array of Intelligent Disks
(2) Reproduce Array of Inexpensive Disks
(3) Redundant Array of Inexpensive Drives
(4) Redundant Array of Inexpensive Disks
(5) None of these

167. CD-ROM is a kind of

(1) Optical disk
(2) Magneto-Optical disk
(3) Magnetic disk
(4) All the above
(5) None of these

168. Hotmail, a free web-based email service, is operated by which of the following companies?

(1) Apple
(2) Rediff
(3) Microsoft
(4) Yahoo
(5) Google

169. A collection of binary digits is known as

(1) Half Bit
(2) 1/2 KB
(3) Byte
(4) Nibble
(5) None of these

170. Which of the following is not a part of the CPU?

(1) Arithmetic and Logic Unit
(2) Storage Unit
(3) Program Unit
(4) Control Unit
(5) None of these

171. Which of the following is not a unit of measurement in computer systems?

(1) DPI
(2) PPI
(3) API
(4) Bd
(5) MB

172. In Windows XP, which of the following shortcuts is used to cycle through opened items in taskbar?

(1) Ctrl + Tab
(2) Alt + Tab
(3) Ctrl + Esc
(4) Alt + Esc
(5) None of these

173. In concern of databases, what does OLTP stands for?

(1) On-Line Transfer Process
(2) On-Line Transfer Protocol
(3) On-Line Transaction Protocol
(4) On-Line Transaction Processing
(5) None of the above

174. ____ is a process of analysing data from different perspectives and summarising it into useful information.

(1) Normalisation
(2) Data Mining
(3) Data Manipulation
(4) Data Warehouse
(5) None of the above

175. A network point that acts as an entrance to another network is called

(1) Switch
(2) Gateway
(3) Router
(4) Handshake
(5) Pipelining

176. The toolbar in which you can type a web adress is called _____ Bar.

(1) Address
(2) Format
(3) Status
(4) Navigation
(5) None

177. What is stop-level domain name of the following URL?
http.//www.yahoo.com/mail/default.asp

(1) http
(2) www
(3) yahoo
(4) .com
(5) .asp

178. ____are web addresses that users have asked the web browser to remember for convenient access in the future.

(1) Favorites
(2) URL
(3) Hyperlink
(4) Domain Name
(5) None of theses

179. Which of the following is a characteristic of data warehouse?

(1) It can be updated by the end users.
(2) It contains numerous naming conventions and formats.
(3) It is organised around important subject areas.
(4) It contains only current data.
(5) None of these

180. _____ servers store and manage files for network users.

(1) Authentication
(2) Main
(3) Web
(4) File
(5) None of these

181. Online marketing is the function of which of the following:

(1) Purchase Section
(2) Production Department
(3) IT Department
(4) Design Section
(5) A collective function of all staff

182. Customization is useful for:

(1) Designing customer specific products
(2) Call centres
(3) Publicity
(4) Motivating the staff
(5) Cold calls

183. The key challenge to market-driven strategy is:

(1) Selling maximum products
(2) Employing maximum DSAs
(3) Delivering superior-value to customers
(4) Being rigid to changes
(5) Adopting short-term vision

184. Effective selling skill depends on:

(1) Size of the sales team
(2) Age of the sales team
(3) Peer strength
(4) Knowledge level of the sales team
(5) Education level of the sales team

185. Generation of sales leads can be improved by:

(1) Being very talkative
(2) Increasing personal and professional contacts
(3) Being passing
(4) Engaging recovery agents
(5) Product design

186. A market plan is:

(1) Performance appraisal of marketing staff
(2) Company prospectus
(3) Documented marketing strategies
(4) Business targets
(5) Call centre

187. Marketing channels mean:

(1) Delivery objects
(2) Sales targets
(3) Delivery outlets
(4) Delivery boys
(5) Sales teams

188. Social marketing means

(1) Share market prices
(2) Marketing by the entire society
(3) Internet marketing
(4) Relationship marketing
(5) Social by-laws

189. Service marketing is the same as:

(1) Internet marketing
(2) Telemarketing
(3) Internal marketing
(4) Relationship marketing
(5) Transaction marketing

190. Market-driven strategies include:

(1) Identifying problems
(2) Planning marketing tactic of peers
(3) Positioning the organization and its brands in the marketplace
(4) Internal marketing
(5) Selling old products

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ALERT: IBPS PO & Clerk Exam Pattern Changed


IBPS PO & Clerk Exam Patter Changed


Dear candidate,
We are very pleased to inform you that IBPS has decided to announce calendar of examinations for CWE – IV RRB and CWE-V for participating organizations. IBPS had announced calendar of examinations for CWE RRB – IV – recruitment of officers scales I, II & III and office assistants. It has been decided by the competent authority of IBPS to hold two tier examinations for recruitment of PO/MT and clerks from CWE-V onwards.

We therefore wanted to inform you to register for this coveted examinations, because all the candidate who successfully register themselves under CWE PO/MT – V and CWE CLERK – V will be called for preliminary examinations.

You must remember that based on the performance in the preliminary examination, certain number of the candidates will be shortlisted for each of these examination. The shortlisted candidates will then be called for main examinations.

There is a new twist in the tale, from now on there will be fewer number of questions in the preliminary examinations with shorter duration. IBPS will make available the details of preliminary and mains examinations on IBPS website through the detailed notification in due course.

Old Pattern New Pattern
1. Written Exam 1. Written Exam (Pre.)
2. Interview 2. Written Exam (Mains)
  3. Interview

Wishing Your Success
BANKPOCLERK.COM Team

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